Prosecution Insights
Last updated: May 29, 2026

Examiner: BORLINGHAUS, JASON M

Tech Center 3600 • Art Units: 3692 3693 3695

This examiner grants 47% of resolved cases

Performance Statistics

47.4%
Allow Rate
-4.6% vs TC avg
468
Total Applications
+20.6%
Interview Lift
1685
Avg Prosecution Days
Based on 418 resolved cases, 2023–2026

Rejection Statute Breakdown

9.2%
§101 Eligibility
1.6%
§102 Novelty
84.8%
§103 Obviousness
3.9%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18427457 COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE A PORTAL FOR MIGRATING ONE OR MORE EXISTING RELATIONSHIPS FROM ONE ENTITY TO ANOTHER ENTITY AND METHODS OF USE THEREOF Non-Final OA Capital One Services, LLC
18507600 AUTOMATIC FRAUD DETECTION USING MACHINE LEARNING Non-Final OA Capital One Services, LLC
18992714 Gesture-Controlled Payment Instrument Non-Final OA Visa International Service Association
18226260 EQUIPMENT MANAGEMENT SERVER, TERMINAL DEVICE, INFORMATION PROCESSING SYSTEM, INFORMATION PROCESSING METHOD, STORAGE MEDIUM STORING INFORMATION PROCESSING PROGRAM, IMAGE DISPLAY METHOD, STORAGE MEDIUM STORING IMAGE DISPLAY PROGRAM, AND PRODUCT MANAGEMENT SERVER Non-Final OA Mitsubishi Electric Corporation
18193307 SYSTEMS AND METHODS FOR AUTOMATICALLY UPDATING ACCOUNT INFORMATION Final Rejection Mastercard International Incorporated
17714288 PREDICTING OCCURRENCES OF TARGETED ATTRITION EVENTS USING TRAINED ARTIFICIAL-INTELLIGENCE PROCESSES Non-Final OA The Toronto-Dominion Bank
18068518 MAXIMIZING PAYMENT OPTIONS WITH A TRUSTED CHAIN Non-Final OA INTERNATIONAL BUSINESS MACHINES CORPORATION
17822359 SYSTEMS AND METHODS FOR INTELLIGENT FRAUD DETECTION Non-Final OA JPMORGAN CHASE BANK, N.A.
18592845 SYSTEMS AND METHODS FOR DETERMINING AN INITIAL MARGIN Non-Final OA Intercontinental Exchange Holdings, Inc.
18915000 PROTECTION SERVICE MANAGEMENT SYSTEM Non-Final OA State Farm Mutual Automobile Insurance Company
18216304 Using a Distributed Ledger to Determine Fault in Subrogation Final Rejection STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
18134972 SYSTEMS AND METHODS FOR GENERATING GRAPHICAL USER INTERFACES RELATING TO DETERMINED PARAMETRIC EVENTS Final Rejection STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
18217038 AUTOMATIC SYNCHRONIZATION OF A DEVICE FOR TRANSACTION PROCESSING BASED ON GEO-FENCED LOCATIONS Non-Final OA PayPal, Inc.
18148979 PROVIDING APPLICATION NOTIFICATION FOR COMPUTING APPLICATION LIMITATIONS Non-Final OA PAYPAL, INC.
15168722 CURRENCY ACQUISITION DEVICES, SYSTEMS, AND METHODS Non-Final OA NCR Atleos Corporation
18498719 UTILIZING A DIGITAL DIRECT DEPOSIT PREDICTOR MACHINE-LEARNING MODEL TO DETERMINE RISK FOR A NETWORK TRANSACTION COMPRISING A DIGITAL DIRECT DEPOSIT ADVANCE Non-Final OA Chime Financial, Inc.
19053248 INFORMATION PROCESSING DEVICE AND PROGRAM Non-Final OA Trygle Co., Ltd.
18196634 VISUAL RECONSTRUCTION OF TRAFFIC INCIDENT BASED ON SENSOR DEVICE DATA Non-Final OA Esurance Insurance Services, Inc.
19024913 METHOD AND SYSTEM TO FUND HOME IMPROVEMENT PROJECT OF A CONSUMER Non-Final OA One Click Contractor, Inc.
19018800 Proximity Based User Authentication Non-Final OA Tegere, Inc.
19006843 SYSTEM AND METHOD FOR MONITORING AND PREDICTING CHANGES IN VALUES OF AN ASSET Non-Final OA ECF VALUATION LTD.
18783716 SYSTEM AND METHOD FOR MANAGING FRACTIONAL SHARES OF EXCHANGE TRADED FUNDS IN RETIREMENT PLANS Non-Final OA Charles Schwab & Co., Inc.
17957507 INTEGRATED LOYALTY VISION FOR TRANSACTIONS Final Rejection NCR Voyix Corporation
18941484 SYSTEM AND METHOD FOR MANAGEMENT OF PHYSICAL ASSETS Non-Final OA CURIE TECHNOLOGIES, INC.
18208740 ESTABLISHING A LIMITED DURATION CASINO LINE OF CREDIT BASED ON CRYPTOCURRENCY HELD IN A CASINO CONTROLLED CUSTODIAN ACCOUNT Final Rejection IGT
18375728 Method and Apparatus for Managing Orders in Financial Markets Non-Final OA Exegy Incorporated
18348699 VISUALIZATIONS AND PREDICTIONS OF ONE OR MORE METRICS ASSOCIATED WITH FINANCIAL HEALTH Non-Final OA Mercury Financial Holdings LLC
17709207 VISUALIZATIONS AND PREDICTIONS OF ONE OR MORE METRICS ASSOCIATED WITH FINANCIAL HEALTH Final Rejection Mercury Financial Holdings LLC
17316517 SYSTEMS AND METHODS FOR AUTOMATED MANIPULATION RESISTANT INDEXING Non-Final OA HDR SG PTE. LTD
12586913 System and method for managing and trading auction limit orders in a hybrid auction market Final Rejection NEW YORK STOCK EXCHANGE LLC

Facing This Examiner?

IP Author analyzes examiner patterns and generates tailored response strategies with the highest chance of allowance.

Build Your Strategy

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month