Prosecution Insights
Last updated: August 18, 2026

Examiner: CHISM, STEVEN R

Tech Center 3600 • Art Units: 3661 3689 3692

This examiner grants 31% of resolved cases

Performance Statistics

31.2%
Allow Rate
-20.8% vs TC avg
181
Total Applications
+43.0%
Interview Lift
1153
Avg Prosecution Days
Based on 138 resolved cases, 2023–2026

Rejection Statute Breakdown

33.7%
§101 Eligibility
7.4%
§102 Novelty
28.7%
§103 Obviousness
30.0%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
19046068 ADVANCED FRAUD DETECTION SYSTEM Non-Final OA Wells Fargo Bank, N.A.
18766109 SYSTEMS AND METHODS FOR PROVIDING ELECTRONIC DISBURSEMENTS Final Rejection Wells Fargo Bank, N.A.
18209254 SYSTEMS AND METHODS FOR MESSAGE-ENABLED TRANSFERS Final Rejection Wells Fargo Bank, N.A.
18159738 AVAILABILITY STATUS FOR REAL-TIME PAYMENT NETWORKS Non-Final OA American Express Travel Related Services Company, Inc.
18710832 ACCOUNT LINKING INDEX STRUCTURE IN A NETWORK Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
18487930 SYSTEMS AND METHODS FOR GENERATING TOKENS FOR TRACKING ITEMS USING A BLOCKCHAIN Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
18534008 SYSTEMS AND METHODS FOR BLOCKCHAIN IDENTITY PROOFING VIA FEDERATION PROTOCOLS FROM TRUSTED PARTIES Non-Final OA JPMORGAN CHASE BANK, N.A.
18509710 SYSTEM AND METHOD FOR FRAUD VERIFICATION ACROSS USER IDENTIFICATION FORMATS IMPLEMENTING SCANNING TECHNOLOGIES Final Rejection JPMorgan Chase Bank, N.A.
18981919 Systems and Methods of Building a Consistent Vehicle Data Repository Non-Final OA STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
17979744 Premium Adjustments Based on Mitigation Techniques Final Rejection STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
18201570 SYSTEM AND METHOD FOR PROCESSING A TRANSFER BETWEEN A SIMULATED AND REAL ENVIRONMENT Final Rejection BANK OF AMERICA CORPORATION
17838886 METHODS AND SYSTEMS FOR SHARED RESOURCE ACCESS Non-Final OA Synchrony Bank

Facing This Examiner?

IP Author analyzes examiner patterns and generates tailored response strategies with the highest chance of allowance.

Build Your Strategy

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month