Prosecution Insights
Prosecution Insights
Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems
90 pending office actions • 43 art units • 79 examiners • 0 of 90 (0%) have an AI response strategy ready • 203 patents granted in the last 365 days
Truist Bank manages a portfolio with 91 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These matters are spread across 80 distinct examiners. The prosecution involves 43 distinct art units. RANKINS, WILLIAM E is the busiest examiner for this portfolio, currently managing 3 pending office actions. The number of pending office actions (91) is higher than the number of distinct examiners (80). The number of distinct examiners is also higher than the 43 distinct art units identified in the data.
With 80 distinct examiners involved, the company navigates individual examiner preferences. The 43 distinct art units show that the bank's intellectual property strategy covers several functional areas. Managing the 91 pending office actions requires coordination across these USPTO divisions. Practitioners should note that the distinct examiners provide different perspectives on the company's technology. The concentration of 3 pending office actions with RANKINS, WILLIAM E is a point of examiner overlap. This distribution across the distinct art units indicates the prosecution landscape. The bank's focus in Transportation, E-Commerce & Mechanical Systems is reviewed by this group of examiners.
Based on the USPTO statutory response window for each pending office action. 20 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 20 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 13 (14%) |
| §101 + other | 30 (33%) |
| §103 only | 23 (26%) |
| §102 only | 2 (2%) |
| §112 only | 3 (3%) |
| Double-patenting only | 6 (7%) |
| Double-patenting + other | 1 (1%) |
| Multi-statute (no §101) | 11 (12%) |
| No statute on record | 1 (1%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| RANKINS, WILLIAM E | 3 | 57.7% | +8.2% |
| PARSONS, THEODORE C | 3 | 78.5% | +21.3% |
| TRAN, HAI | 2 | 62.0% | +31.6% |
| ZOUBAIR, NOURA | 2 | 72.8% | +62.3% |
| REPSHER III, JOHN T | 2 | 58.4% | +48.0% |
| JUNG, HENRY H | 2 | 22.3% | +29.7% |
| XIAO, ZESHENG | 2 | 43.4% | +32.2% |
| BUI, TOAN D. | 2 | 55.9% | +42.3% |
| PRATT, EHRIN LARMONT | 2 | 15.3% | +13.0% |
| HOANG, HAU HAI | 1 | 78.2% | +13.4% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18639144 | TELECOMMUNICATIONS, CRYPTOGRAPHY AND SECURITY WITH MERGING | DONLON, RYAN D | 43d overdue |
| 18156172 | SYSTEMS AND METHODS FOR DYNAMIC SYSTEM SELECTION | PRESTON, JOHN O | 43d overdue |
| 18053924 | AUTHENTICATION DATA AGGREGATION | SHAUGHNESSY, AIDAN EDWARD | 9d overdue |
| 18779867 | MANAGING CHANGES WITHIN DATABASE FILE ENVIRONMENTS | JUNG, HENRY H | 8d overdue |
| 18646122 | SHORT RANGE SIGNAL TECHNOLOGY FOR INTER-DEVICE COMMUNICATION | ALLADIN, AMBREEN A | 4d overdue |
| 18305665 | VISUALLY-UNDETECTABLE FONT COLOR TRACKING SYSTEMS FOR PHYSICALLY PRINTING AND DISTRIBUTING PRINT DOCUMENTATION | GODBOLD, DAVID GARRISON | 3d overdue |
| 18601425 | TRANSACTION CARD TO FACILITATE CLIENT DEVICE AUTHENTICATION AND CONTACTLESS TRANSACTIONS | WONG, ERIC TAK WAI | 13d |
| 18623637 | ENCRYPTION FOR SECURED DOCUMENTATION AUTHORIZATION AND PRODUCTION | LEUNG, ROBERT B | 16d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18779867 | MANAGING CHANGES WITHIN DATABASE FILE ENVIRONMENTS | JUNG, HENRY H | 8d overdue |
| 18437124 | MOBILE DEPOSIT OF FINANCIAL INSTRUMENTS USING QR CODE | BUI, TOAN D. | 21d |
| 18634195 | AUTHORIZATION LAYER FOR CONTROLLING RESOURCE TRANSFERS | XIAO, ZESHENG | 34d |
| 18170645 | NETWORK-BASED CRYPTOGRAPHIC BLOCKCHAIN FRAMEWORK FOR TRUST CONTROL OF CERTIFIED MASTER DATA MANAGEMENT | BUI, TOAN D. | 55d |
| 17895630 | TRANSACTION SYSTEM TRANSFER TECHNIQUES | TRAN, HAI | 62d |
| 18193602 | CHAT PLATFORM HAVING LANGUAGE DETECTION AND CHAT ROUTING BASED ON DETECTED LANGUAGE | PRATT, EHRIN LARMONT | 75d |
| 19345827 | SELF-HEALING SERVER FILE SYSTEM WITH SPACE CLEANUP | HOANG, HAU HAI | — |
| 19274789 | DIGITAL FINANCIAL MANAGEMENT WITH ACCOUNT BALANCE PREVIEW BY PAIRED USER-AUTHORIZED SECOND CLIENT DEVICE WITHOUT USER AUTHENTICATION | TRAN, HAI | — |
| Art Unit | Apps |
|---|---|
| 3694 | 8 |
| 3692 | 5 |
| 3693 | 5 |
| 3691 | 4 |
| 2494 | 4 |
| 2499 | 3 |
| 3695 | 3 |
| 3698 | 3 |
| 2154 | 2 |
| 3626 | 2 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19345827 | SELF-HEALING SERVER FILE SYSTEM WITH SPACE CLEANUP | HOANG, HAU HAI | 2154 | §101§103§112DP | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19326121 | DIGITAL ACCOUNT MANAGEMENT HAVING AGGREGATED ACCOUNT DISPLAY | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Non-Final OA | — | Pending | Sep 11, 2025 |
| 19319023 | APPLYING PROVISIONAL RESOURCE UTILIZATION THRESHOLDS | RANKINS, WILLIAM E | 3694 | Other | Non-Final OA | — | Pending | Sep 04, 2025 |
| 19307198 | DATABASE AND DATA STRUCTURE MANAGEMENT SYSTEMS | PHAM, KHANH B | — | DP | Non-Final OA | — | Pending | Aug 22, 2025 |
| 19285444 | UNSUPERVISED APPARATUS AND METHOD FOR GRAPHICALLY CLUSTERING HIGH DIMENSIONAL PATRON CLICKSTREAM DATA | BOYCE, ANDRE D | — | §101§103DP | Non-Final OA | — | Pending | Jul 30, 2025 |
| 19285415 | ZONE-BASED DATABASE MANAGEMENT SYSTEMS AND METHODS FOR DATA GOVERNANCE | SYED, FARHAN M | — | §102Other | Non-Final OA | — | Pending | Jul 30, 2025 |
| 19284018 | SYSTEMS AND METHODS FOR A DATA ECOSYSTEM | WONG, HUEN | — | §112Other | Non-Final OA | — | Pending | Jul 29, 2025 |
| 19279138 | DATA PRIVACY ARCHITECTURE, SYSTEMS, AND METHODS | HOLLISTER, JAMES ROSS | — | §103Other | Non-Final OA | — | Pending | Jul 24, 2025 |
| 19274789 | DIGITAL FINANCIAL MANAGEMENT WITH ACCOUNT BALANCE PREVIEW BY PAIRED USER-AUTHORIZED SECOND CLIENT DEVICE WITHOUT USER AUTHENTICATION | TRAN, HAI | — | §101§103 | Non-Final OA | — | Pending | Jul 21, 2025 |
| 19260539 | SYSTEMS AND METHODS FOR CONNECTION SWITCH AUTOMATION | BUTLER, SARAI E | 2114 | DP | Non-Final OA | — | Pending | Jul 06, 2025 |
| 19254770 | CUSTOMIZED GRAPHICAL USER INTERFACE GENERATION GRAPHICALLY DEPICTING ICONS VIA A COMPUTER SCREEN | HARPER, ELIYAH STONE | 2166 | §103Other | Non-Final OA | — | Pending | Jun 30, 2025 |
| 19254782 | ACCESS LAYER SYSTEMS OF PEER DATA PROCESSING NODES PROVIDING A SECURITY FRAMEWORK AND TRUST CONTROLS | RAHIM, MONJUR | — | §103DP | Non-Final OA | — | Pending | Jun 30, 2025 |
| 19218919 | DATA PRIVACY ARCHITECTURE, SYSTEMS, AND METHODS | AHSAN, SYED M | — | §101§103 | Non-Final OA | — | Pending | May 27, 2025 |
| 19194449 | VIRTUAL IDENTIFICATION FOR GRANTING SECURE ACCESS USING TWO FORMS OF AUTHENTICATION | PENDLETON, DIONNE | — | §103 | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19184345 | TRANSLATING PROTOCOLS FOR WIRE REQUESTS IN A COMPUTING ENVIRONMENT | YONO, RAVEN E | 3694 | §103 | Final Rejection | — | Pending | Apr 21, 2025 |
| 19182469 | NETWORK ARCHITECTURE PROVISIONING USING BUILD SHEETS | CRAWLEY, TALIA F | — | §101DP | Non-Final OA | — | Pending | Apr 17, 2025 |
| 19180376 | CONSTRAINED ARTIFICIAL INTELLIGENCE ASSISTANT FOR SPECIFIC DATABASE RECORD GENERATION AND MANAGEMENT | ROBINSON, AKIBA KANELLE | 3626 | §103 | Final Rejection | — | Pending | Apr 16, 2025 |
| 19174329 | ROLE-BASED ACCESS CONTROL SYSTEMS FILTERING ACCESS TO PERMISSIONS FOR A DOMAIN | STEINLE, ANDREW J | 2497 | DP | Non-Final OA | — | Pending | Apr 09, 2025 |
| 19073103 | METHOD AND SYSTEM FOR APPLICATION SECURITY POSTURE MANAGEMENT PRIOR TO ACQUISITION OF SOFTWARE APPLICATIONS | CHEN, SHIN HON | 2431 | §103 | Final Rejection | — | Pending | Mar 07, 2025 |
| 19066591 | SYSTEMS AND METHODS FOR AN INTELLIGENT INTENT ENGINE | BOGGS JR., JAMES | 2657 | §102§103 | Non-Final OA | — | Pending | Feb 28, 2025 |
| 19063817 | ADAPTIVE, INDIVIDUALIZED, AND CONTEXTUALIZED TEXT-TO-SPEECH SYSTEMS AND METHODS | MANOHARAN, SHASHIDHAR SHANKAR | — | DP | Non-Final OA | — | Pending | Feb 26, 2025 |
| 19064112 | DETECTION OF GENERATIVE ARTIFICIAL INTELLIGENCE IN APPLICATIONS | PARSONS, THEODORE C | 2494 | §103 | Non-Final OA | — | Pending | Feb 26, 2025 |
| 19057331 | ROUTING DATA UPON A PROXIMITY CONDITION | CHEN, CAI Y | 2425 | §102§103 | Non-Final OA | — | Pending | Feb 19, 2025 |
| 19050218 | ALGORITHM TO IDENTIFY UNRESOLVED REPORTING ISSUES | LUDWIG, PETER L | 3627 | §101 | Final Rejection | — | Pending | Feb 11, 2025 |
| 19036424 | CONTEXTUAL RECOMMENDATIONS WITH GRAPHICAL ELEMENTS BASED ON ACTIVITY RECOGNITION | BAGGOT, BREFFNI | — | §101§103§112 | Non-Final OA | — | Pending | Jan 24, 2025 |
| 19021644 | SECURE INTEGRATION OF REAL-TIME STATUS INFORMATION IN APPLICATIONS | MAHMOUDI, RODMAN ALEXANDER | 2499 | §103 | Non-Final OA | — | Pending | Jan 15, 2025 |
| 19020419 | DIGITAL FINANCIAL MANAGEMENT HAVING CHAT SUPPORT PLATFORM WITH MULTIPLE VIRTUAL CHAT COMMUNICATION SESSIONS CONDUCTED IN PARALLEL | WON, MICHAEL YOUNG | 2443 | §103 | Final Rejection | — | Pending | Jan 14, 2025 |
| 19016645 | IN-LINE VERIFICATION OF TRANSACTIONS | RANKINS, WILLIAM E | 3694 | §112 | Non-Final OA | — | Pending | Jan 10, 2025 |
| 19013598 | CHAT SUPPORT PLATFORM FOR IDENTIFICATION AND AUTOMATION OF RECURRING FINANCIAL TRANSACTIONS ON USER COMMAND | PROIOS, GEORGE N | 3694 | §103 | Final Rejection | — | Pending | Jan 08, 2025 |
| 19008499 | DATA PRIVACY ARCHITECTURE, SYSTEMS, AND METHODS | PARSONS, THEODORE C | 2494 | §102§103 | Final Rejection | — | Pending | Jan 02, 2025 |
| 18923984 | ENCRYPTED ACCESS LAYER SYSTEMS OF PEER DATA PROCESSING NODES PROVIDING A SECURITY FRAMEWORK AND TRUST CONTROLS FOR NODE-BASED CORE OPERATIONS AND TRUST DATA ASSET MANAGEMENT | ZOUBAIR, NOURA | 2434 | §101§103Other | Non-Final OA | — | Pending | Oct 23, 2024 |
| 18924019 | SECURE DATA SECURITY SYSTEMS USING A CRYPTOGRAPHIC BLOCKCHAIN COMPUTING PLATFORM FACILITATING ENCRYPTED NODE-BASED CORE OPERATIONS AND TRUST DATA ASSET MANAGEMENT INCORPORATING TRUST CONTROLS FOR DATA INTEGRITY PRESERVATION | KUO, CHENYUH | 3697 | §101§102§103§112DP | Non-Final OA | — | Pending | Oct 23, 2024 |
| 18923995 | ENCRYPTED DATA SECURITY SYSTEMS PROVIDING DIGITAL SIGNATURE VERIFICATION PROTECTING NETWORK-BASED ASYMMETRIC KEY CRYPTOGRAPHIC BLOCKCHAIN DISTRIBUTED SECURITY FRAMEWORK FOR PROTECTIVE TRUST CONTROL AND VALIDATION OF NODE-BASED CORE OPERATIONS AND TRUST DATA ASSET MANAGEMENT FOR AUTHENTICATION | ZOUBAIR, NOURA | 2434 | §101§103§112 | Non-Final OA | — | Pending | Oct 23, 2024 |
| 18922912 | DATABASE AND FILE MANAGEMENT SYSTEMS AND METHODS FOR CONSOLIDATING DATASETS | TO, BAOQUOC N | 2154 | DP | Non-Final OA | — | Pending | Oct 22, 2024 |
| 18920033 | APPLICATION PROGRAMMING INTERFACE FOR PROVIDING COMMON USER INTERFACE ACCESS TO DATA FROM SEPARATE SYSTEMS | POINVIL, FRANTZY | — | §101 | Non-Final OA | — | Pending | Oct 18, 2024 |
| 18918628 | INTERFACE FOR CONSOLIDATED OPERATION OF REMOTE CONNECTIONS | REPSHER III, JOHN T | 2143 | §102§103§112Other | Non-Final OA | — | Pending | Oct 17, 2024 |
| 18918651 | INTERFACE FOR CONSOLIDATED OPERATION OF REMOTE CONNECTIONS | REPSHER III, JOHN T | 2143 | §102§103§112Other | Non-Final OA | — | Pending | Oct 17, 2024 |
| 18908009 | DATA TRANSMISSION INITIATION SYSTEMS SIGNALING NETWORK ROUTING | DELICH, STEPHANIE ZAGARELLA | 3623 | §101§103§112 | Final Rejection | — | Pending | Oct 07, 2024 |
| 18900486 | APPLICATION PROGRAMMING INTERFACE FOR PROVIDING COMMON USER INTERFACE ACCESS TO DATA FROM SEPARATE SYSTEMS | SCHWARZENBERG, PAUL | 3694 | §101§102 | Non-Final OA | — | Pending | Sep 27, 2024 |
| 18899085 | ASSIGNING AUTOMATICALLY TAILORED USER EXPERIENCE IN GUI | TRAN, TAM T | — | DP | Non-Final OA | — | Pending | Sep 27, 2024 |
| 18887566 | SYSTEMS AND METHODS FOR TRACKING USER REQUESTED MODIFICATIONS TO DATA FOR DATATYPE AND FILE MANAGEMENT | MAI, KEVIN S | 2499 | §103 | Final Rejection | — | Pending | Sep 17, 2024 |
| 18829749 | DIGITAL FINANCIAL MANAGEMENT OF FINANCIAL PAYMENT INSTRUMENT WITH USER-ENABLED TEMPORARY SPEND LIMIT | PARK, YONG S | 3694 | §101§103§112 | Final Rejection | 21d | Pending | Sep 10, 2024 |
| 18822135 | SYSTEMS AND METHODS FOR COMMON FRAMEWORK PROCESSING OF DIFFERENT SOFTWARE APPLICATIONS | DUAN, VIVIAN WEIJIA | 2191 | §101§102§103§112 | Non-Final OA | — | Pending | Aug 31, 2024 |
| 18822139 | SYSTEMS AND METHODS FOR A TASK PROCESSING DASHBOARD | IQBAL, MUSTAFA | 3625 | §101 | Final Rejection | — | Pending | Aug 31, 2024 |
| 18817458 | MAINTAINING QUALITY COMMUNICATION FOR INTEGRATED CHANNELS IN TRANSACTION SYSTEMS | BARKER, TODD L | 2449 | §102§103Other | Non-Final OA | 21d | Pending | Aug 28, 2024 |
| 18809550 | FORTIFIED SECURE MOBILE BIOMETRIC AUTHORIZATION SYSTEMS FOR INFORMATION SECURITY | LITTLE, VANCE M | 2494 | §103 | Non-Final OA | — | Pending | Aug 20, 2024 |
| 18779867 | MANAGING CHANGES WITHIN DATABASE FILE ENVIRONMENTS | JUNG, HENRY H | 3695 | §101§103 | Non-Final OA | 8d overdue | Pending | Jul 22, 2024 |
| 18772860 | CREATING AND MANAGING A DATA BASE OF TEMPORARY FILES WITHIN DATA BASE FILE ENVIRONMENTS | RANKINS, WILLIAM E | 3694 | §103 | Final Rejection | — | Pending | Jul 15, 2024 |
| 18673883 | PROCESSING ACCESS BY DATABASE QUERY | GRACIA, GARY S | 2499 | §103 | Non-Final OA | — | Pending | May 24, 2024 |
| 18651773 | AUTOMATED GENERATION OF CONDITIONAL INPUTS | ANDERSON, BRODERICK C | 2178 | §101§102§103§112 | Non-Final OA | — | Pending | May 01, 2024 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialTruist Bank has 90 pending office actions as of October 2026, spread across 43 art units and 79 examiners.
William E Rankins has the most, with 3 of Truist Bank's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.