Prosecution Insights
Last updated: October 25, 2026

Worldpay LLC

Technology area: Transportation, E-Commerce & Mechanical Systems

24 pending office actions • 13 art units • 21 examiners • 0 of 24 (0%) have an AI response strategy ready • 48 patents granted in the last 365 days

Analysis

Worldpay LLC has 24 pending office actions in Transportation, E-Commerce & Mechanical Systems. The profile identifies 22 distinct examiners and 14 distinct art units, indicating that the pending matters are widely distributed across examination assignments.

HUANG, JAY is the busiest identified examiner, with 2 pending matters. The examiner distribution leaves little evidence of a dominant concentration, so portfolio management should emphasize reliable tracking and application-specific response preparation. Counsel may also use the art-unit structure to organize recurring issues while adapting arguments to the separate examiner contexts.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

24
Total Pending OAs
11
Non-Final OAs
9
Final Rejections
4
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 8 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

2
Overdue
0
Due this week
5
Due this month
0
Due in next 60 days
1
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 8 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (2)Due ≤ 30 days (5)Due later (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

19
Hard (79%)
3
Medium (12%)
2
Easy (8%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only14 (58%)
§101 + other3 (12%)
§103 only2 (8%)
§102 only1 (4%)
§112 only1 (4%)
Double-patenting only1 (4%)
Multi-statute (no §101)2 (8%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
4% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
22
Mechanical / Eng
92% of docket
1
Business / Other
4% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

240 h
Manual time on pending OAs
48 h
Time saved (low, 20%)
84 h
Time saved (mid, 35%)
2.1 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
HUANG, JAY 3 52.9% +20.9%
BUSCH, CHRISTOPHER CONRAD 2 28.7% +20.8%
ASGARI, SIMA 1 27.3% +19.5%
SCHWARZENBERG, PAUL 1 62.1% +27.7%
DUONG, OANH 1 80.3% +12.3%
MASUD, ROKIB 1 68.9% +0.3%
ADE, OGER GARCIA 1 75.5% -2.5%
DEBROW, JAMES J 1 70.1% +25.7%
MADAMBA, CLIFFORD B 1 44.7% +14.8%
KAZIMI, HANI M 1 48.4% +18.6%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
19271241 SYSTEMS AND METHODS FOR SUBSCRIBING TOPICS AND REGISTERING COMPUTER SERVER EVENT NOTIFICATIONS DUONG, OANH —

Hard Cases (20)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17934678 SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING NEWLON, WILLIAM D 2d overdue
17933960 SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS AUSTIN, JAMIE H 19d
18343943 SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS MALKOWSKI, MARK A 28d
18893261 SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY BUSCH, CHRISTOPHER CONRAD 29d
18326197 SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS HILMANTEL, ADAM J 29d
17700125 SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT JAMES, GREGORY MARK 29d
17935586 SYSTEMS AND METHODS FOR TRACKING CONSUMER SPEND BEHAVIORS SCHEUNEMANN, RICHARD N 69d
19400109 TOKENIZING SENSITIVE DATA ASGARI, SIMA —

Interview Candidates (11)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18496289 METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY HUANG, JAY 29d overdue
18893261 SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY BUSCH, CHRISTOPHER CONRAD 29d
19400109 TOKENIZING SENSITIVE DATA ASGARI, SIMA —
19384606 SYSTEMS AND METHODS FOR ELECTRONIC CERTIFICATION OF E-COMMERCE SECURITY BADGES SCHWARZENBERG, PAUL —
19271241 SYSTEMS AND METHODS FOR SUBSCRIBING TOPICS AND REGISTERING COMPUTER SERVER EVENT NOTIFICATIONS DUONG, OANH —
18919058 SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS WITH A TRANSACTION ACCELERATOR DEBROW, JAMES J —
18828689 SYSTEM AND METHOD FOR SUB-MERCHANT FUNDING MADAMBA, CLIFFORD B —
18794987 BROWSER PLUG-IN ENABLING USE OF EMV CARD INFORMATION KAZIMI, HANI M —

Top Art Units

Art UnitApps
3692 3
3619 3
3627 2
3621 2
3691 2
3625 2
3696 2
3622 2
3698 1
3695 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19400109 TOKENIZING SENSITIVE DATA ASGARI, SIMA 3698 DP Non-Final OA — Pending Nov 25, 2025
19384606 SYSTEMS AND METHODS FOR ELECTRONIC CERTIFICATION OF E-COMMERCE SECURITY BADGES SCHWARZENBERG, PAUL 3695 §101 Non-Final OA — Pending Nov 10, 2025
19271241 SYSTEMS AND METHODS FOR SUBSCRIBING TOPICS AND REGISTERING COMPUTER SERVER EVENT NOTIFICATIONS DUONG, OANH — §112Other Non-Final OA — Pending Jul 16, 2025
19264166 TECHNOLOGIES FOR ENHANCED CREDIT TRANSACTIONS MASUD, ROKIB 3627 §101§103§112 Non-Final OA — Pending Jul 09, 2025
19074895 SYSTEMS AND METHODS FOR DIRECT ELECTRONIC COMMUNICATION OF CONSUMER INFORMATION ADE, OGER GARCIA 3627 §103Other Non-Final OA — Pending Mar 10, 2025
18919058 SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS WITH A TRANSACTION ACCELERATOR DEBROW, JAMES J 2174 §102 Non-Final OA — Pending Oct 17, 2024
18893261 SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY BUSCH, CHRISTOPHER CONRAD 3621 §101 Final Rejection 29d Pending Sep 23, 2024
18828689 SYSTEM AND METHOD FOR SUB-MERCHANT FUNDING MADAMBA, CLIFFORD B 3692 §101 Final Rejection — Pending Sep 09, 2024
18794987 BROWSER PLUG-IN ENABLING USE OF EMV CARD INFORMATION KAZIMI, HANI M 3691 §101 Non-Final OA — Pending Aug 05, 2024
18792023 SYSTEMS AND METHODS FOR DATA ANALYTICS AND ELECTRONIC DISPLAYS THEREOF TO PAYMENT FACILITATORS AND SUB-MERCHANTS TORRICO-LOPEZ, ALAN 3625 §101 Final Rejection — Pending Aug 01, 2024
18496289 METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY HUANG, JAY 3619 §103Other Non-Final OA 29d overdue Pending Oct 27, 2023
18488233 SYSTEMS AND METHODS FOR DATA SECURITY HUANG, JAY 3619 §103§112 Non-Final OA — Pending Oct 17, 2023
18343943 SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS MALKOWSKI, MARK A 3696 §101 Final Rejection 28d Pending Jun 29, 2023
18335468 TECHNOLOGIES FOR ATTRIBUTING ELECTRONIC TRANSACTIONS TO TARGETED ELECTRONIC CONTENT DISTRIBUTION CAMPAIGNS CIRNU, ALEXANDRU 3622 §101 Non-Final OA — Pending Jun 15, 2023
18326197 SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS HILMANTEL, ADAM J 3691 §101 Final Rejection 29d Pending May 31, 2023
18322229 SYSTEMS AND METHODS FOR SUBSTITUTE LOW-VALUE TOKENS IN SECURE NETWORK TRANSACTIONS NILFOROUSH, MOHAMMAD A 3697 §101 Non-Final OA — Pending May 23, 2023
18056396 SYSTEMS AND METHODS FOR MONITORING ONLINE TRANSACTIONS BETWEEN REGISTERED USERS AND SERVICE PROVIDERS BY A TRAINED MACHINE LEARNING MODEL MANDEL, MONICA A 3622 §101§103§112DP Non-Final OA — Pending Nov 17, 2022
17935586 SYSTEMS AND METHODS FOR TRACKING CONSUMER SPEND BEHAVIORS SCHEUNEMANN, RICHARD N 3624 §101 Final Rejection 69d Pending Sep 27, 2022
17934678 SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING NEWLON, WILLIAM D 3696 §101 Non-Final OA 2d overdue Pending Sep 23, 2022
17933960 SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS AUSTIN, JAMIE H 3625 §101§112 Non-Final OA 19d Pending Sep 21, 2022
17746803 SYSTEMS AND METHODS FOR SECURE ONLINE TRANSACTION HUANG, JAY 3619 §103§112 Non-Final OA — Pending May 17, 2022
17700125 SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT JAMES, GREGORY MARK 3692 §101 Final Rejection 29d Pending Mar 21, 2022
17654138 SYSTEMS AND METHODS FOR LINKING ACH DATA WITH MERCHANT LOYALTY DATA BUSCH, CHRISTOPHER CONRAD 3621 §101 Final Rejection — Pending Mar 09, 2022
17444115 SYSTEMS AND METHODS FOR AGGREGATED DATABASE FOR CROSS-ISSUER FRAUD DETECTION SYSTEM CHISM, STEVEN R 3692 §101 Final Rejection — Pending Jul 30, 2021

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Frequently Asked Questions

How many pending USPTO office actions does Worldpay LLC have?

Worldpay LLC has 24 pending office actions as of October 2026, spread across 13 art units and 21 examiners.

Which USPTO examiner handles the most Worldpay LLC applications?

Jay Huang has the most, with 3 of Worldpay LLC's pending office actions.

What technology area are Worldpay LLC's patent applications in?

Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.

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