Prosecution Insights
Last updated: October 02, 2026

Examiner: RANKINS, WILLIAM E

Tech Center 3600 • Art Units: 3684 3691 3694 3696

This examiner grants 58% of resolved cases

Analysis

William E Rankins, in Tech Center 3600 and Art Unit 3684, has resolved 791 cases. The allowance rate is 57.6 percent, which indicates the frequency of granted patents. The median days to allowance is 1213, showing a typical timeframe for successful prosecution. These 791 resolved cases provide a robust statistical foundation for these performance metrics. The 57.6 percent rate suggests a moderate level of difficulty.

The interview lift is 8.1 percent, providing a modest increase to the 57.6 percent baseline. With 791 cases, the data suggests that interviews can help move cases toward allowance. Practitioners should be prepared for the 1213-day median pendency and use direct engagement as a tool for success. The 8.1 percent lift indicates that verbal communication is a useful tactic in Art Unit 3684. This profile shows that 57.6 percent of cases reach a grant within the 1213-day timeline. Applicants should plan their strategy accordingly.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Performance Statistics

57.6%
Allow Rate
+5.6% vs TC avg
833
Total Applications
+8.1%
Interview Lift
1213
Avg Prosecution Days
Based on 791 resolved cases, 2023–2026

Rejection Statute Breakdown

35.9%
§101 Eligibility
7.6%
§102 Novelty
27.0%
§103 Obviousness
26.2%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
19208383 SYSTEMS AND METHODS FOR CROSS-BORDER PAYMENTS VIA DISTRIBUTED LEDGER-BASED PAYMENT RAIL Non-Final OA Wells Fargo Bank, N.A.
18667713 APPARATUSES, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR EVENT-BASED PAYMENT ORCHESTRATION Final Rejection Wells Fargo Bank, N.A.
18644024 SYSTEMS AND METHODS FOR NATIVE, NON-NATIVE, AND HYBRID REGISTRATION AND USE OF TAGS FOR REAL-TIME SERVICES Final Rejection Wells Fargo Bank, N.A.
18424548 SYSTEMS AND METHODS FOR DEPOSIT TRANSFER CUSTOMIZATION Final Rejection Wells Fargo Bank, N.A.
18780453 METHODS AND SYSTEMS FOR MANAGING DEFAULT RISK ASSOCIATED WITH TRANSIT TRANSACTIONS Non-Final OA MASTERCARD INTERNATIONAL INCORPORATED
18786383 PHYSICAL, LOGICAL SEPARATION OF BALANCES OF FUNDS Non-Final OA Block, Inc.
18406014 TECHNIQUES FOR ONBOARDING AND VERIFICATION OF USERS TO A SERVICES PLATFORM Non-Final OA Capital One Services, LLC
18384806 SYSTEM AND METHOD FOR AUTO-POPULATING ELECTRONIC TRANSACTION PROCESS Final Rejection ROYAL BANK OF CANADA
18824330 SYSTEMS AND METHODS FOR ISSUANCE AND USE OF PRIVATE EQUITY TOKENS Final Rejection JPMORGAN CHASE BANK, N.A.
18986181 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA Non-Final OA The PNC Financial Services Group, Inc.
18985990 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA Non-Final OA The PNC Financial Services Group, Inc.
18982273 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA Non-Final OA The PNC Financial Services Group, Inc.
18527083 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA Non-Final OA The PNC Financial Services Group, Inc.
18596607 SYSTEM AND METHOD FOR IMPLEMENTING ENHANCED PAYMENT ON DELIVERY Final Rejection Visa International Service Association
19319023 APPLYING PROVISIONAL RESOURCE UTILIZATION THRESHOLDS Non-Final OA Truist Bank
18772860 CREATING AND MANAGING A DATA BASE OF TEMPORARY FILES WITHIN DATA BASE FILE ENVIRONMENTS Final Rejection Truist Bank
18523473 SYSTEMS AND METHODS FOR ANALYZING CAPTURED BIOMETRIC DATA Final Rejection State Farm Mutual Automobile Insurance Company
18671090 RESPONSIBLE GAMING LIMITATIONS AND ELECTRONIC GAMING MACHINE ACTIVITY EMPLOYED TO REFUND FINANCIAL INSTITUTION FEES Non-Final OA IGT
13854350 SYSTEM AND PROCESS FOR PROVIDING MULTIPLE INCOME START DATES FOR ANNUITIES Non-Final OA Genworth Holdings, Inc.

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