Prosecution Insights
Last updated: April 19, 2026
Application No. 17/380,148

SYSTEMS AND METHODS FOR GENERATING ENTERPRISE DATA USING EVENT-DRIVEN PROBABLE ROOF LOSS CONFIDENCE SCORES

Final Rejection §101§DP
Filed
Jul 20, 2021
Examiner
KAZIMI, HANI M
Art Unit
3691
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
State Farm Mutual Automobile Insurance Company
OA Round
8 (Final)
48%
Grant Probability
Moderate
9-10
OA Rounds
4y 11m
To Grant
67%
With Interview

Examiner Intelligence

Grants 48% of resolved cases
48%
Career Allow Rate
275 granted / 570 resolved
-3.8% vs TC avg
Strong +18% interview lift
Without
With
+18.4%
Interview Lift
resolved cases with interview
Typical timeline
4y 11m
Avg Prosecution
41 currently pending
Career history
611
Total Applications
across all art units

Statute-Specific Performance

§101
42.5%
+2.5% vs TC avg
§103
25.8%
-14.2% vs TC avg
§102
10.3%
-29.7% vs TC avg
§112
9.7%
-30.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 570 resolved cases

Office Action

§101 §DP
Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . DETAILED ACTION This communication is in response to Applicant’s amendment filed 18 September 2025. Claims 1-20 are currently pending. Examiner withdraws the double patenting rejection of claims 1-20 as being unpatentable over claims 1-20 of co-pending application No. 17,380,144, since the co-pending application was abandoned. However, the rejections under 35 USC § 101 directed to non-statutory subject matter is maintained. The rejections are as stated below. Claim Rejections - 35 USC § 101 35 U.S.C. 101 reads as follows: Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title. Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to non-statutory subject matter. In particular, claims are directed to a judicial exception (abstract idea) without significantly more as discussed in previous office actions. Response to Arguments Applicant's arguments with respect to 35 USC § 101 directed to non-statutory subject matter been fully considered but they are not persuasive. Examiner respectfully disagrees. Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to a judicial exception (abstract idea) without significantly more. The claims generally link the abstract idea and the gathering of information and determining an output based on analyzing the gathered information. The claims apply the abstract idea on the computer system at a high-level of generality such that it amounts to no more than mere instructions to apply the exception using a generic computer component. The claims are directed to an abstract idea. Applicant argues in substance that “… The claims recite a unique arrangement of devices that improves the functioning of a computer … the security microphone causes the security camera to collect data and transmit the collected data to the one or more processors only when the security microphone detects the hail event. Therefore, the security microphone, the security camera, and the one or more processors are configured to cooperate in a unique way”. Applicant further argues that “ … The unique arrangement of devices recited by the claims is not well-understood, routine, or conventional”. Examiner respectfully disagrees, the claims here are not directed to a specific improvement to computer functionality nor an inventive solution to any computer specific problem/internet-centric problem. Limiting the use of an abstract idea “‘to a particular technological environment’ does not confer patent eligibility as this cannot be considered an improvement to computer or technology and so cannot be “significantly more.” The present claims, are merely utilizing well known security microphones, security cameras and general-purpose processors to collect data, analyze the data and display the results. The claims do not improve the microphone or the security camera. Smart home devices/sensors such as a door bill with a camera performs similar functions of capturing/recording a video of a person only when the person is within range of the door. The present claims do not recite limitation that improve the functioning of computer, or apply the abstract concept in some other meaningful way beyond generally linking the use of the abstract concept to a particular technological environment. The focus of the claims in the present case is not on an improvement in computers as tools, but on certain independently abstract ideas that use computers as tools. The claims here are not directed to a specific improvement to computer functionality. Rather, they are directed to the use of generic technology in a well-known environment, without any claim that the invention reflects an inventive solution to any computer specific problem. The courts found that “… if a patent’s recitation of a computer amounts to a mere instruction to ‘implement[t]’ an abstract idea ‘on . . . a computer,’ that addition cannot impart patent eligibility.” Alice Corp., 134 S.Ct. at 2358. The claimed invention does not indicate that specialized computer hardware is necessary to implement the claimed systems, similar to the claims at issue in Alice Corp. See Alice Corp., 134 S.Ct. at 2360 (determining that the hardware recited in the claims was “purely functional and generic,” and did not “offer [] a meaningful limitation beyond generally linking the use of the [method] to a particular technological environment, that is, implementation via computers”). A claim may be found to be eligible if it integrates a judicial exception into a practical application as cited by Applicant. However, examiner notes that "claiming the improved efficiency inherent with applying the abstract idea on a computer" does not provide an inventive concept (see MPEP §2106.05(f)(2).) Claiming improved data processing efficiency inherent with applying any improvement to the judicial exception itself on a computer does not provide an inventive concept. The claims do not integrate the judicial exception into a practical application. Under the 2019 PEG, Step 2A, prong two, integration into a practical application requires an additional element(s) or a combination of additional elements in the claim to apply, rely on, or use the judicial exception in a manner that imposes a meaningful limit on the judicial exception, such that the claim is more than a drafting effort designed to monopolize the exception. Limitations that are not indicative of integration into a practical application are those that are mere instructions to implement an abstract idea on a computer, or merely uses a computer as a tool to perform an abstract idea. -see MPEP 2106.05(f). The instant claims do not attempt to solve an unconventional technological solution. Using the processor as a tool to implement the abstract idea and the way the information is processed and displayed does not make it less abstract. The claimed use of computer elements recited at a high level of generality is an attempt to limit the abstract idea to a particular technological environment. Accordingly, these additional elements do not integrate the abstract idea into a practical application because they do not impose any meaningful limits on practicing the abstract idea. The claims as a whole do not include additional elements that are sufficient to amount to significantly more than the judicial exception because the additional elements are generic computer components claimed to perform their basic functions. The processor is a general-purpose processor that performs general-purpose functions. The recitation of the claimed limitations amounts to mere instructions to implement the abstract idea on a computer (using the processor as a tool to implement the abstract idea). Taking the additional elements individually and in combination, each step of the process performs purely generic computer functions. As such, there is no inventive concept sufficient to transform the claimed subject matter into a patent-eligible application. The claim does not amount to significantly more than the abstract idea itself. The claims do not include additional elements that are sufficient to amount to significantly more than the judicial exception because the additional elements are simply a generic recitation of a computer processor performing its generic computer functions. Accordingly, claims are ineligible. Dependent claims do not resolve the issues raised in the independent claims. The dependent claims do not add limitations that meaningfully limit the abstract idea. The dependent claims do not impart patent eligibility to the abstract idea of the independent claims. The claims merely amount to the application or instructions to apply the abstract idea on a processor, and is considered to amount to nothing more than requiring a generic processor to merely carry out the abstract idea itself. Therefore, none of the dependent claims alone or as an ordered combination add limitations that qualify as significantly more than the abstract idea. Accordingly, claims 1-20 are rejected as ineligible for patenting under 35 U.S.C. 101. For these reasons the rejection under 35 USC § 101 directed to non-statutory subject matter set forth in this office action is maintained. Conclusion Accordingly, THIS ACTION IS MADE FINAL. See MPEP § 706.07(a). Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a). A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any extension fee pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the date of this final action. Any inquiry concerning this communication or earlier communications from the examiner should be directed to Hani Kazimi whose telephone number is (571) 272-6745. The examiner can normally be reached Monday-Friday from 8:30 AM to 5:00 PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Abhishek Vyas can be reached on (571) 270-1836. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. Respectfully Submitted /HANI M KAZIMI/ Primary Examiner, Art Unit 3691
Read full office action

Prosecution Timeline

Jul 20, 2021
Application Filed
Jan 14, 2023
Non-Final Rejection — §101, §DP
Mar 13, 2023
Interview Requested
Mar 28, 2023
Examiner Interview Summary
Mar 28, 2023
Applicant Interview (Telephonic)
Apr 12, 2023
Response Filed
May 22, 2023
Final Rejection — §101, §DP
Jul 26, 2023
Response after Non-Final Action
Aug 10, 2023
Response after Non-Final Action
Aug 21, 2023
Request for Continued Examination
Aug 22, 2023
Response after Non-Final Action
Sep 05, 2023
Non-Final Rejection — §101, §DP
Dec 05, 2023
Applicant Interview (Telephonic)
Dec 05, 2023
Examiner Interview Summary
Dec 11, 2023
Response Filed
Dec 27, 2023
Final Rejection — §101, §DP
Feb 22, 2024
Response after Non-Final Action
Apr 02, 2024
Request for Continued Examination
Apr 03, 2024
Response after Non-Final Action
Aug 10, 2024
Non-Final Rejection — §101, §DP
Nov 06, 2024
Response Filed
Feb 19, 2025
Final Rejection — §101, §DP
Apr 10, 2025
Applicant Interview (Telephonic)
Apr 19, 2025
Examiner Interview Summary
Apr 23, 2025
Response after Non-Final Action
May 09, 2025
Request for Continued Examination
May 13, 2025
Response after Non-Final Action
Jun 14, 2025
Non-Final Rejection — §101, §DP
Sep 02, 2025
Applicant Interview (Telephonic)
Sep 04, 2025
Examiner Interview Summary
Sep 18, 2025
Response Filed
Dec 13, 2025
Final Rejection — §101, §DP
Apr 06, 2026
Applicant Interview (Telephonic)
Apr 11, 2026
Examiner Interview Summary

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

9-10
Expected OA Rounds
48%
Grant Probability
67%
With Interview (+18.4%)
4y 11m
Median Time to Grant
High
PTA Risk
Based on 570 resolved cases by this examiner. Grant probability derived from career allow rate.

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