Prosecution Insights
Last updated: April 19, 2026
Application No. 17/978,059

APPARATUSES, SYSTEMS AND METHODS FOR GENERATING A BASE-LINE PROBABLE ROOF LOSS CONFIDENCE SCORE

Non-Final OA §101
Filed
Oct 31, 2022
Examiner
NEWLON, WILLIAM D
Art Unit
3696
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
State Farm Mutual Automobile Insurance Company
OA Round
9 (Non-Final)
44%
Grant Probability
Moderate
9-10
OA Rounds
3y 0m
To Grant
72%
With Interview

Examiner Intelligence

Grants 44% of resolved cases
44%
Career Allow Rate
54 granted / 122 resolved
-7.7% vs TC avg
Strong +28% interview lift
Without
With
+27.9%
Interview Lift
resolved cases with interview
Typical timeline
3y 0m
Avg Prosecution
23 currently pending
Career history
145
Total Applications
across all art units

Statute-Specific Performance

§101
41.3%
+1.3% vs TC avg
§103
35.2%
-4.8% vs TC avg
§102
4.4%
-35.6% vs TC avg
§112
11.9%
-28.1% vs TC avg
Black line = Tech Center average estimate • Based on career data from 122 resolved cases

Office Action

§101
Notice of Pre-AIA or AIA Status 1. The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Continued Examination under 37 CFR §1.114 2. A request for continued examination under 37 CFR §1.114, including the fee set forth in 37 CFR §1.17(e), was filed on December 11, 2025 in this application after final rejection. Since this application is eligible for continued examination under 37 CFR §1.114 and the fee set forth in 37 CFR §1.17(e) has been timely paid, the finality of the previous Office action dated August 20, 2025 has been withdrawn pursuant to 37 CFR §1.114 and the submission filed on December 11, 2025 has been entered. Claims 1-20 are pending and are rejected for the reasons set forth below. Claim Rejections - 35 USC § 101 3. 35 U.S.C. 101 reads as follows: Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title. 4. Claims 1-20 are rejected under 35 U.S.C. §101 because the claimed invention recites and is directed to a judicial exception to patentability (i.e., a law of nature, a natural phenomenon, or an abstract idea) and does not include an inventive concept that is “significantly more” than the judicial exception under the January 2019 and October 2019 patentable subject matter eligibility guidance (2019 PEG) analysis which follows. Step 1 5. Under the 2019 PEG step 1 analysis, it must first be determined whether the claims are directed to one of the four statutory categories of invention (i.e., process, machine, manufacture, or composition of matter). Applying step 1 of the analysis for patentable subject matter to the claims, it is determined that the claims are directed to the statutory category of a process (claims 1-10) and a machine (claims 11-20); where the machine is substantially directed to the subject matter of the process. (See e.g., MPEP §2106.03). Therefore, we proceed to step 2A, Prong 1. Step 2A, Prong 1 6. Under the 2019 PEG step 2A, Prong 1 analysis, it must be determined whether the claims recite an abstract idea that falls within one or more designated categories of patent ineligible subject matter (i.e., organizing human activity, mathematical concepts, and mental processes) that amount to a judicial exception to patentability. Claim 1 recites the abstract idea of: A computer-implemented method for generating base-line probable roof damage confidence score data associated with a roof of a building, the method comprising: receiving, [[at one or more processors]], building data representative of attributes of the building; receiving, [[at the one or more processors]], roof data representative of a roof of the building wherein the roof data includes a roof temperature and a roof component rating; receiving, [[at the one or more processors]], historical weather data based upon the building data, wherein the historical weather data is representative of storm attributes associated with historical storms that have occurred in a geographic area that includes a geographic location of the building; receiving, [[at the one or more processors]], historical hail data based upon the building data, wherein the historical hail data is representative of attributes of historical hail that has impacted the geographic area; receiving, at the one or more processors, climate region data including a climate zone; estimating, by the one or more processors, at least one attribute of the hail impacting in the geographic area based on the audio data, wherein the at least one attribute of the one or more attributes includes at least one of a size of the hail, an elevation of the building exposed to hail, a density of the hail, and a hardness of the hail; generating, [[by the one or more processors]], a base-line probable roof damage confidence score based upon the building data, the roof data, the historical weather data, the historical hail data, the climate region data, the real-time weather data, and the real-time hail data, wherein a contribution of the roof data to the base-line probable roof damage confidence score is modified by the climate zone; responsive to generating the base-line probable roof damage confidence score, estimating, [[at the one or more processors]], a probable roof damage confidence score based upon the base-line roof damage confidence score; and responsive to estimating the probable roof damage confidence score exceeds a threshold score, transmitting, [[at the one or more processors]], at least a repair request notification to a roof repair vendor, the repair request notification indicating the probable roof damage confidence score. Here, the recited abstract idea falls within one or more of the three enumerated 2019 PEG categories of patent ineligible subject matter, to wit: certain methods of organizing human activity, which includes fundamental economic practices or principles and/or commercial interactions (e.g., insurance -- here, determining a probability of loss corresponding to an insured property and requesting repairs from a merchant). Specifically, the examiner notes that the claims recite limitations for determining a score regarding the likelihood of damage occurring to the roof of a building (e.g., for insurance purposes). Therefore, these limitations may be classified as a fundamental economic principle/practice. However, the claims were also amended to recite limitations for requesting repairs from a vendor/merchant corresponding to the probable damage. Therefore, the claims may also be classified as a commercial interaction between a customer and a merchant. Step 2A, Prong 2 7. Under the 2019 PEG step 2A, Prong 2 analysis, the identified abstract idea to which claim 1 is directed does not include limitations or additional elements that integrate the abstract idea into a practical application. Besides reciting the abstract idea, the limitations of claim 1 also recite generic computer components (e.g., one or more processors). In particular, the recited features of the abstract idea are merely being applied on a computer or computing device or via software programming that is simply being used as a tool (“apply it”) to implement the abstract idea. (See e.g., MPEP §2106.05(f)). Therefore, these additional elements are recited at a high level of generality such that they amount to no more than mere instructions to apply the exception using generic computer components. In other words, the additional elements are simply used as tools to perform the abstract idea. Claim 1 also recites the following limitation: detecting, from the audio data, an audio signature of hail, wherein the audio signature of hail is representative of attributes of hail impacting in the geographic area in real-time; and This limitation recites a process step for analyzing the audio data to determine an audio signature of hail. However, the claim does not provide any technical detail regarding how this process is performed. Rather, the claim simply broadly state that the audio signature is detected. Therefore, this limitation amounts to no more than simply applying generic audio data analysis technology to implement the abstract idea on a computer. Claim 1 also includes the following limitations: receiving, at the one or more processors, real-time weather data, wherein the real-time weather data is representative of storm attributes associated with storms occurring in the geographic area in real-time; and receiving, at the one or more processors, real-time hail data, wherein the real-time hail data includes audio data collected by a smart home device. These limitations merely state that the system gathers weather/hail data in “real-time.” However, simply stating that the data is gathered in real-time does not amount to an improvement to any technology or technological field. The claims do not provide any detail regarding how the system/method has been improved to facilitate the gathering/implementation of the real-time data. Rather, the claim simply provides a generic statement that the data is gathered in real-time. Therefore, these limitations amount to no more than mere data gathering, which is a form of insignificant extra-solution activity (See MPEP 2106.05(g): See MPEP 2106.05(g): OIP Techs., Inc. v. Amazon.com, Inc., 788 F.3d 1359, 1363 (Fed. Cir. 2015) and buySAFE, Inc. v. Google, Inc., 765 F.3d 1350, 1355 (Fed. Cir. 2024)). Thus, claim 1 does not include any limitations or additional elements that integrate the abstract idea into a practical application. As a result, claim 1 is directed to an abstract idea. Step 2B 8. Under the 2019 PEG step 2B analysis, the additional elements of claim 1 are evaluated to determine whether they amount to something “significantly more” than the recited abstract idea. (i.e., an innovative concept). Here, the recited additional elements (e.g., one or more processors), do not amount to an innovative concept since, as stated above in the Step 2A, Prong 2 analysis, the claims are simply using the additional elements as a tool to carry out the abstract idea (i.e., “apply it”) on a computer or computing device and/or via software programming (See e.g., MPEP §2106.05(f)). The additional elements are specified at a high level of generality such that they are being used in the claims to simply implement the abstract idea and are not themselves being technologically improved (See e.g., MPEP §2106.05 I.A.); (See also e.g., applicant’s Specification at least Paragraph 141). Additionally, the following limitations identified above as insignificant extra-solution activity (mere data gathering) have been revaluated in Step 2B: receiving, at the one or more processors, real-time weather data, wherein the real-time weather data is representative of storm attributes associated with storms occurring in the geographic area in real-time; and receiving, at the one or more processors, real-time hail data, wherein the real-time hail data includes audio data collected by a smart home device. As stated in MPEP 2106.05(d), a factual determination is required to support a conclusion that an additional element (or combination of additional elements) is well-understood, routine, conventional activity (Berkheimer v. HP, Inc., 881 F.3d 1360, 1368 (Fed. Cir. 2018)). In view of this requirement set forth by Berkheimer, these limitations do not integrate the abstract idea into a practical application, or amount to significantly more than the abstract idea, because the courts have found the concept of mere data gathering to be well-understood, routine, and conventional activity (See MPEP 2106.05(d): OIP Techs., Inc., v. Amazon.com, Inc., 788 F.3d 1359, 1363 (Fed. Cir. 2015); and buySAFE, Inc. v. Google, Inc., 765 F.3d 1350, 1355, (Fed. Cir. 2014)). Thus, claim 1 does not recite any additional elements that amount to “significantly more” than the abstract idea. Additional Independent Claims 9. Independent claim 11 is similarly rejected under 35 U.S.C. 101 for the reasons described below: Claim 11 recites limitations that are substantially similar to those recited in claim 1. However, the primary difference between claims 11 and 1 is that claim 11 is drafted as a system rather than as a method. Similarly, as described above regarding claim 1, claim 11 recites generic computer components (e.g., a computer system comprising: one or more processors; and a non-transitory computer-readable memory coupled to the one or more processors, and storing thereon instructions) that are simply being used as a tool (“apply it”) to implement the abstract idea. Therefore, since the same analysis should be used for claims 1 and 11, claim 11 is not patent eligible (See Alice Corp. Pty. Ltd. V. CLS Bank Int’l, 134 S. Ct. 2347, 2354 (2014)). Dependent Claims 10. Dependent claims 2-10 and 12-20 are also rejected under 35 U.S.C. 101 for the reasons described below: Claims 2-5 and 12-15 simply provide further definition to the process of generating the base-line probable roof damage confidence score recited in claim 1. These claims state that the score is generated using a probability function comprising weighted variables. However, this does not provide an indication of an improvement to any technology or technological field. Rather, these claims simply further define the type of function, and the components of the function, used to perform the calculation. Additionally, simply stating that the weighting variable is “dynamically determined” does not amount to an improvement to any technology or technological field. The claims do not provide significant detail regarding how this determination is performed “dynamically.” Therefore, this limitation amounts to no more than simply determining the weighting variable based on the gathered data. Claims 6-9 and 16-19 simply provide further definition to the various data (e.g., the attributes of the building, the roof data, the attributes of the historical storms, and the attributes of the historical hail) that is received in claim 1. Simply stating that this data may comprise various types of data points does not provide an indication of an improvement to any technology or technological field. Rather, this simply defines the type of data that is received. Claims 10 and 20 simply provide further definition to the “climate region data” that is received in claim 1. Simply stating that the climate region data is based on the building data does not provide an indication of an improvement to any technology or technological field. Rather, this simply defines the type of data that is received. Thus, the dependent claims do not add any additional element or subject matter that provides a technological improvement (i.e., an integration into a practical application) that results in the claims being directed to patent eligible subject matter or include an element or feature that is significantly more than the recited abstract idea (i.e., a technological inventive concept under Step 2B). Response to Arguments 11. Applicant’s arguments filed December 11, 2025 have been fully considered. Arguments Regarding 35 U.S.C. 101 12. Applicant’s arguments (Amendment, Pgs. 9-11) concerning the prior rejection of the claims under 35 U.S.C. §101, including supposed deficiencies in the rejection, are not persuasive for the following reasons. Under the prior and current 101 analysis under 2019 PEG, the amended claims recite and are directed to a patent ineligible abstract idea, without something significantly more, for the reasons given above after consideration of the claimed features and elements. The abstract idea has been restated herein in line with the 2019 PEG guidance and the amended claims. Applicant is directed to the above full Alice/Mayo analysis in the 101 rejection. Additionally, on page 10 of their remarks, the applicant argues, “The claims recite an improvement in the field of determining base-line probable roof damage. For example, the conventional way of determining damage caused by storms was by "dispatch[ing] an insurance adjustor to a property site...." Specification at para. [0005]. However, the methods and systems described in the Application detail an automated system for determining the base-line probable damage caused by storms.” Similarly, on page 11 of their remarks, the applicant argues, “As such, amended claim 1 recites a particular way to generate a base-line probably roof loss confidence score; namely, by using the climate zone to modify the contribution of roof data to the base-line confidence score, collecting hail data using a specific advice, and using the audio data to detect and estimate hail attributes. Thus, the claims integrate the alleged abstract idea into a practical application under Step 2A, Prong Two by covering a particular solution to a problem.” The examiner respectfully disagrees. Specifically, the examiner notes that simply stating that the contribution of the roof data to the base-line probable roof damage confidence score is modified by the climate zone does not provide an indication of an improvement to any technology or technological field. Rather, this simply further defines the calculations used to determine the confidence score. The claims do not recite any limitation which amounts to a technical improvement to building damage analysis. While the claims provide significant detail regarding the type of data that is collected and used to generate the confidence score, the claims do not recite an improvement to any technology or technological field that facilitates the process of generating the confidence scores. Therefore, for at least these reasons and the reasons given above, the rejection of these claims under 35 U.S.C. 101 is maintained. Citation of Pertinent Prior Art 14. The prior art made of record and not relied upon is considered pertinent to applicant's disclosure: Vickers (U.S. Pre-Grant Publication No. 20200134573): Describes a system for identifying buildings that are damaged in a geographic area from a damaging weather event. Conway (U.S. Patent No. 11003334): Describes methods, computer-readable media, systems and apparatuses for receiving data from one or more sensors associated with one or more home devices for a plurality of homes relating to one or more possible perils such as water perils. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to WILLIAM D NEWLON whose telephone number is (571)272-4407. The examiner can normally be reached Mon - Fri 8:30 - 4:30. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Matthew Gart can be reached at (571) 272-3955. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /WILLIAM D NEWLON/Examiner, Art Unit 3696 /MATTHEW S GART/Supervisory Patent Examiner, Art Unit 3696
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Prosecution Timeline

Oct 31, 2022
Application Filed
Jun 02, 2023
Non-Final Rejection — §101
Aug 02, 2023
Examiner Interview Summary
Aug 02, 2023
Applicant Interview (Telephonic)
Aug 08, 2023
Response Filed
Sep 05, 2023
Final Rejection — §101
Dec 19, 2023
Examiner Interview (Telephonic)
Dec 19, 2023
Examiner Interview Summary
Dec 26, 2023
Request for Continued Examination
Dec 28, 2023
Response after Non-Final Action
Jan 12, 2024
Non-Final Rejection — §101
Apr 17, 2024
Applicant Interview (Telephonic)
Apr 17, 2024
Examiner Interview Summary
Apr 23, 2024
Response Filed
May 29, 2024
Final Rejection — §101
Jul 30, 2024
Examiner Interview Summary
Jul 30, 2024
Applicant Interview (Telephonic)
Aug 05, 2024
Response after Non-Final Action
Aug 13, 2024
Response after Non-Final Action
Sep 04, 2024
Request for Continued Examination
Sep 06, 2024
Response after Non-Final Action
Sep 13, 2024
Non-Final Rejection — §101
Dec 19, 2024
Response Filed
Dec 19, 2024
Examiner Interview Summary
Dec 19, 2024
Applicant Interview (Telephonic)
Jan 11, 2025
Final Rejection — §101
Mar 14, 2025
Applicant Interview (Telephonic)
Mar 14, 2025
Examiner Interview Summary
Mar 17, 2025
Response after Non-Final Action
Apr 16, 2025
Request for Continued Examination
Apr 17, 2025
Response after Non-Final Action
Apr 24, 2025
Non-Final Rejection — §101
Jul 30, 2025
Applicant Interview (Telephonic)
Jul 30, 2025
Examiner Interview Summary
Aug 04, 2025
Response Filed
Aug 15, 2025
Final Rejection — §101
Dec 11, 2025
Request for Continued Examination
Dec 21, 2025
Response after Non-Final Action
Dec 22, 2025
Non-Final Rejection — §101
Apr 06, 2026
Examiner Interview Summary
Apr 06, 2026
Applicant Interview (Telephonic)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

9-10
Expected OA Rounds
44%
Grant Probability
72%
With Interview (+27.9%)
3y 0m
Median Time to Grant
High
PTA Risk
Based on 122 resolved cases by this examiner. Grant probability derived from career allow rate.

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