Prosecution Insights
Last updated: May 29, 2026

Examiner: MALKOWSKI, MARK A

Tech Center 3600 • Art Units: 3600 3692 3695 3696

This examiner grants 47% of resolved cases

Performance Statistics

47.0%
Allow Rate
-5.0% vs TC avg
86
Total Applications
+9.1%
Interview Lift
1227
Avg Prosecution Days
Based on 66 resolved cases, 2023–2026

Rejection Statute Breakdown

32.7%
§101 Eligibility
3.9%
§102 Novelty
58.0%
§103 Obviousness
5.0%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
17699838 Completing a Transaction Non-Final OA Mastercard International Incorporated
18343943 SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS Non-Final OA Worldpay, LLC
17828507 METHOD AND APPARATUS FOR FACILITATING AN AGGREGATED MARKETPLACE FOR PROVIDING FINANCING OFFERS IN AN ONLINE COMMERCIAL ECOSYSTEM Final Rejection Affirm, Inc.
17401938 System, Method and Apparatus for Making Credit Decisions at a User-Level Final Rejection Affirm, Inc.
18489992 SYSTEMS, METHODS, AND APPARATUSES FOR PROVIDING MANAGEMENT AND GENERATION OF ELECTRONIC RECEIPTS Non-Final OA CHARLES EDWARD BEASLEY
18057866 MACHINE LEARNING SYSTEMS AND METHODS FOR PROCESSING DATA FOR HEALTHCARE APPLICATIONS Final Rejection DocVocate, Inc.
17747059 METHODS AND SYSTEMS FOR INVESTMENT SCORING AND RANKING Non-Final OA KOHLBERG KRAVIS ROBERTS & CO. L.P.

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