Prosecution Insights
Last updated: August 17, 2026

Examiner: OJIAKU, CHIKAODINAKA

Tech Center 3600 • Art Units: 3692 3694 3695 3696

This examiner grants 46% of resolved cases

Performance Statistics

45.6%
Allow Rate
-6.4% vs TC avg
510
Total Applications
+8.7%
Interview Lift
1258
Avg Prosecution Days
Based on 467 resolved cases, 2023–2026

Rejection Statute Breakdown

38.3%
§101 Eligibility
7.6%
§102 Novelty
38.6%
§103 Obviousness
6.8%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18670136 BOT TO BOT FINANCING Non-Final OA Wells Fargo Bank, N.A.
18430514 SYSTEMS AND METHODS FOR PROPERTY MATCH DISPLAY AND EXECUTION Non-Final OA Wells Fargo Bank, N.A.
18384733 SYSTEMS AND METHODS FOR MODELING ACTIVITIES AND PERFORMANCE USERS Non-Final OA Wells Fargo Bank, N.A.
18814735 SYSTEMS AND METHODS FOR PROVIDING A BUY NOW, PAY LATER OFFER WITH OPEN BANKING Non-Final OA Mastercard International Incorporated
19018676 PAYMENT DEVICE AND COMPUTER-READABLE STORAGE MEDIUM Final Rejection Toshiba Tec Kabushiki Kaisha
18972385 SYSTEMS AND TECHNIQUES TO PERFORM CARD FUNCTIONS IN A COMPUTER ENVIRONMENT Non-Final OA Capital One Services, LLC
18677288 VIRTUAL IMAGE FOR REMOTE DEPOSIT Non-Final OA Capital One Services, LLC
18425141 SYSTEM AND METHOD FOR PROVIDING A GROUP ACCOUNT Final Rejection Capital One Services, LLC
18844423 MONITORING APPARATUS, MONITORING METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIUM Final Rejection NEC Corporation
18282034 RECEIPT DATA EXAMINATION DEVICE, RECEIPT DATA EXAMINATION METHOD, AND STORAGE MEDIUM Non-Final OA NEC Corporation
19002159 CHECKOUT APPROVAL THROUGH FEATURE FLAG TRACKING AND GUIDED USER DATA FLOWS Final Rejection PAYPAL, INC.
19039130 COMPUTER SYSTEMS AND METHODS FOR COMPLIANT COLLECTION OF PREMIUMS OWED TO A HEALTHCARE SERVICES PAYER VIA AUTOMATED CLEARING HOUSE (ACH) TRANSFERS Final Rejection The PNC Financial Services Group, Inc.
18939870 Technologies for Efficient Detection of Money Laundering Final Rejection The PNC Financial Services Group, Inc.
18939976 Technologies for Prediction of Recurring Transactions Final Rejection The PNC Financial Services Group, Inc.
18799257 SYSTEMS AND METHODS FOR CREDIT LINE MANAGEMENT Non-Final OA The PNC Financial Services Group, Inc.
19186189 TOKENIZED CONTACTLESS TRANSACTION ENABLED BY CLOUD BIOMETRIC IDENTIFICATION AND AUTHENTICATION Non-Final OA Visa International Service Association
18657294 GAMING ESTABLISHMENT ACCOUNT AND LINKED FINANCIAL INSTITUTION ACCOUNT SYNCHRONIZATIONS BASED ON ENTITY RELATIONSHIPS Non-Final OA IGT
18089043 CLOUD-BASED SYSTEMS AND METHODS FOR PROVIDING CONSUMER FINANCIAL DATA Non-Final OA Fidelity Information Services, LLC
18520693 MACHINE LEARNING BASED APPROACH FOR AUTOMATICALLY PREDICTING A CLASSIFICATION FOR TRANSACTIONS BASED ON INDUSTRY NAME EMBEDDINGS Non-Final OA INTUIT INC.
18950116 UPDATING PAYEE ATTRIBUTES FOR ELECTRONIC PAYMENTS, BASED ON A COMMUNICATED CHANGE Non-Final OA MOTOROLA MOBILITY LLC

Facing This Examiner?

IP Author analyzes examiner patterns and generates tailored response strategies with the highest chance of allowance.

Build Your Strategy

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month