Prosecution Insights
Prosecution Insights
216 pending office actions • 67 art units • 166 examiners • 0 of 216 (0%) have an AI response strategy ready • 333 patents granted in the last 365 days
Based on the USPTO statutory response window for each pending office action. 80 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 80 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 55 (25%) |
| §101 + other | 71 (33%) |
| §103 only | 57 (26%) |
| §102 only | 3 (1%) |
| §112 only | 4 (2%) |
| Double-patenting only | 11 (5%) |
| Double-patenting + other | 3 (1%) |
| Multi-statute (no §101) | 11 (5%) |
| No statute on record | 1 (0%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| BUI, TOAN D. | 6 | 58.2% | +43.8% |
| RANKINS, WILLIAM E | 4 | 57.7% | +8.2% |
| JUNG, HENRY H | 4 | 22.9% | +30.7% |
| DUCK, BRANDON M | 4 | 64.0% | +18.0% |
| PATEL, DIVESH | 4 | 53.2% | +41.2% |
| BRIDGES, CHRISTOPHER | 3 | 45.3% | +10.5% |
| ROSEN, ELIZABETH H | 3 | 45.9% | +51.3% |
| EBERSMAN, BRUCE I | 3 | 64.1% | +58.7% |
| CHISM, STEVEN R | 3 | 31.2% | +43.0% |
| GAW, MARK H | 3 | 49.8% | +59.7% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18545484 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 93d overdue |
| 18667713 | APPARATUSES, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR EVENT-BASED PAYMENT ORCHESTRATION | RANKINS, WILLIAM E | 91d overdue |
| 18366483 | TRANSACTIONS WITH SERVICE RAIL CONVERSION | LIU, CHIA-YI | 51d overdue |
| 18609936 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 46d overdue |
| 18395920 | SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER | SYROWIK, MATHEW RICHARD | 45d overdue |
| 18961967 | SYSTEMS AND METHODS FOR IMPROVED OPERATIONS WITH GENERATIVE ARTIFICIAL INTELLIGENCE | HOANG, HAU HAI | 44d overdue |
| 18655126 | SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES | BUNKER, WILLIAM B | 35d overdue |
| 18678670 | SYSTEMS AND METHODS FOR DETECTING AND RESPONDING TO TRANSACTION THREATS CAUSED BY GEOPOLITICAL EVENTS | GAW, MARK H | 32d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18669119 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES | BUI, TOAN D. | 91d overdue |
| 18240114 | SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK | PATEL, DIVESH | 85d overdue |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 46d overdue |
| 18609936 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 46d overdue |
| 18678670 | SYSTEMS AND METHODS FOR DETECTING AND RESPONDING TO TRANSACTION THREATS CAUSED BY GEOPOLITICAL EVENTS | GAW, MARK H | 32d overdue |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 31d overdue |
| 18674620 | SYSTEMS AND METHODS FOR PREVALIDATING TRANSACTIONS | BRIDGES, CHRISTOPHER | 16d overdue |
| 18142552 | SYSTEMS AND METHODS FOR CONTACTLESS CARD ACTIVATION | JUNG, HENRY H | 9d overdue |
| Art Unit | Apps |
|---|---|
| 3693 | 27 |
| 3694 | 14 |
| 3692 | 12 |
| 3695 | 11 |
| 3696 | 10 |
| 3691 | 8 |
| 3697 | 6 |
| 3699 | 5 |
| 3698 | 5 |
| 3626 | 5 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19560338 | PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE | DING, CHUNLING | 3699 | §112DPOther | Non-Final OA | — | Pending | Mar 09, 2026 |
| 19410877 | COMPUTER-BASED SYSTEM FOR SECURE CURBSIDE BANKING | QAYYUM, ZESHAN | 3697 | §101§102§103Other | Non-Final OA | — | Pending | Dec 05, 2025 |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | 2169 | §103 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19301801 | SYSTEMS AND METHODS FOR LOCATION-BINDING AUTHENTICATION | BRIDGES, CHRISTOPHER | — | §101§102§103 | Non-Final OA | — | Pending | Aug 15, 2025 |
| 19286929 | SYSTEMS AND METHODS FOR TRACKING NFT-BACKED INSTRUMENTS | REAGAN, JAMES A | — | §101DP | Non-Final OA | — | Pending | Jul 31, 2025 |
| 19257383 | SYSTEMS AND METHODS FOR COLLATERAL DEPOSIT IDENTIFICATION | AKINTOLA, OLABODE | 3691 | DP | Non-Final OA | — | Pending | Jul 01, 2025 |
| 19249485 | CHANGE MANAGEMENT AND CLOUD STORAGE FOR UNIFIED DATA CATALOG | VU, BAI DUC | 2163 | §102 | Non-Final OA | — | Pending | Jun 25, 2025 |
| 19247915 | SYSTEMS AND METHODS FOR DIGITAL ACCOUNT ACTIVATION | PARK, YONG S | 3691 | §101Other | Non-Final OA | — | Pending | Jun 24, 2025 |
| 19248206 | RETAILER CARD INSTANT APPROVAL AND PROVISIONING | ROSEN, ELIZABETH H | 3697 | §101DP | Non-Final OA | — | Pending | Jun 24, 2025 |
| 19246544 | SYSTEMS AND METHODS FOR DATA TRANSLATION OF SOURCE DATA FILES | TRUONG, DENNIS | 2152 | §101Other | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19245662 | INTEGRATING A WALLET CLIENT WITH FEDERATED DIRECTORY SERVICES | KRINGEN, MICHELLE THERESE | 3688 | §103DP | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19241323 | DATA CONTROL TOWER | NARRAMORE, BLAKE I | — | DP | Non-Final OA | — | Pending | Jun 17, 2025 |
| 19228336 | PROOF OF PRESENCE USING NON-FUNGIBLE TOKENS | PLECHA, THADDEUS J | — | DP | Non-Final OA | — | Pending | Jun 04, 2025 |
| 19222588 | SYSTEMS AND METHODS FOR PERSONAL INFORMATION AND PREFERENCE STORAGE, PERMISSIONING, AND SHARING | FELTEN, DANIEL S | — | §103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19220400 | COMPLIANCE TRACKING AND REMEDIATION ACROSS A DATA SHARING PLATFORM | LIN, KATHERINE Y | — | §101 | Non-Final OA | — | Pending | May 28, 2025 |
| 19219503 | SYSTEMS AND METHODS FOR THREAT MITIGATION USING ARTIFICIAL INTELLIGENCE | HUANG, CHENG-FENG | — | DP | Non-Final OA | — | Pending | May 27, 2025 |
| 19214440 | ENHANCED ACCESSIBILITY USING WEARABLE COMPUTING DEVICES | PHAM, TOAN NGOC | — | DP | Non-Final OA | — | Pending | May 21, 2025 |
| 19210889 | TRANSACTION TRACKING UTILITY | LIU, I JUNG | — | §101§102 | Non-Final OA | — | Pending | May 16, 2025 |
| 19208383 | SYSTEMS AND METHODS FOR CROSS-BORDER PAYMENTS VIA DISTRIBUTED LEDGER-BASED PAYMENT RAIL | RANKINS, WILLIAM E | — | §102§103§112 | Non-Final OA | — | Pending | May 14, 2025 |
| 19201667 | PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE | BROWN, ANTHONY D | — | §103 | Non-Final OA | — | Pending | May 07, 2025 |
| 19201543 | SYSTEMS AND METHODS FOR PROVIDING A MANAGEMENT PLATFORM FOR DIGITAL PLATFORM SERVICES | EBERSMAN, BRUCE I | — | §101§103 | Non-Final OA | — | Pending | May 07, 2025 |
| 19173460 | MODEL-BASED PROCESS TO VALIDATE BUILD INTEGRITY OF SOFTWARE PRODUCTS | LEE, GIL H | — | §101Other | Non-Final OA | — | Pending | Apr 08, 2025 |
| 19171131 | MACHINE-LEARNING FOR REAL-TIME AND SECURE ANALYSIS OF DIGITAL METRICS | SHAIFER HARRIMAN, DANT B | — | DP | Non-Final OA | — | Pending | Apr 04, 2025 |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | — | §101§103Other | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19049878 | CONTROL TOWER FOR LINKING ACCOUNTS TO APPLICATIONS | WANG, HARRIS C | 2439 | DP | Non-Final OA | — | Pending | Feb 10, 2025 |
| 19046121 | ARTIFICIAL INTELLIGENCE DRIVEN DOMAIN-SPECIFIC VALIDATION SYSTEM | FILIPCZYK, MARCIN R | 2153 | §103 | Final Rejection | 35d overdue | Pending | Feb 05, 2025 |
| 19046068 | ADVANCED FRAUD DETECTION SYSTEM | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | 13d | Pending | Feb 05, 2025 |
| 19043991 | PAYMENT VEHICLE WITH ON AND OFF FUNCTION | GAW, MARK H | 3693 | §101§103§112 | Final Rejection | — | Pending | Feb 03, 2025 |
| 19034117 | VIRTUAL CARD IDENTIFIER IN A VERY SMART WALLET | CHAKRAVARTI, ARUNAVA | 3692 | §101§103 | Final Rejection | — | Pending | Jan 22, 2025 |
| 19032686 | PAYMENT VEHICLE WITH ON AND OFF FUNCTION | GAW, MARK H | 3693 | §101 | Final Rejection | — | Pending | Jan 21, 2025 |
| 19028128 | SYSTEM AND METHOD FOR CARD CONTROL | OUSSIR, EL MEHDI | 3699 | — | Non-Final OA | — | Pending | Jan 17, 2025 |
| 19029367 | SYSTEMS AND METHODS FOR NEAR-FIELD COMMUNICATION TOKEN ACTIVATION | MAGUIRE, LINDSAY M | 3619 | §101§102 | Non-Final OA | — | Pending | Jan 17, 2025 |
| 19025124 | MOBILE PAYMENT TRUST SCORE USING VERY SMART WALLET | LOZA, JANICE JOMARIE | 3698 | §103 | Non-Final OA | — | Pending | Jan 16, 2025 |
| 19025062 | CENTRALIZED PASSKEY MANAGEMENT SYSTEM FOR ENHANCED DIGITAL AUTHENTICATION AND SECURITY | BINCZAK, BRANDON MICHAEL | 2437 | §103§112 | Non-Final OA | — | Pending | Jan 16, 2025 |
| 19022481 | SYSTEMS AND METHODS FOR AUTOMATIC TAX WITHHOLDING IN A DIGITAL PAYMENT NETWORK | FU, HAO | 3695 | §103 | Final Rejection | — | Pending | Jan 15, 2025 |
| 19009862 | SYSTEMS AND METHODS FOR PROVIDING PERSONALIZED NUDGES IN A COMPETITION ENVIRONMENT | KWONG, CHO YIU | 3693 | §102 | Final Rejection | — | Pending | Jan 03, 2025 |
| 19008289 | PEER-TO-PEER RESOURCE POOLING PROTOCOL | ALGIBHAH, HAMZA N | 2457 | §102§103§112 | Non-Final OA | — | Pending | Jan 02, 2025 |
| 19008287 | RECOMMENDATION GENERATION BASED ON MEMO FIELDS OF DIGITAL PAYMENT OBJECTS | SHARON, AYAL I | 3695 | §101§103 | Final Rejection | — | Pending | Jan 02, 2025 |
| 19005306 | ADAPTIVE DAILY WITHDRAWAL LIMITS FOR SMART CHIP ATM TRANSACTIONS | POLLOCK, GREGORY A | 3691 | §101Other | Non-Final OA | — | Pending | Dec 30, 2024 |
| 19002342 | SYSTEMS AND METHODS FOR POST-QUANTUM CRYPTOGRAPHY ON A SMARTCARD | GOODCHILD, WILLIAM J | 2433 | §112Other | Non-Final OA | — | Pending | Dec 26, 2024 |
| 19001129 | CONTROLS FOR VULNERABLE ADULTS | KWONG, CHO YIU | 3693 | §101§103§112 | Final Rejection | — | Pending | Dec 24, 2024 |
| 18980823 | SELECTIVE VIRTUAL ASSISTANT RESPONSES | CHAVEZ, RODRIGO A | 2658 | §103 | Non-Final OA | — | Pending | Dec 13, 2024 |
| 18967415 | CENTRALIZED ANALYTICS SUPPORT AND ENABLEMENT | PASHA, ATHAR N | 2657 | §101§103 | Non-Final OA | — | Pending | Dec 03, 2024 |
| 18966983 | AUTOMATIC LOG DATA CONSOLIDATION AND DIAGNOSTIC ANALYTICS | LAM, PHILIP HUNG FAI | 2656 | §103 | Non-Final OA | — | Pending | Dec 03, 2024 |
| 18961967 | SYSTEMS AND METHODS FOR IMPROVED OPERATIONS WITH GENERATIVE ARTIFICIAL INTELLIGENCE | HOANG, HAU HAI | 2167 | §101§102§103§112 | Non-Final OA | 44d overdue | Pending | Nov 27, 2024 |
| 18960858 | SYSTEMS AND METHODS FOR ACTIVATING A TRANSACTION CARD | JUNG, HENRY H | — | §103DP | Non-Final OA | — | Pending | Nov 26, 2024 |
| 18956316 | ENCAPSULATION OF PAYMENT INFORMATION | KUCAB, JAMIE R | 3699 | §101§112 | Non-Final OA | 8d overdue | Pending | Nov 22, 2024 |
| 18947373 | SYSTEMS AND METHODS FOR SECURELY PROVISIONING LIMITED ACCOUNT ACCESS | WORJLOH, JALATEE | 3697 | §103 | Final Rejection | — | Pending | Nov 14, 2024 |
| 18945325 | SYSTEMS AND METHODS FOR SMART CARD MOBILE DEVICE AUTHENTICATION | FENSTERMACHER, JASON B | 3698 | §103§112Other | Non-Final OA | — | Pending | Nov 12, 2024 |
| 18940511 | AUTOMATED DATA MANAGEMENT FRAMEWORK AND UNIFIED DATA CATALOG FOR ENTERPRISE COMPUTING SYSTEMS | NGUYEN, LIZ P | 3696 | §101§102§103 | Final Rejection | — | Pending | Nov 07, 2024 |
| 18934465 | DATA PIPELINE | LESNIEWSKI, VICTOR D | 2493 | §103 | Final Rejection | — | Pending | Nov 01, 2024 |
| 18930623 | SYSTEMS AND METHODS FOR ONTOLOGY-BASED SECURITY REMEDIATION | YE, ZI | 2455 | §102§103 | Final Rejection | — | Pending | Oct 29, 2024 |
| 18929346 | SYSTEMS AND METHODS FOR PROTECTING THE IDENTITY OF USERS AND ENTITIES | KORZUCH, WILLIAM R | 2491 | §103 | Final Rejection | — | Pending | Oct 28, 2024 |
| 18910913 | BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS | RAZA, ZEHRA | 3697 | §101§103 | Non-Final OA | 11d overdue | Pending | Oct 09, 2024 |
| 18907425 | SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT | SHAH, UTPAL D | — | DP | Non-Final OA | — | Pending | Oct 04, 2024 |
| 18906034 | SYSTEMS AND METHODS FOR MANAGING DIGITAL ASSETS AND DIGITAL ASSET TRANSACTIONS | JIMENEZ, JUSTIN ABEL | 3697 | §101§103 | Final Rejection | — | Pending | Oct 03, 2024 |
| 18904652 | SYSTEM AND METHOD FOR FINANCIAL REGULATORY AND COMPLIANCE RULES MANAGEMENT USING A CUSTOMIZED DOMAIN-SPECIFIC LANGUAGE | CIRNU, ALEXANDRU | 3622 | §101§103 | Final Rejection | — | Pending | Oct 02, 2024 |
| 18903472 | UMBRELLA USER CONTEXT DATABASE | SCHMIDT, KARI L | 2439 | §103 | Final Rejection | — | Pending | Oct 01, 2024 |
| 18899484 | SYSTEMS AND METHODS FOR PRIVATE NETWORK ISSUANCE OF DIGITAL CURRENCY | WONG, ERIC TAK WAI | 3693 | §103 | Final Rejection | — | Pending | Sep 27, 2024 |
| 18898382 | SYSTEM AND METHOD FOR PROVIDING VIRTUAL COACHING | FELTEN, DANIEL S | 3692 | §101 | Non-Final OA | 5d | Pending | Sep 26, 2024 |
| 18898413 | SYSTEMS AND METHODS FOR REAL-TIME BILLER POSTING SERVICES | YONO, RAVEN E | 3694 | §103Other | Non-Final OA | 12d | Pending | Sep 26, 2024 |
| 18891909 | TRANSACTION INSTRUMENT WITH FEATURES FOR DESTRUCTION AND DISPOSAL | WALSH, DANIEL I | 2876 | §103Other | Final Rejection | 5d overdue | Pending | Sep 20, 2024 |
| 18890012 | DIGITAL IDENTITY VERIFICATION AND GUARANTEE | KAZIMI, HANI M | 3691 | §101 | Final Rejection | — | Pending | Sep 19, 2024 |
| 18883659 | DATA AGGREGATION AND CLASSIFICATION MODALITIES FOR A DATA SHARING PLATFORM | NGUYEN, CAO H | — | DP | Non-Final OA | — | Pending | Sep 12, 2024 |
| 18823314 | SYSTEMS AND METHODS FOR MONITORING USAGE OF AN INTERNET OF THINGS DEVICE WITHIN AN INTERNET OF THINGS NETWORK | KHAN, HASSAN ABDUR-RAHMAN | 2451 | §101§103 | Final Rejection | — | Pending | Sep 03, 2024 |
| 18822347 | SYSTEMS AND METHODS FOR FACILITATING COMMUNICATIONS BETWEEN COMPUTING SYSTEMS | DUCK, BRANDON M | 3693 | DP | Non-Final OA | — | Pending | Sep 02, 2024 |
| 18821815 | SYSTEMS AND METHODS FOR DATA EXCHANGE USING PAYMENT CARDS WITH UNIVERSAL REFERENCE NUMBERS | MUTSCHLER, JOSEPH M | 3627 | §101 | Final Rejection | — | Pending | Aug 30, 2024 |
| 18819592 | DATA FABRICATION | SHAW, BRIAN F | 2432 | §103 | Final Rejection | — | Pending | Aug 29, 2024 |
| 18815129 | ENTITY AUTHENTICATION THROUGH AN INFORMATION STORAGE AND COMMUNICATION SYSTEM | PARK, YONG S | 3694 | §101§103§112 | Final Rejection | — | Pending | Aug 26, 2024 |
| 18813352 | SYSTEMS AND METHODS FOR MULTIPLE OFFER SOURCE AGGREGATOR | VAN BRAMER, JOHN W | 3622 | §101§112Other | Non-Final OA | 1d overdue | Pending | Aug 23, 2024 |
| 18811258 | PAYMENT INDICATOR ON MOBILE DEVICE | HAIDER, FAWAAD | 3627 | §101 | Final Rejection | — | Pending | Aug 21, 2024 |
| 18808978 | AI-ASSISTED SYSTEM FOR USER TRAINING AND FLOW QUERY | SWARTZ, STEPHEN S | 3625 | §103 | Non-Final OA | 41d | Pending | Aug 19, 2024 |
| 18807258 | SYSTEMS AND METHODS FOR REAL-TIME PULL RESOURCE TRANSFERS | BUI, TOAN D. | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 16, 2024 |
| 18805138 | PERFORMING RISK ASSESSMENTS BASED ON INFLATION MODELING | KWONG, CHO YIU | 3693 | §101 | Final Rejection | 28d | Pending | Aug 14, 2024 |
| 18794714 | SYSTEMS AND METHODS FOR QUANTUM ENTANGLED RANDOM KEY EXCHANGE | SARKER, SANCHIT K | 2495 | §103 | Final Rejection | 36d overdue | Pending | Aug 05, 2024 |
| 18793089 | SMART DIGITAL INTERACTIONS WITH AUGMENTED REALITY AND GENERATIVE ARTIFICIAL INTELLIGENCE | SUO, JOSHUA JUNGWOOK | 2616 | §103 | Final Rejection | 5d | Pending | Aug 02, 2024 |
| 18793179 | DATA SUBJECT REQUEST TIERING | SUH, ANDREW | 2493 | §103 | Non-Final OA | — | Pending | Aug 02, 2024 |
| 18789277 | SYSTEM AND METHOD FOR A CLIENT APPLICATION | POINVIL, FRANTZY | 3693 | §101 | Final Rejection | 5d overdue | Pending | Jul 30, 2024 |
| 18776338 | CENTRAL DEALER DASHBOARD | MASUD, ROKIB | 3627 | §101 | Non-Final OA | — | Pending | Jul 18, 2024 |
| 18771976 | SYSTEMS AND METHODS FOR PROVIDING A RENTAL CANDIDATE WITH ACCESS TO A RENTAL ASSET | BROWN, VERNAL U | 2686 | §103 | Final Rejection | — | Pending | Jul 12, 2024 |
| 18766109 | SYSTEMS AND METHODS FOR PROVIDING ELECTRONIC DISBURSEMENTS | CHISM, STEVEN R | 3692 | §101 | Final Rejection | — | Pending | Jul 08, 2024 |
| 18762355 | PAYMENT SERVICES VIA APPLICATION PROGRAMMING INTERFACE | CHANG, EDWARD | 3695 | §101 | Non-Final OA | — | Pending | Jul 02, 2024 |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 3693 | §103 | Non-Final OA | 46d overdue | Pending | Jul 02, 2024 |
| 18760842 | SYSTEMS AND METHODS FOR PERFORMING DYNAMIC SAMPLING | UNG, LANNY N | 2197 | §103 | Non-Final OA | — | Pending | Jul 01, 2024 |
| 18757006 | SYSTEMS AND METHODS FOR ENHANCED PEER-TO-PEER ASSET TRANSFERS | WOLDEMARIAM, NEGA | 2407 | §103 | Final Rejection | 22d | Pending | Jun 27, 2024 |
| 18756854 | DETECTING SECURITY THREATS FROM LOGON DATA | ABYANEH, ALI S | 2437 | §101§103 | Final Rejection | — | Pending | Jun 27, 2024 |
| 18756371 | MESH NETWORK COMMUNICATIONS | NOAMAN, BASSAM A | 2497 | §103 | Final Rejection | 6d | Pending | Jun 27, 2024 |
| 18754334 | SYSTEMS AND METHOD FOR STRUCTURE ENABLED, MODEL DRIVEN, CHANNEL INTEGRATION AND DISPATCH | NGUY, CHI D | 2435 | §103 | Final Rejection | — | Pending | Jun 26, 2024 |
| 18750914 | SENDING SECURE PROXY ELEMENTS WITH MOBILE WALLETS | CUNNINGHAM II, GREGORY S | 3694 | §101§103 | Final Rejection | 8d overdue | Pending | Jun 21, 2024 |
| 18749141 | SYSTEMS AND METHODS FOR PREDICTING A CLUSTER OF A SIDE OF ORDER BOOK MARKET LIQUIDITY | PROIOS, GEORGE N | 3694 | §112 | Non-Final OA | 77d overdue | Pending | Jun 20, 2024 |
| 18742559 | BUSINESS MOBILE DRIVER’S LICENSE (BMDL) | SITTNER, MICHAEL J | 3621 | §101§103§112 | Final Rejection | — | Pending | Jun 13, 2024 |
| 18742082 | SYSTEMS AND METHODS FOR AUTOMATIC MOBILE DRIVER'S LICENSE-BASED TRANSACTION MANAGEMENT | MILLER, JAMES H | 3694 | §101 | Final Rejection | 26d | Pending | Jun 13, 2024 |
| 18741344 | SYSTEMS AND METHODS FOR PROVIDING ACCOUNT TRANSACTION CONTROL AND MANAGEMENT | PHAN, NICHOLAS K | 3699 | §101§103 | Final Rejection | — | Pending | Jun 12, 2024 |
| 18739845 | DATA CLASSIFICATION FOR FRAUD DETECTION | JUNG, HENRY H | 3695 | §101§103 | Non-Final OA | — | Pending | Jun 11, 2024 |
| 18738411 | SYSTEMS AND APPLICATIONS FOR SEMI-ANONYMOUS COMMUNICATION TAGGING | KHAN, MOEEN | 2436 | §101§103Other | Final Rejection | 4d overdue | Pending | Jun 10, 2024 |
| 18738413 | IDENTIFICATION-BASED PAYMENT | WONG, ERIC TAK WAI | 3693 | §103 | Final Rejection | 13d | Pending | Jun 10, 2024 |
| 18734850 | RELATIVE CO-RELATION SECURED BOND INDEX MODELING | GREGG, MARY M | 3695 | §101§103 | Final Rejection | — | Pending | Jun 05, 2024 |
| 18731714 | SYSTEMS AND METHODS FOR CURRENCY EXCHANGES USING A LEDGER ARCHITECTURE | BRIDGES, CHRISTOPHER | 3693 | §101 | Non-Final OA | — | Pending | Jun 03, 2024 |
| 18678642 | SYSTEMS AND METHODS FOR AN AUTHORIZED IDENTIFICATION SYSTEM | KIM, STEVEN S | 3698 | §101§103§112 | Non-Final OA | 16d overdue | Pending | May 30, 2024 |
| 18678670 | SYSTEMS AND METHODS FOR DETECTING AND RESPONDING TO TRANSACTION THREATS CAUSED BY GEOPOLITICAL EVENTS | GAW, MARK H | 3693 | §101 | Non-Final OA | 32d overdue | Pending | May 30, 2024 |
| 18674620 | SYSTEMS AND METHODS FOR PREVALIDATING TRANSACTIONS | BRIDGES, CHRISTOPHER | 3693 | §101 | Non-Final OA | 16d overdue | Pending | May 24, 2024 |
| 18672919 | SYSTEMS AND METHODS FOR AUTONOMOUS AD HOC GROUP OPERATIONS | NANO, SARGON N | 2443 | §101 | Non-Final OA | — | Pending | May 23, 2024 |
| 18671523 | SYSTEMS AND METHODS FOR SIMULATING FUTURE ASSET PERFORMANCE BASED ON CONSUMABLE MEDIA CONTENT | POLLOCK, GREGORY A | 3691 | §103 | Final Rejection | 28d overdue | Pending | May 22, 2024 |
| 18670136 | BOT TO BOT FINANCING | OJIAKU, CHIKAODINAKA | 3696 | §101 | Non-Final OA | — | Pending | May 21, 2024 |
| 18670456 | SYSTEMS AND METHODS FOR AUTOMATIC CHANGE EVIDENCE PROCESSING AND CHANGE IMPLEMENTATION | SIMPSON, DIONE N | 3628 | §101 | Final Rejection | — | Pending | May 21, 2024 |
| 18670155 | SYSTEM FOR COMPLIANCE ANALYSIS | HUSSEIN, ALAA WADIE | 3626 | §101§103 | Non-Final OA | 33d | Pending | May 21, 2024 |
| 18669108 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKABLE BOXES | BUI, TOAN D. | 3693 | §101§103Other | Non-Final OA | — | Pending | May 20, 2024 |
| 18669150 | SYSTEMS AND METHODS FOR PRIVATE LOAN CREATION | EBERSMAN, BRUCE I | 3693 | §102§103 | Non-Final OA | 5d | Pending | May 20, 2024 |
| 18669119 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES | BUI, TOAN D. | 3693 | §103Other | Non-Final OA | 91d overdue | Pending | May 20, 2024 |
| 18667713 | APPARATUSES, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR EVENT-BASED PAYMENT ORCHESTRATION | RANKINS, WILLIAM E | 3694 | §101 | Non-Final OA | 91d overdue | Pending | May 17, 2024 |
| 18666282 | SYSTEMS AND METHODS FOR PROVIDING ENTROPY TO CLIENTS | RASHID, WISSAM | — | §102§103 | Non-Final OA | — | Pending | May 16, 2024 |
| 18662015 | CONTRACT ADVISOR | WASAFF, JOHN S. | 3629 | §101§103 | Final Rejection | — | Pending | May 13, 2024 |
| 18656499 | PERVASIVE ADVISOR FOR MAJOR EXPENDITURES | PRESTON, JOHN O | 3693 | §101Other | Non-Final OA | — | Pending | May 06, 2024 |
| 18656035 | SYSTEMS AND METHODS FOR PROVIDING CONTINUOUS SIGNATURE MANAGEMENT | KUDO, KEN | 2671 | §101§102§103§112 | Non-Final OA | — | Pending | May 06, 2024 |
| 18655126 | SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES | BUNKER, WILLIAM B | 3691 | §101§103 | Non-Final OA | 35d overdue | Pending | May 03, 2024 |
| 18652524 | SYSTEMS AND METHODS FOR A VOICE-KEY DATABASE | CRESPO FEBLES, HECTOR J | 2657 | §103 | Final Rejection | 4d overdue | Pending | May 01, 2024 |
| 18648702 | LIQUIDITY MODELING | HOLZMACHER, DERICK J | 3625 | §101 | Non-Final OA | — | Pending | Apr 29, 2024 |
| 18648230 | SYSTEMS AND METHODS FOR STAGING AND CASTING A TRANSACTION BETWEEN DEVICES | JAMES, GREGORY MARK | 3692 | §101§103 | Non-Final OA | 15d overdue | Pending | Apr 26, 2024 |
| 18644024 | SYSTEMS AND METHODS FOR NATIVE, NON-NATIVE, AND HYBRID REGISTRATION AND USE OF TAGS FOR REAL-TIME SERVICES | RANKINS, WILLIAM E | 3694 | §101 | Final Rejection | 34d | Pending | Apr 23, 2024 |
| 18643468 | SELF-CONTAINED ENCRYPTED DATA AND DECRYPTION APPLICATION FOR THIRD PARTY DATA STORAGE AND DATA DISSEMINATION | PARK, SANGSEOK | 2499 | §103Other | Final Rejection | 31d overdue | Pending | Apr 23, 2024 |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 3696 | §101§103 | Non-Final OA | 31d overdue | Pending | Apr 23, 2024 |
| 18643784 | BIDIRECTIONAL PERSONAL FINANCIAL STORY CREATOR | SHAH, ANTIM G | 2693 | §103 | Final Rejection | 34d | Pending | Apr 23, 2024 |
| 18636495 | SYSTEM AND METHOD FOR AUTOMATED COMMUNITY-BASED CREDIT SCORING | WEISBERGER, RICHARD C | 3693 | §101§103 | Final Rejection | — | Pending | Apr 16, 2024 |
| 18637146 | SYSTEMS AND METHODS FOR CORRESPONDENCE FRAUD MITIGATION | LEE, MICHAEL M | 2436 | §103 | Non-Final OA | — | Pending | Apr 16, 2024 |
| 18630368 | RATE AND PAYMENT GUIDE | PATEL, DIVESH | 3600 | §101 | Final Rejection | — | Pending | Apr 09, 2024 |
| 18625789 | SYSTEMS AND METHODS FOR EMOTIONALLY ADAPTIVE FINANCIAL CHATBOT | YONO, RAVEN E | 3694 | §101§112 | Non-Final OA | — | Pending | Apr 03, 2024 |
| 18625752 | SYSTEMS AND METHODS FOR ESTABLISHING, USING, AND RECOVERING UNIVERSAL DIGITAL IDENTIFIERS | AHSAN, UMAIR | 2647 | §101§102§103DP | Final Rejection | — | Pending | Apr 03, 2024 |
| 18623622 | PROCESSING MODEL OUTPUTS | MORALES, PEDRO JESUS | — | §101§102§103 | Non-Final OA | — | Pending | Apr 01, 2024 |
| 18617904 | TECHNIQUES FOR MULTI-PERSPECTIVE EVALUATION OF LOGIN DATA | HO, DAO Q | 2432 | §103§112 | Final Rejection | 10d overdue | Pending | Mar 27, 2024 |
| 18612999 | SYSTEMS AND METHODS FOR INTELLIGENTLY ROUTING TASKS TO AI SYSTEMS | DORAIS, CRAIG C | — | §102§112 | Non-Final OA | — | Pending | Mar 21, 2024 |
| 18613008 | SYSTEMS AND METHODS FOR INTELLIGENTLY COMPILING RESPONSES FROM AI SYSTEMS | KE, PENG | — | §103 | Non-Final OA | — | Pending | Mar 21, 2024 |
| 18610875 | CONFIRMING CONDITIONAL BEQUEST | RUHL, DENNIS WILLIAM | 3626 | §101§102 | Non-Final OA | 11d overdue | Pending | Mar 20, 2024 |
| 18611414 | SYSTEMS AND METHODS FOR TIERED-BASED INFORMATION PROVISION | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | 77d | Pending | Mar 20, 2024 |
| 18610865 | GAMIFICATION OF BEQUESTS | ROSEN, ELIZABETH H | 3693 | §101 | Final Rejection | 40d | Pending | Mar 20, 2024 |
| 18609936 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 3693 | §101§103Other | Non-Final OA | 46d overdue | Pending | Mar 19, 2024 |
| 18608331 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 3693 | §101 | Final Rejection | 4d overdue | Pending | Mar 18, 2024 |
| 18607184 | DATA CAPTURE AND LOAN PAYOFF THROUGH SMARTPHONE | GREGG, MARY M | 3695 | §101§102§103 | Non-Final OA | 4d overdue | Pending | Mar 15, 2024 |
| 18603908 | SYSTEMS AND METHODS FOR LOCATION BASED TRANSACTION DISPLAY AND EXECUTION | ANDERSON, SCOTT C | 3694 | §101§103 | Final Rejection | 9d | Pending | Mar 13, 2024 |
| 18604008 | THREAT MODELING AT SCALE | DAVIS, ZACHARY A | 2492 | §112 | Non-Final OA | 28d | Pending | Mar 13, 2024 |
| 18604168 | AUTOMATED POLICY MANAGEMENT | BOND, REED MADISON | 3624 | §101§103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18603925 | SYSTEMS AND METHODS FOR VIRTUAL ASSISTANT WITH EXPANSIVE MEMORY OVER MULTIPLE INTERACTIONS | AUGUSTINE, NICHOLAS | 2178 | §103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18603981 | SYSTEMS AND METHODS FOR ASYNCHRONOUS MULTI-THREADED ROBOTIC PROCESS AUTOMATION | NGUYEN, BRANDON A | — | §103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18597279 | DYNAMIC TOPIC DEFINITION GENERATOR | NEWAY, SAMUEL G | 2657 | §101 | Final Rejection | 12d | Pending | Mar 06, 2024 |
| 18595743 | CONTROLS FOR CLOUD COMPUTING ENVIRONMENT | ABDULLAH, SAAD AHMAD | 2431 | §103 | Non-Final OA | — | Pending | Mar 05, 2024 |
| 18593763 | PROTECTION ARCHITECTURE USING PROOF OF USAGE ON DISTRIBUTED LEDGERS | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Non-Final OA | — | Pending | Mar 01, 2024 |
| 18591651 | EMISSIONS MANAGEMENT FOR UNAVAILABLE SERVICES | HUSSEIN, ALAA WADIE | 3626 | §101§112 | Final Rejection | 16d overdue | Pending | Feb 29, 2024 |
| 18585949 | FEDERATED TRUST USING THIRD PARTY | DUCK, BRANDON M | 3693 | §101§103 | Non-Final OA | — | Pending | Feb 23, 2024 |
| 18581017 | SYSTEMS AND METHODS FOR TRANSFERRING FIAT CURRENCY VIA MAPPED MATH-BASED CURRENCY ACCOUNTS | POE, KEVIN T | 3692 | §112 | Non-Final OA | — | Pending | Feb 19, 2024 |
| 18441923 | SYSTEMS AND METHODS FOR SECURING TRANSACTIONS USING A GENERATIVE ARTIFICIAL INTELLIGENCE MODEL | SAX, TIMOTHY PAUL | 3698 | §103 | Non-Final OA | 73d overdue | Pending | Feb 14, 2024 |
| 18437133 | RANDOM INTERCHANGE NUMBER GENERATOR (RING) | PATEL, HARESH N | 2496 | §103 | Non-Final OA | — | Pending | Feb 08, 2024 |
| 18430514 | SYSTEMS AND METHODS FOR PROPERTY MATCH DISPLAY AND EXECUTION | OJIAKU, CHIKAODINAKA | 3696 | §101 | Non-Final OA | — | Pending | Feb 01, 2024 |
| 18430448 | SYSTEMS AND METHODS FOR AUTHORIZING ACCOUNT-SPECIFIC TRANSACTION REQUESTS | BAGGOT, BREFFNI | 3621 | §101 | Non-Final OA | — | Pending | Feb 01, 2024 |
| 18428743 | TRUSTED VALIDATION AGENT PLATFORM | MAGUIRE, LINDSAY M | 3619 | §101§103§112 | Non-Final OA | 12d | Pending | Jan 31, 2024 |
| 18428764 | DEVICE-SPECIFIC PASSKEY COMMUNICATION SYSTEMS AND TECHNIQUES | ZHANG, DUAN | 3699 | §103 | Final Rejection | 15d | Pending | Jan 31, 2024 |
| 18424548 | SYSTEMS AND METHODS FOR DEPOSIT TRANSFER CUSTOMIZATION | RANKINS, WILLIAM E | 3694 | §101 | Non-Final OA | 22d | Pending | Jan 26, 2024 |
| 18423688 | SYSTEMS AND METHODS FOR BORROWED BANKING ACCESS | YONO, RAVEN E | 3694 | §101 | Final Rejection | 2d overdue | Pending | Jan 26, 2024 |
| 18417930 | ARTIFICIAL INTELLIGENCE DRIVEN BUSINESS REPORTING | WALLICK, STEPHANIE SHOSHANA | 3628 | §101 | Non-Final OA | 16d overdue | Pending | Jan 19, 2024 |
| 18412056 | PROCEDURE ANALYSIS USING MULTIPLE CATEGORY-SPECIFIC MODELS | FEACHER, LORENA R | 3625 | §101§103 | Non-Final OA | — | Pending | Jan 12, 2024 |
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | 28d overdue | Pending | Jan 11, 2024 |
| 18404125 | INDUSTRY TRENDS ENGINE INCORPORATED IN AN ENTERPRISE RESOURCE PLATFORM | BYRD, UCHE SOWANDE | 3624 | §103 | Final Rejection | — | Pending | Jan 04, 2024 |
| 18402988 | Document Review and Execution on Mobile Devices | MONAGHAN, MICHAEL J | 3629 | §101§103 | Final Rejection | 33d | Pending | Jan 03, 2024 |
| 18403679 | INTER-MODEL INTERFACE TO REFINE REMOTE POOL AND USER INTERFACES THEREFOR | PADUA, NICO LAUREN | 3626 | §101§102 | Non-Final OA | 83d | Pending | Jan 03, 2024 |
| 18402030 | SYSTEMS AND METHODS FOR GENERATING A METAVERSE ASSET BASED ON SECURING A PHYSICAL OBJECT | CASTILHO, EDUARDO D | 3600 | §103 | Non-Final OA | — | Pending | Jan 02, 2024 |
| 18401687 | SYSTEMS AND METHODS FOR REAL TIME CREDIT EXTENSION AND BILL PAY CONFIGURATION | HAMILTON, SARA CHANDLER | 3695 | §101 | Non-Final OA | 55d | Pending | Jan 01, 2024 |
| 18395920 | SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER | SYROWIK, MATHEW RICHARD | 3621 | §101 | Non-Final OA | 45d overdue | Pending | Dec 26, 2023 |
| 18545484 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 3698 | §101 | Final Rejection | 93d overdue | Pending | Dec 19, 2023 |
| 18543873 | IDENTITY VERIFICATION SERVICES WITH IDENTITY SCORE THROUGH EXTERNAL ENTITIES VIA APPLICATION PROGRAMMING INTERFACE | MILEF, ELDA G | 3694 | §101 | Non-Final OA | 28d | Pending | Dec 18, 2023 |
| 18541702 | CHALLENGE MANAGER | ALI, NAYMUR RAHMAN | — | §101§103 | Non-Final OA | — | Pending | Dec 15, 2023 |
| 18541723 | USE-CONSTRAINED USER INTERFACE COMPONENT DISTRIBUTION | PARCHER, DANIEL W | 2174 | §103§112 | Non-Final OA | — | Pending | Dec 15, 2023 |
| 18537636 | SYSTEMS AND METHODS FOR PEER-TO-PEER REWARDS AND GIFT CARD TRANSFER VIA MESSAGING | MILLER, JAMES H | 3694 | §101§112 | Non-Final OA | — | Pending | Dec 12, 2023 |
| 18529631 | SYSTEMS AND METHODS FOR ASSET ESCHEATMENT PREVENTION | KANG, IRENE S | 3696 | §101§102 | Non-Final OA | 29d | Pending | Dec 05, 2023 |
| 18525667 | SYSTEMS AND METHODS FOR VERIFICATION SERVICES | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Final Rejection | — | Pending | Nov 30, 2023 |
| 18524891 | TEMPORAL QUANTUM FEATURE MAPS FOR KERNEL-BASED SEQUENTIAL DATA PREDICTION | HALES, BRIAN J | — | §103 | Non-Final OA | — | Pending | Nov 30, 2023 |
| 18521626 | SYSTEMS AND METHODS FOR AUTOMATIC IDENTIFICATION OF VETERAN STATUS | BALLOU, MAAME BOAKYEWAA | 3629 | §101§103 | Non-Final OA | 23d | Pending | Nov 28, 2023 |
| 18503488 | DATABASE ARCHITECTURE SUPPORTING ACCESS RIGHTS ACROSS DISPARATE USER PROFILE TYPES | ZHANG, SHIRLEY X | 2447 | §103 | Final Rejection | 23d overdue | Pending | Nov 07, 2023 |
| 18502480 | INFORMATION SHARING FOR CYBERATTACK RECOGNITION AND RESPONSE | WORKU, SARON MATTHEWOS | 2408 | §103 | Final Rejection | — | Pending | Nov 06, 2023 |
| 18385664 | LOCATION BASED TRANSACTION AUTHENTICATION | HAMILTON, SARA CHANDLER | 3695 | §101 | Non-Final OA | — | Pending | Oct 31, 2023 |
| 18385149 | DETECTION AND INTERVENTION FOR ANOMALOUS TRANSACTIONS | EVANS, KIMBERLY L | 3629 | §101DPOther | Non-Final OA | — | Pending | Oct 30, 2023 |
| 18497792 | SYSTEMS AND METHODS FOR SEASONALITY/EVENT-BASED RENTAL RECOMMENDATIONS | KANG, TIMOTHY J | 3689 | §101 | Non-Final OA | — | Pending | Oct 30, 2023 |
| 18384733 | SYSTEMS AND METHODS FOR MODELING ACTIVITIES AND PERFORMANCE USERS | OJIAKU, CHIKAODINAKA | 3696 | §101 | Non-Final OA | — | Pending | Oct 27, 2023 |
| 18494566 | SYSTEMS AND METHODS FOR USING AGGREGATED HOUSING DATA TO PROVIDE PERSONALIZED HOME IMPROVEMENT RECOMMENDATIONS | WALSH, EMMETT K | 3628 | §101 | Non-Final OA | — | Pending | Oct 25, 2023 |
| 18490402 | SYSTEMS AND METHODS FOR AUTOMATICALLY DETECTING A DEPLOYMENT EVENT | KASSIM, HAFIZ A | 3623 | §101 | Non-Final OA | 3d overdue | Pending | Oct 19, 2023 |
| 18482692 | SYSTEMS AND METHODS FOR ESTABLISHING SHARED TRUST BETWEEN A PRIMARY AGENT USER AND RECIPIENT CLIENT USER | HUANG, CHENG-FENG | 2497 | DP | Non-Final OA | 11d overdue | Pending | Oct 06, 2023 |
| 18478635 | SYSTEMS AND METHODS FOR PROVIDING DYNAMIC INSIGHT REPORTS | BOROWSKI, MICHAEL | 3624 | §101§103 | Non-Final OA | — | Pending | Sep 29, 2023 |
| 18478337 | SYSTEMS AND METHODS FOR A MACHINE LEARNING ADAPTABLE USER INTERFACE | TRAN, TAM T | 2174 | §103 | Final Rejection | 41d | Pending | Sep 29, 2023 |
| 18470889 | SYSTEMS AND METHODS FOR DYNAMIC AND FLEXIBLE BENEFICIARY ANALYSIS | NGUYEN, LIZ P | 3696 | §101 | Final Rejection | — | Pending | Sep 20, 2023 |
| 18239908 | SYSTEMS AND METHODS FOR SHARED ACCOUNT TRANSACTIONS | ABDULLAEV, AMANULLA | 3692 | §103 | Final Rejection | 4d overdue | Pending | Aug 30, 2023 |
| 18240114 | SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK | PATEL, DIVESH | 3696 | §103 | Non-Final OA | 85d overdue | Pending | Aug 30, 2023 |
| 18240215 | INSTANT WALLET CREDIT CARD | KAZIMI, HANI M | 3691 | §101§103 | Non-Final OA | — | Pending | Aug 30, 2023 |
| 18456777 | DATA MODEL DEVELOPMENT STANDARDIZATION | WENG, PEI YONG | 2141 | §103 | Non-Final OA | — | Pending | Aug 28, 2023 |
| 18456847 | SYSTEMS AND METHODS FOR GENERATING USER EVENT PREDICTIONS | AMIN, MUSTAFA A | 2194 | §103 | Final Rejection | 38d overdue | Pending | Aug 28, 2023 |
| 18457111 | SYSTEMS AND METHODS FOR GENERATING USER EVENT PREDICTIONS | GUTMAN, JENNIFER MARIE | 2194 | §101§103 | Final Rejection | — | Pending | Aug 28, 2023 |
| 18235764 | SYSTEMS AND METHODS FOR SHARED ACCOUNTS | DUCK, BRANDON M | 3693 | §101 | Final Rejection | 1d overdue | Pending | Aug 18, 2023 |
| 18366483 | TRANSACTIONS WITH SERVICE RAIL CONVERSION | LIU, CHIA-YI | 3692 | §101§112 | Final Rejection | 51d overdue | Pending | Aug 07, 2023 |
| 18356299 | CLOUD COMPUTING CYBERSECURITY MATRIX WITH OVERLAID MATURITY MODEL | KORSAK, OLEG | 2492 | §102 | Non-Final OA | 16d | Pending | Jul 21, 2023 |
| 18223499 | SYSTEMS AND METHODS FOR PEER-TO-PEER FUNDS REQUESTS | SMITH, SLADE E | 3696 | §101§102 | Non-Final OA | 50d | Pending | Jul 18, 2023 |
| 18353572 | CALIBRATION USING DIFFERENTIAL MACHINE LEARNING | NILSSON, ERIC | 2151 | §103 | Final Rejection | 15d overdue | Pending | Jul 17, 2023 |
| 18351085 | SYSTEM AND METHOD FOR NETWORK ENTITY RANKINGS AND EXCHANGES | PATEL, DIVESH | 3696 | §101§103 | Non-Final OA | — | Pending | Jul 12, 2023 |
| 18350453 | CRYPTOGRAPHICALLY SECURE PHYSICAL CURRENCY | RAZA, ZEHRA | 3697 | §103 | Final Rejection | 42d | Pending | Jul 11, 2023 |
| 18213179 | ELECTRONIC DISCLOSURE DELIVERY SYSTEMS AND METHODS | EBERSMAN, BRUCE I | 3693 | §101§103 | Non-Final OA | — | Pending | Jun 22, 2023 |
| 18209254 | SYSTEMS AND METHODS FOR MESSAGE-ENABLED TRANSFERS | CHISM, STEVEN R | 3692 | §101§112 | Final Rejection | — | Pending | Jun 13, 2023 |
| 18198125 | TOKENIZED ASSET EXCHANGE | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Final Rejection | 34d | Pending | May 16, 2023 |
| 18315089 | SYSTEMS AND METHODS FOR MODEL ADAPTIVE CONTROL | LU, HUA | 2118 | §103 | Non-Final OA | — | Pending | May 10, 2023 |
| 18314652 | SYSTEMS AND METHODS FOR FACILITATING FINANCIAL TRANSACTIONS VIA A REMOVABLE CHIPSET | JUNG, HENRY H | 3695 | §103 | Non-Final OA | — | Pending | May 09, 2023 |
| 18142552 | SYSTEMS AND METHODS FOR CONTACTLESS CARD ACTIVATION | JUNG, HENRY H | 3695 | §103Other | Non-Final OA | 9d overdue | Pending | May 02, 2023 |
| 18142530 | SYSTEMS AND METHODS FOR EXPENSE ANALYSIS BASED GRAPHICAL USER INTERFACE ALERTS | YU, ARIEL J | 3627 | §101§103 | Non-Final OA | 29d | Pending | May 02, 2023 |
| 18141982 | EXTENSIBLE ELECTRONIC PAYMENT SCHEMA | OYEBISI, OJO O | 3695 | §101 | Final Rejection | — | Pending | May 01, 2023 |
| 18307643 | SYSTEM AND METHOD FOR ALTERNATIVE INVESTMENT ASSET DASHBOARD | SCHWARZENBERG, PAUL | 3692 | §101§102 | Non-Final OA | — | Pending | Apr 26, 2023 |
| 18135246 | QUANTUM PRIME NUMBER GENERATION (QPNG) | DOAN, TRANG T | 2431 | §103 | Final Rejection | — | Pending | Apr 17, 2023 |
| 18300951 | MULTIUSER ACCESS RIGHTS FOR TRANSACTION MANAGEMENT | CHOUAT, ABDERRAHMEN | 2451 | §103§112 | Final Rejection | — | Pending | Apr 14, 2023 |
| 18299913 | SYSTEM AND METHOD FOR ARTIFICIAL INTELLIGENCE INVESTMENT AND ARTICLE RECOMMENDATIONS | ROSEN, ELIZABETH H | 3693 | §101 | Final Rejection | — | Pending | Apr 13, 2023 |
| 18295629 | USE OF EPISODE ATTRIBUTES IN REINFORCEMENT LEARNING | CHEN, KUANG FU | 2143 | §101§103§112 | Final Rejection | — | Pending | Apr 04, 2023 |
| 18192223 | METHOD AND DEVICE FOR PROVIDING CONSUMER SENTIMENT ANALYSIS | CHEN, BILL | 3626 | §101§102 | Non-Final OA | — | Pending | Mar 29, 2023 |
| 18188280 | CUSTOMER PRODUCT MARKETING PLATFORM | LEE, JENNIFER V | 3688 | §101 | Final Rejection | 41d | Pending | Mar 22, 2023 |
| 18180440 | SYSTEMS AND METHODS FOR SUMMARY GENERATION USING VOICE INTELLIGENCE | MEIS, JON CHRISTOPHER | 2654 | §103 | Non-Final OA | — | Pending | Mar 08, 2023 |
| 17936897 | SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION | GRANT, MICHAEL CHRISTOPHER | 3715 | §101 | Final Rejection | — | Pending | Sep 30, 2022 |
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