Prosecution Insights
Last updated: October 25, 2026

Merchant & Gould - US Bank

Technology areas: Computing & Software • Communications • Transportation, E-Commerce & Mechanical Systems

5 pending office actions • 1 client • 5 examiners • 5 art units • 0 of 5 (0%) have an AI response strategy ready • 33 patents granted in the last 365 days

Analysis

MERCHANT & GOULD - US Bank focuses on Transportation, E-Commerce & Mechanical Systems and has handled 115 career applications. Its profile lists 6 pending office actions and a 100.0% resolved allowance rate.

The average is 2.49 office actions per allowance. The resolved matters all reached allowance in the recorded profile, while the response average indicates that successful prosecution still involved more than an initial examination exchange.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Quality Metrics (n=115 apps, methodology: how we score firms)

100.0%
Allowance Rate
n=115
+0.84σ
Allowance Rate (norm)
n=115
2.5
OAs to Allowance
n=78
-0.77σ
OAs to Allow (norm)
n=78
722 days
Time to Allowance
n=78
+0.0pp
Interview Lift
n=115
28.2%
RCE Rate
n=115
2.7%
Appeal Rate
n=115

Rejection Performance (% of received rejections ultimately overcome)

63.0%
§101 Overcome
n=27
—
§102 Overcome
n=8 (min 20)
69.0%
§103 Overcome
n=29
—
§112 Overcome
n=17 (min 20)

Specialization & Scale

G06Q, G06V, G06F
Top CPC Subclasses
67%
Top-3 CPC Share
n=115
0
Practitioners
n=115
—
Apps / Practitioner
n=115 (min 20)

Portfolio Summary

5
Total Pending OAs
3
Non-Final OAs
2
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 1 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

0
Overdue
0
Due this week
1
Due this month
0
Due in next 60 days
0
Due later

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

4
Hard (80%)
1
Medium (20%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (20%)
§101 + other3 (60%)
§103 only1 (20%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
20% of docket
1
Communications
20% of docket
0
Semiconductors
0% of docket
3
Mechanical / Eng
60% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

50 h
Manual time on pending OAs
10 h
Time saved (low, 20%)
18 h
Time saved (mid, 35%)
0.4 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
EDMONDS, DONALD J 1 39.5% +35.3%
NGUYEN, TIEN C 1 68.1% +19.0%
SCHMIEDER, NICOLE A K 1 68.5% +33.1%
BROPHY, MATTHEW J 1 68.5% +34.3%
VIG, NARESH 1 36.6% +43.2%

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
18428783 AMBIENT TRANSACTION SYSTEM VIG, NARESH 16d
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION EDMONDS, DONALD J —
19267178 MOBILE CHECK DEPOSIT NGUYEN, TIEN C —
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS SCHMIEDER, NICOLE A K —

Interview Candidates (5)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 5 ordered by deadline are shown.

App #TitleExaminerDue in
18428783 AMBIENT TRANSACTION SYSTEM VIG, NARESH 16d
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION EDMONDS, DONALD J —
19267178 MOBILE CHECK DEPOSIT NGUYEN, TIEN C —
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS SCHMIEDER, NICOLE A K —
18793460 SMART CONTRACT CREATION AND MANAGEMENT USING GENERATIVE ARTIFICIAL INTELLIGENCE WITH MODEL MERGING BROPHY, MATTHEW J —

Client Portfolio (1 client)

Client (Assignee)Pending OAs
U.S. Bank 5

Top Art Units

Art UnitApps
36291
36941
26591
21911
36221

Pending Office Actions

App #TitleClientExaminerArt UnitStatutesStatusDue inAIFiled
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION U.S. Bank National Association EDMONDS, DONALD J 3629 §101 Final Rejection — Pending Oct 17, 2025
19267178 MOBILE CHECK DEPOSIT U.S. Bank National Association NGUYEN, TIEN C 3694 §101§112 Non-Final OA — Pending Jul 11, 2025
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS U.S. Bank National Association SCHMIEDER, NICOLE A K 2659 §101§103§112 Non-Final OA — Pending Oct 08, 2024
18793460 SMART CONTRACT CREATION AND MANAGEMENT USING GENERATIVE ARTIFICIAL INTELLIGENCE WITH MODEL MERGING U.S. Bank National Association BROPHY, MATTHEW J 2191 §103Other Non-Final OA — Pending Aug 02, 2024
18428783 AMBIENT TRANSACTION SYSTEM U.S. Bank National Association VIG, NARESH 3622 §101§103Other Final Rejection 16d Pending Jan 31, 2024

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Frequently Asked Questions

What is Merchant & Gould - US Bank's patent allowance rate?

100.0% of resolved applications prosecuted by Merchant & Gould - US Bank were allowed, across 115 applications in USPTO records.

How many office actions does Merchant & Gould - US Bank average before allowance?

2.49 office actions per allowed application on average.

How many pending office actions does Merchant & Gould - US Bank have?

5 pending office actions as of October 2026, for 1 client, before 5 examiners in 5 art units.

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