Prosecution Insights
Last updated: May 29, 2026

Examiner: SHAH, BHAVIN D

Tech Center 3600 • Art Units: 2121 3693 3694

This examiner grants 41% of resolved cases

Performance Statistics

40.6%
Allow Rate
-11.4% vs TC avg
172
Total Applications
+21.9%
Interview Lift
1079
Avg Prosecution Days
Based on 143 resolved cases, 2023–2026

Rejection Statute Breakdown

44.3%
§101 Eligibility
1.7%
§102 Novelty
53.4%
§103 Obviousness
0.4%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
19005308 PAYMENT DELEGATION AND LINKING SYSTEM Non-Final OA Capital One Services, LLC
18917248 SYSTEMS AND METHODS FOR FRAUD REDUCTION THROUGH MULTI-BUSINESS AUTHENTICATION Non-Final OA Capital One Services, LLC
18336752 EXPLAINING ADVERSE ACTIONS IN CREDIT DECISIONS USING SHAPLEY DECOMPOSITION Non-Final OA Wells Fargo Bank, N.A.
18945660 System, Method, and Computer Program Product for Authorization Based on Predicted Settlement Position Final Rejection Visa International Service Association
18747992 PREDICTING WHETHER A TRANSACTION OF A DIGITAL CURRENCY STORED IN A BLOCKCHAIN IS FRAUDULENT Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
18303306 CLIENT-SIDE TRANSACTION MODIFICATIONS Non-Final OA American Express Travel Related Services Company, Inc.
18481145 GENERATING PORTFOLIO CHANGES BASED ON UPCOMING LIFE EVENT Non-Final OA The Toronto-Dominion Bank
18962321 SYSTEMS AND METHODS FOR CROSS PLATFORM SYNCHRONIZED PAYMENT SETTLEMENT Non-Final OA JPMORGAN CHASE BANK, N.A.
18122482 MACHINE-LEARNING-BASED BUDGET UTILIZATION PREDICTOR Non-Final OA SAP SE
18951112 SYSTEM & METHOD TO DETECT FRAUDULENT OR ABUSIVE BEHAVIOR AS PART OF MEDICAL RECORD AND MEDICATION MANAGEMENT Non-Final OA Better Care Technologies, LLC
18591671 SYSTEMS AND METHODS FOR UTILIZING ARTIFICIAL INTELLIGENCE MODELS TO PREVENT FRAUDULENT ACTIVITIES Non-Final OA Verizon Patent and Licensing Inc.
18891122 METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION Final Rejection Affirm, Inc.
18622642 SYSTEMS AND METHODS FOR KIOSK PLATFORMS Final Rejection BTMIQ LLC
18366361 SYSTEMS AND METHODS FOR PROVIDING AUTOMATED DRIVER EVALUATION FROM MULTIPLE SOURCES Non-Final OA Safety Holdings, Inc.

Facing This Examiner?

IP Author analyzes examiner patterns and generates tailored response strategies with the highest chance of allowance.

Build Your Strategy

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month