Prosecution Insights
Last updated: May 29, 2026

Examiner: CHANG, EDWARD

Tech Center 3600 • Art Units: 3691 3692 3695 3696

This examiner grants 63% of resolved cases

Performance Statistics

63.4%
Allow Rate
+11.4% vs TC avg
557
Total Applications
+32.8%
Interview Lift
1223
Avg Prosecution Days
Based on 538 resolved cases, 2023–2026

Rejection Statute Breakdown

41.9%
§101 Eligibility
8.5%
§102 Novelty
41.6%
§103 Obviousness
1.5%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18765044 COMPUTER-BASED SYSTEMS HAVING COMPUTING DEVICES PROGRAMMED TO EXECUTE FRAUD DETECTION ROUTINES BASED ON FEATURE SETS ASSOCIATED WITH INPUT FROM PHYSICAL CARDS AND METHODS OF USE THEREOF Non-Final OA Capital One Services, LLC
18762355 PAYMENT SERVICES VIA APPLICATION PROGRAMMING INTERFACE Non-Final OA Wells Fargo Bank, N.A.
18736938 COMPUTING SYSTEMS AND METHODS FOR MULTI-PARTY TRANSACTIONS Non-Final OA Wells Fargo Bank, N.A.
17492931 GENERATING DYNAMIC REPAYMENT TERMS Final Rejection Block, Inc.
18100973 MULTIRAIL PAYMENT ACCOUNTS Non-Final OA American Express Travel Related Services Company, Inc.
18935252 USER INTERFACES FOR STORED-VALUE ACCOUNTS Non-Final OA Apple Inc.
18817143 SYSTEMS AND METHODS FOR WEATHER-RELATED VEHICLE DAMAGE PREVENTION Non-Final OA State Farm Mutual Automobile Insurance Company
18945431 SYSTEMS AND METHODS FOR AN APPLICATION PROGRAMMING INTERFACE BASED ACCOUNT CAPABILITIES FRAMEWORK Non-Final OA Stripe, LLC
18732458 RAPID ONLINE PAYMENT SYSTEM Non-Final OA PayPal, Inc.
18563828 DATA PROCESSING Non-Final OA Alipay (Hangzhou) Information Technology Co., Ltd.
18515767 GENERATING USER INTERFACES COMPRISING A UNIVERSAL DYNAMIC BASE LIMIT VALUE REFLECTING TRANSACTIONS WITHIN ONE OR MORE TRANSACTION ACCOUNTS Non-Final OA Chime Financial, Inc.
18755183 DARKPOOL MATCHING OF ORDERS WITH PRICE DISCRETION Final Rejection CFPH, LLC
18631229 CLIENT LEAD NOTIFICATION Final Rejection Consumer Agent Portal, LLC dba TrustedChoice.com

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