Prosecution Insights
Browse Companies Examiners Firms Draft Your Response
Office Actions › Truist Bank › 18045932
Last updated: May 29, 2026
Application No. 18/045,932

VIRTUAL IDENTIFICATION FOR GRANTING SECURE ACCESS USING LOCATION DATA

Non-Final OA
Filed
Oct 12, 2022
Examiner
BINCZAK, BRANDON MICHAEL
Art Unit
2437
Tech Center
2400 — Computer Networks
Assignee
Truist Bank
OA Round
4 (Non-Final)
40%
Grant Probability
At Risk
4-5
OA Rounds
0m
Est. Remaining
74%
With Interview

Interview Optional

— +34.8% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 40% grant rate with +34.8% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.
Based on 63 resolved cases, 2023–2026

Examiner Intelligence

BINCZAK, BRANDON MICHAEL View full profile →
Grants only 40% of cases
40%
Career Allowance Rate
25 granted / 63 resolved
-18.3% vs TC avg
Strong +35% interview lift
Without
With
+34.8%
Interview Lift
resolved cases with interview
Typical timeline
3y 1m
Avg Prosecution
17 currently pending
Career history
94
Total Applications
across all art units

Statute-Specific Performance

§101
1.5%
-38.5% vs TC avg
§103
94.9%
+54.9% vs TC avg
§102
0.4%
-39.6% vs TC avg
§112
3.3%
-36.7% vs TC avg
Black line = Tech Center average estimate • Based on career data from 63 resolved cases

Prosecution Timeline

Show 14 earlier events
Aug 11, 2025
Interview Requested
Aug 20, 2025
Interview Requested
Aug 21, 2025
Applicant Interview (Telephonic)
Aug 21, 2025
Examiner Interview Summary
Aug 21, 2025
Response Filed
Sep 08, 2025
Final Rejection mailed
Sep 30, 2025
Interview Requested
Oct 21, 2025
Response after Non-Final Action

Precedent Cases

Applications granted by this same examiner with similar technology

18/151,737
Patent 12634133
COMPUTING SYSTEMS AND METHODS FOR PROTECTING APPLICATION PROGRAMMING INTERFACES WITH TWO-FACTOR AUTHENTICATION
3y 4m to grant Granted May 19, 2026
18/144,380
Patent 12470534
PARTIAL POOL CREDENTIALLING AUTHENTICATION SYSTEM
2y 6m to grant Granted Nov 11, 2025
17/997,477
Patent 12452224
IMAGE DISPLAY DEVICE AND SYSTEM, AND OPERATION METHOD FOR SAME
2y 11m to grant Granted Oct 21, 2025
17/635,486
Patent 12425867
REGISTRATION AND SECURITY ENHANCEMENTS FOR A WTRU WITH MULTIPLE USIMS
3y 7m to grant Granted Sep 23, 2025
17/548,150
Patent 12417283
IOT ADAPTIVE THREAT PREVENTION
3y 9m to grant Granted Sep 16, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.
Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

4-5
Expected OA Rounds
40%
Grant Probability
74%
With Interview (+34.8%)
3y 1m (~0m remaining)
Median Time to Grant
High
PTA Risk
Based on 63 resolved cases by this examiner. Grant probability derived from career allowance rate.

Ready to respond to this office action?

IP Author drafts your complete OA response — amendments, arguments, and claim strategy — in minutes, not days.

Start Drafting Your Response →

Data sourced from USPTO Patent File Wrapper (daily) and Office Action Archive (weekly). Analysis generated by IP Author.

Data: USPTO Patent File Wrapper (daily) • Office Action Archive (weekly) • 89M+ prosecution events

© 2026 IP Author — Browse Office Actions • Examiners • Companies • Firms

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month