Prosecution Insights
Last updated: October 01, 2026
Application No. 18/180,433

SYSTEMS AND METHODS FOR SIGNATURE AUTHENTICATION

Final Rejection §101
Filed
Mar 08, 2023
Examiner
DHARIA, RUPAL
Art Unit
2400
Tech Center
2400 — Computer Networks
Assignee
Wells Fargo Bank, N.A.
OA Round
2 (Final)
76%
Grant Probability
Favorable
3-4
OA Rounds
0m
Est. Remaining
68%
With Interview

Examiner Intelligence

Grants 76% — above average
76%
Career Allowance Rate
19 granted / 25 resolved
+18.0% vs TC avg
Minimal -8% lift
Without
With
+-8.5%
Interview Lift
resolved cases with interview
Typical timeline
2y 5m
Avg Prosecution
8 currently pending
Career history
41
Total Applications
across all art units

Statute-Specific Performance

§101
9.9%
-30.1% vs TC avg
§103
47.7%
+7.7% vs TC avg
§102
15.9%
-24.1% vs TC avg
§112
14.6%
-25.4% vs TC avg
Black line = Tech Center average estimate • Based on career data from 25 resolved cases

Office Action

§101
Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Response to Arguments Applicant’s arguments, filed 11/18/25, with respect to 35 USC 103 have been fully considered and are persuasive. The 35 USC 103 rejections of claims 1-20, as amended, have been withdrawn. While, the 35 USC 101 (abstract nature) rejections of claims 1-20 have been withdrawn, claims 11-15 have been rejected under 35 USC 101 as being software per se. It doesn’t appear applicant has addressed the objection to the Specification for trademark symbol issues. Specification The disclosure is objected to because of the following informalities: The use of the terms "GPT-3" and "DALL-E", which are trade names or marks used in commerce, have been noted in this application. The terms should be accompanied by the generic terminology; furthermore the terms should be capitalized wherever it appears or, where appropriate, include a proper symbol indicating use in commerce such as TM, SM , or R following the term. Although the use of trade names and marks used in commerce (i.e., trademarks, service marks, certification marks, and collective marks) are permissible in patent applications, the proprietary nature of the marks should be respected and every ef fort made to prevent their use in any manner which might adversely affect their validity as commercial marks. Appropriate correction is required. Claim Rejections - 35 USC § 101 35 U.S.C. 101 reads as follows: Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title. Claims 11-15 are rejected under 35 U.S.C. 101 because the claimed invention is directed to non-statutory subject matter. The claim does not fall within at least of the four categories of patent eligible subject matter because claims 11-15 do not have anything that would be interpreted to be hardware or a hardware component like a memory- making it software per-se/non-statutory under 35 USC § 101. (see ¶ 26 of spec: "the terms “circuitry” and “engine” may in addition refer to software instructions that configure the hardware components of the apparatus 200 to perform the various functions described herein."; and see ¶ 56 can be implemented in software only). Allowable Subject Matter Claims 1-10 and 16-20 are allowed. Claims 11-15 would be allowable if rewritten to overcome the 35 USC 101. Conclusion The prior art made of record and not relied upon is considered pertinent to applicant's disclosure. 1) US 2006/0157559 by Levy et al. teaches scanning in documents (e.g., breeder or ID documents) used to verify the applicant of the credential and creating data records including the image of the documents. As a means to reduce fraud, these data records are linked to the credential and to the issuer location, operator and time and place of issuance. 2) US 9,152.964 by Robinson et al. teaches obtaining and storing a signed agreement authorizing the use of a user's biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators 3) US 2008/0152202 by Moise et al. teaches a system for the acquisition, analysis, and authentication of the handwritten signature. None of them along or in combination teaches synthetic signature with fraudulent discriminator, as currently amended. THIS ACTION IS MADE FINAL. Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a). A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any nonprovisional extension fee (37 CFR 1.17(a)) pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action. Any inquiry concerning this communication or earlier communications from the examiner should be directed to RUPAL DHARIA whose telephone number is (571)272-3880. The examiner can normally be reached Monday-Friday, 6am-3pm EST. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /RUPAL DHARIA/Supervisory Patent Examiner, Art Unit 2492
Read full office action

Prosecution Timeline

Mar 08, 2023
Application Filed
Jul 25, 2025
Non-Final Rejection mailed — §101
Sep 30, 2025
Interview Requested
Oct 10, 2025
Applicant Interview (Telephonic)
Oct 10, 2025
Examiner Interview Summary
Nov 18, 2025
Response Filed
Aug 21, 2026
Final Rejection mailed — §101
Aug 25, 2026
Interview Requested

Precedent Cases

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3y 8m to grant Granted Sep 01, 2026
Patent 9338111
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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
76%
Grant Probability
68%
With Interview (-8.5%)
2y 5m (~0m remaining)
Median Time to Grant
Moderate
PTA Risk
Based on 25 resolved cases by this examiner. Grant probability derived from career allowance rate.

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