Examiner: HEWITT II, CALVIN L

Tech Center 3600 • Art Units: 3623 3625 3685 3692

This examiner grants 2% of resolved cases

Performance Statistics

1.5%

Allow Rate

-50.5% vs TC avg

Total Applications

+6.2%

Interview Lift

1955

Avg Prosecution Days

Based on 68 resolved cases, 2023–2026

22.1%

§101 Eligibility

14.3%

§102 Novelty

37.1%

§103 Obviousness

25.9%

§112 Clarity

App #	Title	Status	Assignee
18448105	DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS	Final Rejection	MASTERCARD INTERNATIONAL INCORPORATED

IP Author analyzes examiner patterns and generates tailored response strategies with the highest chance of allowance.