Prosecution Insights
Last updated: October 02, 2026

Examiner: HUDSON, MARLA LAVETTE

Tech Center 3600 • Art Units: 3694

This examiner grants 56% of resolved cases

Performance Statistics

55.5%
Allow Rate
+3.5% vs TC avg
148
Total Applications
+23.6%
Interview Lift
996
Avg Prosecution Days
Based on 119 resolved cases, 2023–2026

Rejection Statute Breakdown

47.8%
§101 Eligibility
5.6%
§102 Novelty
29.1%
§103 Obviousness
13.8%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
19098418 LOAN REFINANCING AND/OR CONSOLIDATION TOOL Non-Final OA Wells Fargo Bank, N.A.
18410684 ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING Final Rejection Wells Fargo Bank, N.A.
17967667 TRANSACTION AUTHENTICATION SYSTEMS AND METHODS Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
18544521 TECHNOLOGIES FOR EFFICIENTLY DETERMINING CREDIT LOSS SENSITIVITY TO MACROECONOMIC IMPACTS Non-Final OA The PNC Financial Services Group, Inc.
18636338 ANALYZING A UNIT FOR UPGRADED ACCESS Final Rejection Truist Bank
18951838 SECURE MODAL BASED DIGITAL INSTALLMENTS Final Rejection Synchrony Bank
19208206 SYSTEMS AND METHODS FOR EXECUTING MODELS BASED ON METADATA Non-Final OA BANK OF MONTREAL

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