Prosecution Insights
Last updated: October 04, 2026

United Services Automobile Association

Technology area: Transportation, E-Commerce & Mechanical Systems

2 pending office actions • 1 art units • 2 examiners • 0 of 2 (0%) have an AI response strategy ready • 183 patents granted in the last 365 days

Analysis

United Services Automobile Association currently manages 2 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These actions are handled by 2 distinct examiners, yet they are each contained within 1 distinct art unit. This indicates that while the company is dealing with different individuals, the technical review is centralized within a specific group at the patent office. This structure can lead to a more predictable technical environment despite the different examiners.

The busiest examiner, MOORTHY, ARAVIND K, is responsible for 1 pending office action. With a busiest examiner pending count of 1, the workload is split between the examiners involved. Practitioners must address the pending office actions by adapting to the specific styles of the distinct examiners while operating within the constraints of the art unit. This requires a balanced approach to prosecution that respects individual examiner preferences.

The focus on 1 distinct art unit suggests a consistent technical theme across the company's current filings in Transportation, E-Commerce & Mechanical Systems. Managing the pending office actions requires a coordinated strategy to ensure that responses remain consistent across the portfolio. The involvement of distinct examiners means that the company must be prepared for different interpretive approaches to the same technical field. The centralized art unit provides a stable foundation for these efforts.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

2
Total Pending OAs
2
Non-Final OAs
0
Final Rejections
0
Advisory / Quayle

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

0
Hard (0%)
0
Medium (0%)
2
Easy (100%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
Double-patenting only2 (100%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
1
Mechanical / Eng
50% of docket
1
Business / Other
50% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

20 h
Manual time on pending OAs
4 h
Time saved (low, 20%)
7 h
Time saved (mid, 35%)
0.2 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
MOORTHY, ARAVIND K 1 84.5% +12.2%
NGUYEN, TIEN C 1 68.1% +18.5%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
19191980 SYSTEM AND METHOD FOR IMPROVED PHONE AND DIGITAL COMMUNICATION VERIFICATION AND EFFICIENCY MOORTHY, ARAVIND K —

Interview Candidates (2)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 2 ordered by deadline are shown.

App #TitleExaminerDue in
19191980 SYSTEM AND METHOD FOR IMPROVED PHONE AND DIGITAL COMMUNICATION VERIFICATION AND EFFICIENCY MOORTHY, ARAVIND K —
19038702 SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT ENABLING AUTO-CAPTURE FUNCTIONALITY VIA VIDEO FRAME PROCESSING NGUYEN, TIEN C —

Top Art Units

Art UnitApps
3694 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19191980 SYSTEM AND METHOD FOR IMPROVED PHONE AND DIGITAL COMMUNICATION VERIFICATION AND EFFICIENCY MOORTHY, ARAVIND K — DP Non-Final OA — Pending Apr 28, 2025
19038702 SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT ENABLING AUTO-CAPTURE FUNCTIONALITY VIA VIDEO FRAME PROCESSING NGUYEN, TIEN C 3694 DP Non-Final OA — Pending Jan 27, 2025

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