Prosecution Insights
Last updated: April 19, 2026

Examiner: OJIAKU, CHIKAODINAKA

Tech Center 3600 • Art Units: 3694 3696

This examiner grants 45% of resolved cases

Performance Statistics

45.4%
Allow Rate
-6.6% vs TC avg
502
Total Applications
+8.2%
Interview Lift
1189
Avg Prosecution Days
Based on 456 resolved cases, 2023–2026

Rejection Statute Breakdown

35.1%
§101 Eligibility
7.1%
§102 Novelty
31.7%
§103 Obviousness
17.0%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18677288 VIRTUAL IMAGE FOR REMOTE DEPOSIT Final Rejection Capital One Services, LLC
18623452 LIMIT EXCESS DETERMINATION AND REMEDIATION Final Rejection Capital One Services, LLC
18425141 SYSTEM AND METHOD FOR PROVIDING A GROUP ACCOUNT Final Rejection Capital One Services, LLC
18693183 DIGITAL ASSET MANAGEMENT APPARATUS, DIGITAL ASSET MANAGEMENT SYSTEM, DIGITAL ASSET MANAGEMENT METHOD, AND NON-TRANSITORY COMPUTER-READABLE MEDIUM Final Rejection NEC Corporation
18574415 MODEL GENERATION DEVICE, FINANCIAL INSTITUTION SERVER, INFORMATION PROCESSING SYSTEM, MODEL GENERATION METHOD, AND STORAGE MEDIUM Final Rejection NEC Corporation
18380912 RECEIPT DATA EXAMINATION DEVICE, RECEIPT DATA EXAMINATION METHOD, AND STORAGE MEDIUM Non-Final OA NEC Corporation
18380933 RECEIPT DATA EXAMINATION DEVICE, RECEIPT DATA EXAMINATION METHOD, AND STORAGE MEDIUM Non-Final OA NEC Corporation
18380869 RECEIPT DATA EXAMINATION DEVICE, RECEIPT DATA EXAMINATION METHOD, AND STORAGE MEDIUM Non-Final OA NEC Corporation
18282034 RECEIPT DATA EXAMINATION DEVICE, RECEIPT DATA EXAMINATION METHOD, AND STORAGE MEDIUM Non-Final OA NEC Corporation
17703107 COMPUTER SYSTEM SECURITY VIA DEVICE NETWORK PARAMETERS Final Rejection PayPal, Inc.
18540639 TOOLS FOR ACCOUNT MANAGEMENT Non-Final OA Stripe, LLC
19018676 PAYMENT DEVICE AND COMPUTER-READABLE STORAGE MEDIUM Non-Final OA Toshiba Tec Kabushiki Kaisha
18089043 CLOUD-BASED SYSTEMS AND METHODS FOR PROVIDING CONSUMER FINANCIAL DATA Non-Final OA Fidelity Information Services, LLC
19039130 COMPUTER SYSTEMS AND METHODS FOR COMPLIANT COLLECTION OF PREMIUMS OWED TO A HEALTHCARE SERVICES PAYER VIA AUTOMATED CLEARING HOUSE (ACH) TRANSFERS Non-Final OA The PNC Financial Services Group, Inc.
18939976 Technologies for Prediction of Recurring Transactions Non-Final OA The PNC Financial Services Group, Inc.
18939870 Technologies for Efficient Detection of Money Laundering Non-Final OA The PNC Financial Services Group, Inc.
19072261 SYSTEM AND METHOD FOR IMPLEMENTING A BLOCKCHAIN PLATFORM THAT CREATES AND MANAGES SECURED TOKENS Non-Final OA Livegage, Inc.
18520693 MACHINE LEARNING BASED APPROACH FOR AUTOMATICALLY PREDICTING A CLASSIFICATION FOR TRANSACTIONS BASED ON INDUSTRY NAME EMBEDDINGS Final Rejection INTUIT INC.
19032021 Systems and Methods Involving a Hub Platform and Communication Network Configured for Processing Data Involving Time-Stamped/Time-Sensitive Aspects and/or Other Features Non-Final OA ClearingBid, Inc.
19032027 Systems and Methods Involving a Hub Platform and Communication Network Configured for Processing Data Involving Time-Stamped/Time-Sensitive Aspects and/or Other Features Non-Final OA ClearingBid, Inc.
18951599 SYSTEMS AND METHODS INVOLVING A HUB PLATFORM AND COMMUNICATION NETWORK CONFIGURED FOR PROCESSING DATA INVOLVING TIME-STAMPED/TIME-SENSITIVE ASPECTS AND/OR OTHER FEATURES Non-Final OA ClearingBid, Inc.
18657294 GAMING ESTABLISHMENT ACCOUNT AND LINKED FINANCIAL INSTITUTION ACCOUNT SYNCHRONIZATIONS BASED ON ENTITY RELATIONSHIPS Final Rejection IGT
18413425 SYSTEMS AND METHODS TO EVALUATE A USER'S FINANCIAL SCORE Final Rejection My Life Kit Ltd.
17949424 SYSTEMS AND METHODS TO CONFIGURE MULTIPLE CONTAINERS FOR EXCHANGES INCLUDED IN A CAPACITY PLAN Non-Final OA Simnang IP, LLC
18039753 ATOMICALLY PROCESSING OBLIGATION PAYMENTS FOR TRANSACTIONS IN REAL TIME Non-Final OA RTC DIGITAL PTY LTD
17929308 CAPTURABLE CODE FOR AUTOMATICALLY FORMATTING AND ADDRESSING A TEXT MESSAGE TO APPLY FOR AN OFFER Non-Final OA Comenity LLC

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