Prosecution Insights
Last updated: October 02, 2026

Examiner: KANERVO, VIRPI H

Tech Center 3600 • Art Units: 3619 3691

This examiner grants 48% of resolved cases

Analysis

Virpi H Kanervo, an examiner in Tech Center 3600 and Art Unit 3619, has overseen 565 resolved cases. The data shows an allowance rate pct of 47.4 and a median days to allowance of 1482. These 565 resolved cases provide a statistical basis for understanding the examiner's approach. The 47.4 percent allowance rate indicates the frequency of granted patents for applications assigned to this examiner in Art Unit 3619.

The interview lift pct of 47.6 is a significant figure, indicating that interviews are an effective tool for increasing the probability of allowance. This 47.6 percent lift suggests that direct communication is a key strategy for practitioners. The 1482 days to allowance establishes the expected timeline for reaching an outcome. With 565 resolved cases, the examiner's metrics are well-documented. The 47.4 percent allowance rate and the 47.6 percent interview lift are the primary metrics for strategic planning.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Performance Statistics

47.5%
Allow Rate
-4.5% vs TC avg
607
Total Applications
+47.6%
Interview Lift
1479
Avg Prosecution Days
Based on 568 resolved cases, 2023–2026

Rejection Statute Breakdown

41.5%
§101 Eligibility
9.1%
§102 Novelty
37.3%
§103 Obviousness
10.2%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18622848 CHAINING TRANSACTIONS FOR FRAUD PREVENTION Non-Final OA MASTERCARD INTERNATIONAL INCORPORATED
18435388 SYSTEM OF AUTHORIZING FINANCIAL TRANSACTIONS FOR CONSUMERS WITH DISABILITIES Non-Final OA MASTERCARD INTERNATIONAL INCORPORATED
19232943 MOBILE WEB BROWSER AUTHENTICATION AND CHECKOUT USING A CONTACTLESS CARD Non-Final OA Capital One Services, LLC
18390521 ADJUSTMENT OF CARD CONFIGURATIONS FOR FLIGHT INTERRUPTIONS Non-Final OA Capital One Services, LLC
18539119 SYSTEMS AND METHODS FOR REFUNDING PREFUNDED VIRTUAL CARDS Non-Final OA Capital One Services, LLC
18389330 SYSTEMS AND METHODS FOR MULTI-TAP INTERACTIONS BETWEEN A USER DEVICE AND CONTACTLESS CARD Final Rejection Capital One Services, LLC
18573957 Method for controlling a contactless transaction and corresponding communicating object Non-Final OA ORANGE
18586403 ACCOUNT REBALANCING DAEMON FOR USE WITH SECURE DIGITAL ASSET CUSTODIANS Final Rejection PayPal, Inc.
13619226 System, Method, and Apparatus for Creating and Distributing a Transaction Credit Non-Final OA BLACKHAWK NETWORK, INC.
18965052 SMART CONTRACT GENERATOR Non-Final OA Bank of America Corporation
18937204 SYSTEMS AND METHODS FACILITATING CONNECTION OF BROWSERS HAVING DIFFERENT TRANSPORT LAYER SECURITY VERSIONS USING A REVERSE PROXY SERVER Non-Final OA AT&T Intellectual Property I, L.P.
18905151 METHOD FOR PROVIDING CAREER VERIFICATION INFORMATION AND ELECTRONIC DEVICE SUPPORTING THE SAME Final Rejection KAKAO CORP.
16660201 CLIENT SPECIFIC DATA DISTRIBUTION Final Rejection CHICAGO MERCANTILE EXCHANGE INC.
19222105 SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS Non-Final OA Synchrony Bank
18640812 CROSS-PLATFORM RECORD MANAGEMENT USING A PEER-TO-PEER LINK SERVICE Non-Final OA MASTERCARD ASIA/PACIFIC PTE. LTD.
18396759 MACHINE LEARNING BASED SYSTEMS AND METHODS FOR IDENTIFICATION OF PAYMENT INFORMATION FROM ELECTRONIC MAILS Non-Final OA HIGHRADIUS CORPORATION
18111637 SYSTEM, METHOD AND APPARATUS FOR FASTER ACH TRANSFER PROCESSING Non-Final OA Affirm, Inc.

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