Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
223 pending office actions • 66 art units • 177 examiners • 0 of 223 (0%) have an AI response strategy ready • 346 patents granted in the last 365 days
Wells Fargo Bank, N.A. currently manages 224 pending office actions within the Transportation, E-Commerce & Mechanical Systems technology area. These 224 actions are distributed among 178 distinct examiners, which indicates that the portfolio is subject to a wide variety of individual examination styles. The 66 distinct art units involved further suggest that the company's intellectual property covers a broad range of technical classifications within the Transportation, E-Commerce & Mechanical Systems sector.
The busiest examiner for this portfolio is Bui, Toan D., who is currently handling 6 of the pending office actions. While Bui, Toan D. has the highest individual workload, the 6 actions represent a specific segment of the 224 total pending office actions. For practitioners, this concentration with a single examiner provides an opportunity to develop a consistent strategy for a subset of the applications, while the remaining 178 distinct examiners require a more diversified approach.
The presence of 224 pending office actions across 66 distinct art units highlights the complexity of managing this Transportation, E-Commerce & Mechanical Systems portfolio. With 178 distinct examiners involved, the company must navigate numerous procedural preferences and technical interpretations. The 6 actions assigned to Bui, Toan D. stand out as a primary focus area, but the overall prosecution strategy must remain flexible enough to address the requirements of the many different art units and examiners assigned to the cases.
Based on the USPTO statutory response window for each pending office action. 83 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 83 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 56 (25%) |
| §101 + other | 79 (35%) |
| §103 only | 59 (26%) |
| §102 only | 1 (0%) |
| §112 only | 4 (2%) |
| Double-patenting only | 7 (3%) |
| Double-patenting + other | 4 (2%) |
| Multi-statute (no §101) | 13 (6%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| BUI, TOAN D. | 6 | 55.9% | +42.3% |
| ROSEN, ELIZABETH H | 5 | 45.7% | +49.6% |
| PATEL, DIVESH | 4 | 53.2% | +41.2% |
| KIM, STEVEN S | 3 | 38.7% | +40.0% |
| PARK, YONG S | 3 | 26.0% | +11.5% |
| KAZIMI, HANI M | 3 | 48.5% | +19.4% |
| FELTEN, DANIEL S | 3 | 46.4% | +12.4% |
| RANKINS, WILLIAM E | 3 | 57.6% | +8.1% |
| KWONG, CHO YIU | 3 | 32.3% | +4.3% |
| YONO, RAVEN E | 3 | 38.9% | +33.6% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18545484 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 93d overdue |
| 18184174 | SYSTEMS AND METHODS FOR GENERATING PREDICTIVE OUTCOMES FOR SCENARIOS USING GENERATIVE ARTIFICIAL INTELLIGENCE | SACKALOSKY, COREY MATTHEW | 92d overdue |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 46d overdue |
| 18395920 | SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER | SYROWIK, MATHEW RICHARD | 45d overdue |
| 18655126 | SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES | HILMANTEL, ADAM J | 35d overdue |
| 18777037 | SYSTEMS AND METHODS FOR VERIFYING A DELEGATE | GARCIA-GUERRA, DARLENE | 31d overdue |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 31d overdue |
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 28d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18545484 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 93d overdue |
| 18669119 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES | BUI, TOAN D. | 91d overdue |
| 18240114 | SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK | PATEL, DIVESH | 85d overdue |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 46d overdue |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 31d overdue |
| 18608331 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 4d overdue |
| 18423688 | SYSTEMS AND METHODS FOR BORROWED BANKING ACCESS | YONO, RAVEN E | 2d overdue |
| 18898382 | SYSTEM AND METHOD FOR PROVIDING VIRTUAL COACHING | FELTEN, DANIEL S | 5d |
| Art Unit | Apps |
|---|---|
| 3693 | 21 |
| 3692 | 15 |
| 3694 | 12 |
| 3695 | 10 |
| 3697 | 9 |
| 3691 | 7 |
| 3696 | 7 |
| 3698 | 5 |
| 3627 | 5 |
| 3625 | 5 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19560338 | PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE | DING, CHUNLING | 3699 | §112DPOther | Non-Final OA | — | Pending | Mar 09, 2026 |
| 19435145 | SYSTEMS AND METHODS FOR CUSTOMIZING AUTHENTICATION CREDENTIALS FOR A PAYMENT CARD | RAK, TAYLOR SIMON DUANE | 3697 | §101§103Other | Non-Final OA | — | Pending | Dec 29, 2025 |
| 19410777 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 3698 | §101§103§112 | Non-Final OA | — | Pending | Dec 05, 2025 |
| 19410877 | COMPUTER-BASED SYSTEM FOR SECURE CURBSIDE BANKING | QAYYUM, ZESHAN | 3697 | §101§102§103Other | Non-Final OA | — | Pending | Dec 05, 2025 |
| 19373012 | SYSTEMS AND METHODS FOR PROVIDING A DELEGATE NOTIFICATION SCHEME | TRAN, HAI | 3695 | §101Other | Non-Final OA | — | Pending | Oct 29, 2025 |
| 19353498 | INSTANT NETWORK CASH TRANSFER AT POINT OF SALE | APPLE, KIRSTEN SACHWITZ | 3693 | §101Other | Non-Final OA | — | Pending | Oct 08, 2025 |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | 2169 | §101§102§103 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19317056 | SYSTEM AND METHOD FOR CARD CONTROL | OUSSIR, EL MEHDI | 3699 | §101§103DP | Final Rejection | 29d | Pending | Sep 02, 2025 |
| 19310773 | SYSTEMS AND METHODS FOR INFORMATION VERIFICATION USING A CONTACTLESS CARD | JOHNSON, SONJI N | 2876 | §103 | Final Rejection | — | Pending | Aug 26, 2025 |
| 19303052 | ASSESSING SECURITY OF SERVICE PROVIDER COMPUTING SYSTEMS | MAI, KEVIN S | — | §103 | Non-Final OA | — | Pending | Aug 18, 2025 |
| 19301801 | SYSTEMS AND METHODS FOR LOCATION-BINDING AUTHENTICATION | BRIDGES, CHRISTOPHER | — | §101§102§103 | Non-Final OA | — | Pending | Aug 15, 2025 |
| 19300042 | BANK-DRIVEN MODEL FOR PREVENTING DOUBLE SPENDING OF DIGITAL CURRENCY TRANSFERRED BETWEEN MULTIPLE DLT NETWORKS USING A TRUSTED INTERMEDIARY | ROSEN, ELIZABETH H | — | §101§103DP | Non-Final OA | — | Pending | Aug 14, 2025 |
| 19296782 | SYSTEMS AND METHODS FOR HOME LENDING DATA CONTROL | NGUYEN, PHONG H | — | §101§102§103 | Non-Final OA | — | Pending | Aug 11, 2025 |
| 19292730 | SYSTEM FOR MANAGING VENDOR DATA | CASANOVA, JORGE A | — | §103§112Other | Non-Final OA | — | Pending | Aug 06, 2025 |
| 19264619 | SYSTEM AND METHOD FOR FINANCIAL HEALTH ROBO-ADVISOR | TRAN, HAI | — | §101Other | Non-Final OA | — | Pending | Jul 09, 2025 |
| 19257389 | SECURE DIGITAL AUTHORIZATION BASED ON IDENTITY ELEMENTS OF USERS AND/OR LINKAGE DEFINITIONS IDENTIFYING SHARED DIGITAL ASSETS | WRIGHT, BRYAN F | 2431 | §103 | Non-Final OA | — | Pending | Jul 01, 2025 |
| 19257383 | SYSTEMS AND METHODS FOR COLLATERAL DEPOSIT IDENTIFICATION | AKINTOLA, OLABODE | 3691 | DP | Non-Final OA | — | Pending | Jul 01, 2025 |
| 19249485 | CHANGE MANAGEMENT AND CLOUD STORAGE FOR UNIFIED DATA CATALOG | VU, BAI DUC | 2163 | §103 | Final Rejection | — | Pending | Jun 25, 2025 |
| 19247915 | SYSTEMS AND METHODS FOR DIGITAL ACCOUNT ACTIVATION | PARK, YONG S | 3691 | §101Other | Non-Final OA | — | Pending | Jun 24, 2025 |
| 19248206 | RETAILER CARD INSTANT APPROVAL AND PROVISIONING | ROSEN, ELIZABETH H | 3697 | §101DP | Non-Final OA | — | Pending | Jun 24, 2025 |
| 19245662 | INTEGRATING A WALLET CLIENT WITH FEDERATED DIRECTORY SERVICES | KRINGEN, MICHELLE THERESE | 3688 | §103DP | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19241323 | DATA CONTROL TOWER | NARRAMORE, BLAKE I | — | DP | Non-Final OA | — | Pending | Jun 17, 2025 |
| 19229353 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR VALIDATING ELECTRONIC DISTRIBUTION TRANSACTIONS AND REDUCING NON-COMPLIANT ELECTRONIC DISTRIBUTION TRANSACTIONS | KAZIMI, HANI M | — | §101 | Non-Final OA | — | Pending | Jun 05, 2025 |
| 19222588 | SYSTEMS AND METHODS FOR PERSONAL INFORMATION AND PREFERENCE STORAGE, PERMISSIONING, AND SHARING | FELTEN, DANIEL S | — | §103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19220400 | COMPLIANCE TRACKING AND REMEDIATION ACROSS A DATA SHARING PLATFORM | LIN, KATHERINE Y | — | §101 | Non-Final OA | — | Pending | May 28, 2025 |
| 19214440 | ENHANCED ACCESSIBILITY USING WEARABLE COMPUTING DEVICES | PHAM, TOAN NGOC | — | DP | Non-Final OA | — | Pending | May 21, 2025 |
| 19210889 | TRANSACTION TRACKING UTILITY | LIU, I JUNG | — | §101§102 | Final Rejection | — | Pending | May 16, 2025 |
| 19208383 | SYSTEMS AND METHODS FOR CROSS-BORDER PAYMENTS VIA DISTRIBUTED LEDGER-BASED PAYMENT RAIL | RANKINS, WILLIAM E | — | §102§103§112 | Non-Final OA | — | Pending | May 14, 2025 |
| 19201543 | SYSTEMS AND METHODS FOR PROVIDING A MANAGEMENT PLATFORM FOR DIGITAL PLATFORM SERVICES | EBERSMAN, BRUCE I | — | §101§103 | Non-Final OA | — | Pending | May 07, 2025 |
| 19201667 | PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE | BROWN, ANTHONY D | — | §103 | Non-Final OA | — | Pending | May 07, 2025 |
| 19200477 | RETAILER CARD INSTANT APPROVAL AND PROVISIONING | ROSEN, ELIZABETH H | — | §101DP | Non-Final OA | — | Pending | May 06, 2025 |
| 19200511 | TOKENIZED STRUCTURED DATA SHARING | TRAN, JIMMY H | — | §103Other | Non-Final OA | — | Pending | May 06, 2025 |
| 19195110 | DATA PIPELINE VALIDATION | MASKULINSKI, MICHAEL C | — | §101 | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19181745 | MULTIPLE ROUTING SYSTEMS | MATAR, AHMAD | — | §102§103§112 | Non-Final OA | — | Pending | Apr 17, 2025 |
| 19173460 | MODEL-BASED PROCESS TO VALIDATE BUILD INTEGRITY OF SOFTWARE PRODUCTS | LEE, GIL H | — | §101Other | Non-Final OA | — | Pending | Apr 08, 2025 |
| 19172544 | MULTIMODAL CHATBOT SYSTEM WITH AUTHENTICATION LEVELS FOR VARIOUS INSTITUTIONS AND USERS | LEWIS, LISA C | — | §103 | Non-Final OA | — | Pending | Apr 07, 2025 |
| 19171131 | MACHINE-LEARNING FOR REAL-TIME AND SECURE ANALYSIS OF DIGITAL METRICS | SHAIFER HARRIMAN, DANT B | — | DP | Non-Final OA | — | Pending | Apr 04, 2025 |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | — | §101§103Other | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19089240 | FORMAT TRANSFORMATION OF NON-FUNGIBLE TOKEN (NFT) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES | FENSTERMACHER, JASON B | 3698 | §101§112 | Final Rejection | — | Pending | Mar 25, 2025 |
| 19070295 | SYSTEMS AND METHODS FOR SENDING AND RECEIVING MATH-BASED CURRENCY VIA A FIAT CURRENCY ACCOUNT | TROTTER, SCOTT S | 3696 | §101§103 | Final Rejection | 28d | Pending | Mar 04, 2025 |
| 19056672 | SYSTEMS AND METHODS FOR PAYMENT USING LINKED ASSETS | NILFOROUSH, MOHAMMAD A | 3697 | §101§103 | Final Rejection | — | Pending | Feb 18, 2025 |
| 19049898 | SYSTEMS AND METHODS FOR AN INTERACTIVE COMMUNICATION PLATFORM | PRESTON, JOHN O | 3693 | §101§103 | Final Rejection | 41d | Pending | Feb 10, 2025 |
| 19046165 | INDIRECT MODELING USING A VIRTUAL ENVIRONMENT | WILLIAMS, ROSS A | 3715 | §101§102§103 | Non-Final OA | — | Pending | Feb 05, 2025 |
| 19046053 | SYNTHETIC VOICE FRAUD DETECTION | SMITH, SEAN THOMAS | — | §101§102 | Non-Final OA | — | Pending | Feb 05, 2025 |
| 19046121 | ARTIFICIAL INTELLIGENCE DRIVEN DOMAIN-SPECIFIC VALIDATION SYSTEM | FILIPCZYK, MARCIN R | 2153 | §103 | Final Rejection | 35d overdue | Pending | Feb 05, 2025 |
| 19046068 | ADVANCED FRAUD DETECTION SYSTEM | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | 13d | Pending | Feb 05, 2025 |
| 19041089 | PUBLIC KEY INFRASTRUCTURE ATTRIBUTE CERTIFICATE TWEAK (PACT) | IDOWU, OLUGBENGA O | 2494 | §102§103 | Final Rejection | — | Pending | Jan 30, 2025 |
| 19033245 | SYSTEMS AND METHODS FOR CREDIT EXTENSION INTEGRATION WITH A DIGITAL PAYMENT NETWORK | BUI, TOAN D. | 3693 | §101 | Final Rejection | — | Pending | Jan 21, 2025 |
| 19025062 | CENTRALIZED PASSKEY MANAGEMENT SYSTEM FOR ENHANCED DIGITAL AUTHENTICATION AND SECURITY | BINCZAK, BRANDON MICHAEL | 2437 | §103§112 | Non-Final OA | — | Pending | Jan 16, 2025 |
| 19025124 | MOBILE PAYMENT TRUST SCORE USING VERY SMART WALLET | LOZA, JANICE JOMARIE | 3698 | §101§103 | Non-Final OA | — | Pending | Jan 16, 2025 |
| 19022481 | SYSTEMS AND METHODS FOR AUTOMATIC TAX WITHHOLDING IN A DIGITAL PAYMENT NETWORK | FU, HAO | 3695 | §101§103 | Final Rejection | — | Pending | Jan 15, 2025 |
| 19009862 | SYSTEMS AND METHODS FOR PROVIDING PERSONALIZED NUDGES IN A COMPETITION ENVIRONMENT | KWONG, CHO YIU | 3693 | §101§102§103 | Final Rejection | — | Pending | Jan 03, 2025 |
| 19008287 | RECOMMENDATION GENERATION BASED ON MEMO FIELDS OF DIGITAL PAYMENT OBJECTS | SHARON, AYAL I | 3695 | §101§103 | Final Rejection | — | Pending | Jan 02, 2025 |
| 19001129 | CONTROLS FOR VULNERABLE ADULTS | KWONG, CHO YIU | 3693 | §101§103§112 | Final Rejection | — | Pending | Dec 24, 2024 |
| 18980823 | SELECTIVE VIRTUAL ASSISTANT RESPONSES | CHAVEZ, RODRIGO A | 2658 | §101§102§103 | Non-Final OA | — | Pending | Dec 13, 2024 |
| 18967415 | CENTRALIZED ANALYTICS SUPPORT AND ENABLEMENT | PASHA, ATHAR N | 2657 | §101§103 | Non-Final OA | — | Pending | Dec 03, 2024 |
| 18960858 | SYSTEMS AND METHODS FOR ACTIVATING A TRANSACTION CARD | JUNG, HENRY H | — | §103DP | Non-Final OA | — | Pending | Nov 26, 2024 |
| 18956882 | NETWORK ACCESS TOKENS AND META-APPLICATION PROGRAMMING INTERFACES FOR ENHANCED INTER-ENTERPRISE SYSTEM DATA PROMULGATION AND PROFILING | ZAIDI, SYED A | 2432 | §103 | Final Rejection | — | Pending | Nov 22, 2024 |
| 18947373 | SYSTEMS AND METHODS FOR SECURELY PROVISIONING LIMITED ACCOUNT ACCESS | WORJLOH, JALATEE | 3697 | §103 | Final Rejection | — | Pending | Nov 14, 2024 |
| 18945068 | CALLER VERIFICATION | ALVARADO DAVID, DORIANNE | 2499 | §103 | Final Rejection | — | Pending | Nov 12, 2024 |
| 18938166 | SYSTEMS AND METHODS FOR PROPORTIONATE ALLOCATION | PARK, YONG S | 3694 | §101 | Final Rejection | — | Pending | Nov 05, 2024 |
| 18934465 | DATA PIPELINE | LESNIEWSKI, VICTOR D | 2493 | §103 | Non-Final OA | — | Pending | Nov 01, 2024 |
| 18930623 | SYSTEMS AND METHODS FOR ONTOLOGY-BASED SECURITY REMEDIATION | YE, ZI | 2455 | §102§103 | Final Rejection | — | Pending | Oct 29, 2024 |
| 18916424 | SYSTEMS AND METHODS FOR PROVIDING CURATED DATASETS ACCORDING TO DATA FROM DISPARATE DATA SOURCES | GANGER, LAUREN ZANNAH | 2156 | §103Other | Final Rejection | 34d | Pending | Oct 15, 2024 |
| 18910913 | BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS | RAZA, ZEHRA | 3697 | §101§103 | Non-Final OA | 11d overdue | Pending | Oct 09, 2024 |
| 18907425 | SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT | SHAH, UTPAL D | — | DP | Non-Final OA | — | Pending | Oct 04, 2024 |
| 18906048 | SYSTEMS AND METHODS FOR PRIORITIZING FRAUD CASES USING ARTIFICIAL INTELLIGENCE | LUDWIG, PETER L | 3627 | §103 | Final Rejection | — | Pending | Oct 03, 2024 |
| 18904652 | SYSTEM AND METHOD FOR FINANCIAL REGULATORY AND COMPLIANCE RULES MANAGEMENT USING A CUSTOMIZED DOMAIN-SPECIFIC LANGUAGE | CIRNU, ALEXANDRU | 3622 | §101§103 | Final Rejection | — | Pending | Oct 02, 2024 |
| 18901704 | SECURE COMMUNICATIONS AMONG MULTIPLE ENTITIES USING QUANTUM ENTANGLEMENT | CHAMPAKESAN, BADRI NARAYANAN | 2494 | §103 | Non-Final OA | — | Pending | Sep 30, 2024 |
| 18899484 | SYSTEMS AND METHODS FOR PRIVATE NETWORK ISSUANCE OF DIGITAL CURRENCY | WONG, ERIC TAK WAI | 3693 | §103 | Final Rejection | — | Pending | Sep 27, 2024 |
| 18898382 | SYSTEM AND METHOD FOR PROVIDING VIRTUAL COACHING | FELTEN, DANIEL S | 3692 | §101 | Non-Final OA | 5d | Pending | Sep 26, 2024 |
| 18898413 | SYSTEMS AND METHODS FOR REAL-TIME BILLER POSTING SERVICES | YONO, RAVEN E | 3694 | §103Other | Non-Final OA | 12d | Pending | Sep 26, 2024 |
| 18891909 | TRANSACTION INSTRUMENT WITH FEATURES FOR DESTRUCTION AND DISPOSAL | WALSH, DANIEL I | 2876 | §103Other | Final Rejection | 5d overdue | Pending | Sep 20, 2024 |
| 18890012 | DIGITAL IDENTITY VERIFICATION AND GUARANTEE | KAZIMI, HANI M | 3691 | §101 | Final Rejection | — | Pending | Sep 19, 2024 |
| 18883659 | DATA AGGREGATION AND CLASSIFICATION MODALITIES FOR A DATA SHARING PLATFORM | NGUYEN, CAO H | — | DP | Non-Final OA | — | Pending | Sep 12, 2024 |
| 18828383 | TWO WAY SCREEN MIRRORING USING A SMART TABLE | SILVERMAN, SETH ADAM | — | §103 | Non-Final OA | — | Pending | Sep 09, 2024 |
| 18821815 | SYSTEMS AND METHODS FOR DATA EXCHANGE USING PAYMENT CARDS WITH UNIVERSAL REFERENCE NUMBERS | MUTSCHLER, JOSEPH M | 3627 | §101 | Final Rejection | — | Pending | Aug 30, 2024 |
| 18815129 | ENTITY AUTHENTICATION THROUGH AN INFORMATION STORAGE AND COMMUNICATION SYSTEM | PARK, YONG S | 3694 | §101§103§112 | Non-Final OA | — | Pending | Aug 26, 2024 |
| 18813352 | SYSTEMS AND METHODS FOR MULTIPLE OFFER SOURCE AGGREGATOR | VAN BRAMER, JOHN W | 3622 | §101§112Other | Non-Final OA | 1d overdue | Pending | Aug 23, 2024 |
| 18811258 | PAYMENT INDICATOR ON MOBILE DEVICE | HAIDER, FAWAAD | 3627 | §101 | Non-Final OA | — | Pending | Aug 21, 2024 |
| 18808978 | AI-ASSISTED SYSTEM FOR USER TRAINING AND FLOW QUERY | SWARTZ, STEPHEN S | 3625 | §101§103 | Non-Final OA | 41d | Pending | Aug 19, 2024 |
| 18808552 | CONTROL TOWER RESTRICTIONS ON THIRD PARTY PLATFORMS | KUCAB, JAMIE R | 3699 | §103DP | Non-Final OA | 70d | Pending | Aug 19, 2024 |
| 18807258 | SYSTEMS AND METHODS FOR REAL-TIME PULL RESOURCE TRANSFERS | BUI, TOAN D. | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 16, 2024 |
| 18806516 | MODEL VALIDATION AS A SERVICE | CHEN, QING | — | §101§102§103§112 | Non-Final OA | — | Pending | Aug 15, 2024 |
| 18805138 | PERFORMING RISK ASSESSMENTS BASED ON INFLATION MODELING | KWONG, CHO YIU | 3693 | §101 | Final Rejection | 28d | Pending | Aug 14, 2024 |
| 18802757 | MULTI CHANNEL PURCHASING FOR INTEROPERABLE MOBILE WALLET | KANG, IRENE S | 3692 | §101§103 | Final Rejection | — | Pending | Aug 13, 2024 |
| 18794714 | SYSTEMS AND METHODS FOR QUANTUM ENTANGLED RANDOM KEY EXCHANGE | SARKER, SANCHIT K | 2495 | §103 | Final Rejection | 36d overdue | Pending | Aug 05, 2024 |
| 18793169 | USER INTERFACE FOR IMPROVING USER SECURITY IN VIRTUAL REALITY ENVIRONMENTS | SAVENKOV, VADIM | 2432 | §103§112 | Final Rejection | — | Pending | Aug 02, 2024 |
| 18793179 | DATA SUBJECT REQUEST TIERING | SUH, ANDREW | 2493 | §103 | Non-Final OA | — | Pending | Aug 02, 2024 |
| 18792047 | TECHNIQUES FOR EXECUTING COMMANDS AND SCRIPTS ACROSS OPERATING SYSTEMS | WEI, ZENGPU | 2197 | §103 | Non-Final OA | — | Pending | Aug 01, 2024 |
| 18789277 | SYSTEM AND METHOD FOR A CLIENT APPLICATION | POINVIL, FRANTZY | 3693 | §101 | Final Rejection | 5d overdue | Pending | Jul 30, 2024 |
| 18787797 | CUSTOMER VERIFICATION AND ACCOUNT CREATION SYSTEMS AND METHODS | JAMES, GREGORY MARK | 3692 | §101Other | Non-Final OA | 33d | Pending | Jul 29, 2024 |
| 18777037 | SYSTEMS AND METHODS FOR VERIFYING A DELEGATE | GARCIA-GUERRA, DARLENE | 3625 | §101§103 | Non-Final OA | 31d overdue | Pending | Jul 18, 2024 |
| 18776355 | SELECTING AUTOMATED TELLER MACHINE DISTRIBUTION USING ARTIFICIAL INTELLIGENCE AND PREDICTIVE ANALYTICS | BROWN, SARA GRACE | 3625 | §101 | Final Rejection | 28d | Pending | Jul 18, 2024 |
| 18771976 | SYSTEMS AND METHODS FOR PROVIDING A RENTAL CANDIDATE WITH ACCESS TO A RENTAL ASSET | BROWN, VERNAL U | 2686 | §103 | Final Rejection | — | Pending | Jul 12, 2024 |
| 18762355 | PAYMENT SERVICES VIA APPLICATION PROGRAMMING INTERFACE | CHANG, EDWARD | 3695 | §101 | Non-Final OA | — | Pending | Jul 02, 2024 |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 3693 | §101§103Other | Non-Final OA | 46d overdue | Pending | Jul 02, 2024 |
| 18756854 | DETECTING SECURITY THREATS FROM LOGON DATA | ABYANEH, ALI S | 2437 | §101§103 | Final Rejection | — | Pending | Jun 27, 2024 |
| 18757006 | SYSTEMS AND METHODS FOR ENHANCED PEER-TO-PEER ASSET TRANSFERS | WOLDEMARIAM, NEGA | 2407 | §103 | Final Rejection | 22d | Pending | Jun 27, 2024 |
| 18754334 | SYSTEMS AND METHOD FOR STRUCTURE ENABLED, MODEL DRIVEN, CHANNEL INTEGRATION AND DISPATCH | NGUY, CHI D | 2435 | §103 | Final Rejection | — | Pending | Jun 26, 2024 |
| 18750914 | SENDING SECURE PROXY ELEMENTS WITH MOBILE WALLETS | CUNNINGHAM II, GREGORY S | 3694 | §101§103 | Final Rejection | 8d overdue | Pending | Jun 21, 2024 |
| 18749141 | SYSTEMS AND METHODS FOR PREDICTING A CLUSTER OF A SIDE OF ORDER BOOK MARKET LIQUIDITY | PROIOS, GEORGE N | 3694 | §112 | Non-Final OA | 77d overdue | Pending | Jun 20, 2024 |
| 18742251 | SYSTEMS AND METHODS FOR DIGITAL PIN PROMPTING AND SETTING | MADAMBA, CLIFFORD B | 3692 | §101§103 | Non-Final OA | — | Pending | Jun 13, 2024 |
| 18741344 | SYSTEMS AND METHODS FOR PROVIDING ACCOUNT TRANSACTION CONTROL AND MANAGEMENT | PHAN, NICHOLAS K | 3699 | §101§103 | Final Rejection | — | Pending | Jun 12, 2024 |
| 18739845 | DATA CLASSIFICATION FOR FRAUD DETECTION | JUNG, HENRY H | 3695 | §101§103 | Non-Final OA | — | Pending | Jun 11, 2024 |
| 18738413 | IDENTIFICATION-BASED PAYMENT | WONG, ERIC TAK WAI | 3693 | §103 | Final Rejection | 13d | Pending | Jun 10, 2024 |
| 18738411 | SYSTEMS AND APPLICATIONS FOR SEMI-ANONYMOUS COMMUNICATION TAGGING | KHAN, MOEEN | 2436 | §101§103Other | Final Rejection | 4d overdue | Pending | Jun 10, 2024 |
| 18736978 | SYSTEM FOR QUANTITATIVE SOFTWARE RISK DETERMINATION AND VISUALIZATION | NEAL, ALLISON MICHELLE | 3625 | §101 | Non-Final OA | — | Pending | Jun 07, 2024 |
| 18734488 | SYSTEMS AND METHODS FOR PROVIDING CURATED DATASETS ACCORDING TO DATA FROM DISPARATE DATA SOURCES | GANGER, LAUREN ZANNAH | 2156 | §103 | Final Rejection | 22d | Pending | Jun 05, 2024 |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | SMITH, ISAAC G | 3662 | §101§103 | Final Rejection | 14d | Pending | Jun 05, 2024 |
| 18679887 | SMART MOBILE WALLET TRACKER FOR MONITORING AND COMPLIANCE | RACIC, MILENA | 3627 | §103 | Non-Final OA | — | Pending | May 31, 2024 |
| 18678974 | DATA INGESTION MANAGEMENT | VU, VIET D | 2455 | §103 | Non-Final OA | 34d | Pending | May 30, 2024 |
| 18674196 | GENERATIVE ARTIFICIAL INTELLIGENCE (AI) ARCHITECTURE WITH DOMAIN OPTIMIZATION | RODEN, DONALD THOMAS | — | §101§103§112 | Non-Final OA | — | Pending | May 24, 2024 |
| 18670136 | BOT TO BOT FINANCING | OJIAKU, CHIKAODINAKA | 3696 | §101 | Non-Final OA | — | Pending | May 21, 2024 |
| 18669119 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES | BUI, TOAN D. | 3693 | §103Other | Non-Final OA | 91d overdue | Pending | May 20, 2024 |
| 18669150 | SYSTEMS AND METHODS FOR PRIVATE LOAN CREATION | EBERSMAN, BRUCE I | 3693 | §102§103 | Non-Final OA | 5d | Pending | May 20, 2024 |
| 18666729 | GLOBAL MODELER USING A PROTECTION ARCHITECTURE | SHERR, MARIA CRISTI OWEN | — | §101§103 | Non-Final OA | — | Pending | May 16, 2024 |
| 18666282 | SYSTEMS AND METHODS FOR PROVIDING ENTROPY TO CLIENTS | RASHID, WISSAM | — | §102§103 | Non-Final OA | — | Pending | May 16, 2024 |
| 18664513 | EDGE COMPUTING WITH ARTIFICIAL INTELLIGENCE AND ADVANCED ANALYTICS | SRIVASTAVA, VIVEK | 2449 | §103 | Final Rejection | — | Pending | May 15, 2024 |
| 18662015 | CONTRACT ADVISOR | WASAFF, JOHN S. | 3629 | §101§103 | Final Rejection | — | Pending | May 13, 2024 |
| 18656035 | SYSTEMS AND METHODS FOR PROVIDING CONTINUOUS SIGNATURE MANAGEMENT | KUDO, KEN | 2671 | §101§102§103§112 | Non-Final OA | — | Pending | May 06, 2024 |
| 18656499 | PERVASIVE ADVISOR FOR MAJOR EXPENDITURES | PRESTON, JOHN O | 3693 | §101Other | Non-Final OA | — | Pending | May 06, 2024 |
| 18655126 | SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES | HILMANTEL, ADAM J | 3691 | §101§103 | Non-Final OA | 35d overdue | Pending | May 03, 2024 |
| 18652674 | PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE | WORKU, SARON MATTHEWOS | 2408 | §103 | Non-Final OA | 34d | Pending | May 01, 2024 |
| 18652524 | SYSTEMS AND METHODS FOR A VOICE-KEY DATABASE | CRESPO FEBLES, HECTOR J | 2657 | §103§112 | Final Rejection | 4d overdue | Pending | May 01, 2024 |
| 18648230 | SYSTEMS AND METHODS FOR STAGING AND CASTING A TRANSACTION BETWEEN DEVICES | JAMES, GREGORY MARK | 3692 | §101 | Non-Final OA | 15d overdue | Pending | Apr 26, 2024 |
| 18643784 | BIDIRECTIONAL PERSONAL FINANCIAL STORY CREATOR | SHAH, ANTIM G | 2693 | §103 | Final Rejection | 34d | Pending | Apr 23, 2024 |
| 18644024 | SYSTEMS AND METHODS FOR NATIVE, NON-NATIVE, AND HYBRID REGISTRATION AND USE OF TAGS FOR REAL-TIME SERVICES | RANKINS, WILLIAM E | 3694 | §101 | Final Rejection | 34d | Pending | Apr 23, 2024 |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 3696 | §101§103 | Non-Final OA | 31d overdue | Pending | Apr 23, 2024 |
| 18642148 | USER INTERFACE FOR INTERACTING WITH HUMAN USERS | AMIN, JWALANT B | 2612 | §103 | Final Rejection | 29d | Pending | Apr 22, 2024 |
| 18639451 | MONITORED ALERTS | LIU, CHIA-YI | 3692 | §101§102 | Final Rejection | — | Pending | Apr 18, 2024 |
| 18639264 | LIQUIDITY ASSESSMENT | FELTEN, DANIEL S | 3692 | §112 | Final Rejection | — | Pending | Apr 18, 2024 |
| 18636495 | SYSTEM AND METHOD FOR AUTOMATED COMMUNITY-BASED CREDIT SCORING | WEISBERGER, RICHARD C | 3693 | §101§103 | Final Rejection | — | Pending | Apr 16, 2024 |
| 18637163 | SYSTEMS AND METHODS FOR PROACTIVELY PROVIDING EMOTIONALLY INTELLIGENT INTERACTION GUIDANCE USING A MACHINE LEARNING FRAMEWORK | BAHL, SANGEETA | 3626 | §101§103§112 | Final Rejection | 14d | Pending | Apr 16, 2024 |
| 18630785 | SYSTEMS AND METHODS FOR MITIGATING THE OVERFITTING OF ARTIFICIAL INTELLIGENCE MODELS | THAI, JASMINE THANH | — | §103 | Non-Final OA | — | Pending | Apr 09, 2024 |
| 18630368 | RATE AND PAYMENT GUIDE | PATEL, DIVESH | 3600 | §101 | Final Rejection | — | Pending | Apr 09, 2024 |
| 18625789 | SYSTEMS AND METHODS FOR EMOTIONALLY ADAPTIVE FINANCIAL CHATBOT | YONO, RAVEN E | 3694 | §101§112 | Non-Final OA | — | Pending | Apr 03, 2024 |
| 18623622 | PROCESSING MODEL OUTPUTS | MORALES, PEDRO JESUS | — | §101§102§103 | Non-Final OA | — | Pending | Apr 01, 2024 |
| 18617904 | TECHNIQUES FOR MULTI-PERSPECTIVE EVALUATION OF LOGIN DATA | HO, DAO Q | 2432 | §103§112 | Final Rejection | 10d overdue | Pending | Mar 27, 2024 |
| 18613008 | SYSTEMS AND METHODS FOR INTELLIGENTLY COMPILING RESPONSES FROM AI SYSTEMS | KE, PENG | — | §101§102§103 | Non-Final OA | — | Pending | Mar 21, 2024 |
| 18612999 | SYSTEMS AND METHODS FOR INTELLIGENTLY ROUTING TASKS TO AI SYSTEMS | DORAIS, CRAIG C | — | §102§112 | Non-Final OA | — | Pending | Mar 21, 2024 |
| 18610865 | GAMIFICATION OF BEQUESTS | ROSEN, ELIZABETH H | 3693 | §101 | Final Rejection | 40d | Pending | Mar 20, 2024 |
| 18611414 | SYSTEMS AND METHODS FOR TIERED-BASED INFORMATION PROVISION | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | 77d | Pending | Mar 20, 2024 |
| 18610875 | CONFIRMING CONDITIONAL BEQUEST | RUHL, DENNIS WILLIAM | 3626 | §101§102 | Final Rejection | 11d overdue | Pending | Mar 20, 2024 |
| 18609529 | SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY | BUI, TOAN D. | 3693 | §101Other | Final Rejection | — | Pending | Mar 19, 2024 |
| 18608331 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 3693 | §101 | Final Rejection | 4d overdue | Pending | Mar 18, 2024 |
| 18608307 | SYSTEMS AND METHODS FOR GENERATING A POSITION BASED USER INTERFACE | TSUI, WILSON W | 2172 | §103 | Final Rejection | — | Pending | Mar 18, 2024 |
| 18607184 | DATA CAPTURE AND LOAN PAYOFF THROUGH SMARTPHONE | GREGG, MARY M | 3695 | §101§103 | Non-Final OA | 4d overdue | Pending | Mar 15, 2024 |
| 18604168 | AUTOMATED POLICY MANAGEMENT | BOND, REED MADISON | 3624 | §101§103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18603908 | SYSTEMS AND METHODS FOR LOCATION BASED TRANSACTION DISPLAY AND EXECUTION | ANDERSON, SCOTT C | 3694 | §101§103 | Final Rejection | 9d | Pending | Mar 13, 2024 |
| 18604008 | THREAT MODELING AT SCALE | DAVIS, ZACHARY A | 2492 | §112 | Non-Final OA | 28d | Pending | Mar 13, 2024 |
| 18603925 | SYSTEMS AND METHODS FOR VIRTUAL ASSISTANT WITH EXPANSIVE MEMORY OVER MULTIPLE INTERACTIONS | AUGUSTINE, NICHOLAS | 2178 | §103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18602830 | MANAGEMENT OF SOFTWARE DEPENDENCIES | MORSHED, HOSSAIN M | 2191 | §101§103 | Final Rejection | 23d | Pending | Mar 12, 2024 |
| 18597279 | DYNAMIC TOPIC DEFINITION GENERATOR | NEWAY, SAMUEL G | 2657 | §101 | Final Rejection | 12d | Pending | Mar 06, 2024 |
| 18593751 | SYSTEMS AND METHODS FOR GENERATING NEW TRANSACTION FRAMEWORKS USING A MACHINE LEARNING MODEL | CHEN, KUANG FU | — | §101§102§103 | Non-Final OA | — | Pending | Mar 01, 2024 |
| 18593763 | PROTECTION ARCHITECTURE USING PROOF OF USAGE ON DISTRIBUTED LEDGERS | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Final Rejection | — | Pending | Mar 01, 2024 |
| 18585949 | FEDERATED TRUST USING THIRD PARTY | DUCK, BRANDON M | 3693 | §101§103 | Non-Final OA | — | Pending | Feb 23, 2024 |
| 18581017 | SYSTEMS AND METHODS FOR TRANSFERRING FIAT CURRENCY VIA MAPPED MATH-BASED CURRENCY ACCOUNTS | POE, KEVIN T | 3692 | §112 | Non-Final OA | — | Pending | Feb 19, 2024 |
| 18437133 | RANDOM INTERCHANGE NUMBER GENERATOR (RING) | PATEL, HARESH N | 2496 | §103 | Final Rejection | — | Pending | Feb 08, 2024 |
| 18430448 | SYSTEMS AND METHODS FOR AUTHORIZING ACCOUNT-SPECIFIC TRANSACTION REQUESTS | BAGGOT, BREFFNI | 3621 | §101 | Final Rejection | — | Pending | Feb 01, 2024 |
| 18428743 | TRUSTED VALIDATION AGENT PLATFORM | MAGUIRE, LINDSAY M | 3619 | §101§103§112 | Non-Final OA | 12d | Pending | Jan 31, 2024 |
| 18424548 | SYSTEMS AND METHODS FOR DEPOSIT TRANSFER CUSTOMIZATION | RANKINS, WILLIAM E | 3694 | §101 | Final Rejection | 22d | Pending | Jan 26, 2024 |
| 18423688 | SYSTEMS AND METHODS FOR BORROWED BANKING ACCESS | YONO, RAVEN E | 3694 | §101 | Non-Final OA | 2d overdue | Pending | Jan 26, 2024 |
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | 28d overdue | Pending | Jan 11, 2024 |
| 18404125 | INDUSTRY TRENDS ENGINE INCORPORATED IN AN ENTERPRISE RESOURCE PLATFORM | BYRD, UCHE SOWANDE | 3624 | §103 | Final Rejection | — | Pending | Jan 04, 2024 |
| 18402988 | Document Review and Execution on Mobile Devices | MONAGHAN, MICHAEL J | 3629 | §101§103 | Final Rejection | 33d | Pending | Jan 03, 2024 |
| 18402030 | SYSTEMS AND METHODS FOR GENERATING A METAVERSE ASSET BASED ON SECURING A PHYSICAL OBJECT | CASTILHO, EDUARDO D | 3600 | §103 | Non-Final OA | — | Pending | Jan 02, 2024 |
| 18395920 | SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER | SYROWIK, MATHEW RICHARD | 3621 | §101§103 | Non-Final OA | 45d overdue | Pending | Dec 26, 2023 |
| 18392951 | COMPUTING SYSTEM TO PROACTIVELY GENERATE REFINANCE OFFERS | SHARON, AYAL I | 3695 | §101 | Final Rejection | 14d | Pending | Dec 21, 2023 |
| 18545484 | SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD | KIM, STEVEN S | 3698 | §101 | Final Rejection | 93d overdue | Pending | Dec 19, 2023 |
| 18543491 | CONFIGURATION OF TARGET APPLICATION ENVIRONMENT | MHEIR, ZUHEIR | 2198 | §103 | Non-Final OA | — | Pending | Dec 18, 2023 |
| 18543873 | IDENTITY VERIFICATION SERVICES WITH IDENTITY SCORE THROUGH EXTERNAL ENTITIES VIA APPLICATION PROGRAMMING INTERFACE | MILEF, ELDA G | 3694 | §101 | Non-Final OA | 28d | Pending | Dec 18, 2023 |
| 18537141 | SYSTEM AND METHOD FOR AUTHORIZATION CODE LOCATION VERIFICATION | JACKSON, JENISE E | 2499 | §103 | Non-Final OA | — | Pending | Dec 12, 2023 |
| 18524891 | TEMPORAL QUANTUM FEATURE MAPS FOR KERNEL-BASED SEQUENTIAL DATA PREDICTION | HALES, BRIAN J | — | §103 | Non-Final OA | — | Pending | Nov 30, 2023 |
| 18525667 | SYSTEMS AND METHODS FOR VERIFICATION SERVICES | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Final Rejection | — | Pending | Nov 30, 2023 |
| 18510898 | TOKENIZED DEPOSIT WITH CHOICE FOR DEPOSITOR | JIMENEZ, JUSTIN ABEL | 3697 | §103 | Final Rejection | 3d overdue | Pending | Nov 16, 2023 |
| 18506023 | SYSTEM AND METHOD FOR RULE-BASED LOAN VALIDATION | CRAWLEY, TALIA F | 3627 | §101§103 | Final Rejection | — | Pending | Nov 09, 2023 |
| 18502480 | INFORMATION SHARING FOR CYBERATTACK RECOGNITION AND RESPONSE | WORKU, SARON MATTHEWOS | 2408 | §103 | Final Rejection | — | Pending | Nov 06, 2023 |
| 18385664 | LOCATION BASED TRANSACTION AUTHENTICATION | HAMILTON, SARA CHANDLER | 3695 | §101 | Non-Final OA | — | Pending | Oct 31, 2023 |
| 18385149 | DETECTION AND INTERVENTION FOR ANOMALOUS TRANSACTIONS | EVANS, KIMBERLY L | 3629 | §101DPOther | Non-Final OA | — | Pending | Oct 30, 2023 |
| 18497792 | SYSTEMS AND METHODS FOR SEASONALITY/EVENT-BASED RENTAL RECOMMENDATIONS | KANG, TIMOTHY J | 3689 | §101 | Non-Final OA | — | Pending | Oct 30, 2023 |
| 18494566 | SYSTEMS AND METHODS FOR USING AGGREGATED HOUSING DATA TO PROVIDE PERSONALIZED HOME IMPROVEMENT RECOMMENDATIONS | WALSH, EMMETT K | 3628 | §101 | Non-Final OA | — | Pending | Oct 25, 2023 |
| 18490402 | SYSTEMS AND METHODS FOR AUTOMATICALLY DETECTING A DEPLOYMENT EVENT | KASSIM, HAFIZ A | 3623 | §101 | Non-Final OA | 3d overdue | Pending | Oct 19, 2023 |
| 18381548 | SYSTEMS AND METHODS FOR ASSET COMBINATION DISPLAY AND EXECUTION | SHEIKH, ASFAND M | 3626 | §101 | Non-Final OA | — | Pending | Oct 18, 2023 |
| 18381283 | SYSTEMS AND METHODS FOR SIMULATING ASSET DISTRIBUTION | HILMANTEL, ADAM J | 3691 | §101 | Final Rejection | 27d | Pending | Oct 18, 2023 |
| 18482692 | SYSTEMS AND METHODS FOR ESTABLISHING SHARED TRUST BETWEEN A PRIMARY AGENT USER AND RECIPIENT CLIENT USER | HUANG, CHENG-FENG | 2497 | DP | Non-Final OA | 11d overdue | Pending | Oct 06, 2023 |
| 18375656 | SYSTEMS AND METHODS FOR MAKING PERSON-TO-PERSON PAYMENTS VIA MOBILE CLIENT APPLICATION | LIU, I JUNG | 3695 | §101§102Other | Non-Final OA | — | Pending | Oct 02, 2023 |
| 18375638 | SYSTEMS AND METHODS FOR VIRTUAL AND PHYSICAL TRACKING OF ASSETS | KIM, STEVEN S | 3698 | §101§112 | Final Rejection | 26d | Pending | Oct 02, 2023 |
| 18478337 | SYSTEMS AND METHODS FOR A MACHINE LEARNING ADAPTABLE USER INTERFACE | TRAN, TAM T | 2174 | §103 | Final Rejection | 41d | Pending | Sep 29, 2023 |
| 18470889 | SYSTEMS AND METHODS FOR DYNAMIC AND FLEXIBLE BENEFICIARY ANALYSIS | NGUYEN, LIZ P | 3696 | §101 | Final Rejection | — | Pending | Sep 20, 2023 |
| 18370677 | DATA ELEMENT ANALYSIS FOR FRAUD MITIGATION | SHARVIN, DAVID P | 3692 | §101§102§103 | Non-Final OA | — | Pending | Sep 20, 2023 |
| 18469296 | SYSTEMS AND METHODS FOR IDENTIFYING GAPS IN INSURANCE COVERAGE | SHARVIN, DAVID P | 3692 | §101 | Non-Final OA | 9d overdue | Pending | Sep 18, 2023 |
| 18462817 | SOFTWARE SECURITY MANAGEMENT | CHOLLETI, RAGHAVENDER NMN | 2492 | §101§103 | Final Rejection | — | Pending | Sep 07, 2023 |
| 18239908 | SYSTEMS AND METHODS FOR SHARED ACCOUNT TRANSACTIONS | ABDULLAEV, AMANULLA | 3692 | §101§103 | Final Rejection | 4d overdue | Pending | Aug 30, 2023 |
| 18240114 | SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK | PATEL, DIVESH | 3696 | §103 | Non-Final OA | 85d overdue | Pending | Aug 30, 2023 |
| 18240215 | INSTANT WALLET CREDIT CARD | KAZIMI, HANI M | 3691 | §101§103 | Non-Final OA | — | Pending | Aug 30, 2023 |
| 18456777 | DATA MODEL DEVELOPMENT STANDARDIZATION | WENG, PEI YONG | 2141 | §103 | Non-Final OA | — | Pending | Aug 28, 2023 |
| 18456847 | SYSTEMS AND METHODS FOR GENERATING USER EVENT PREDICTIONS | AMIN, MUSTAFA A | 2194 | §103 | Final Rejection | 38d overdue | Pending | Aug 28, 2023 |
| 18457111 | SYSTEMS AND METHODS FOR GENERATING USER EVENT PREDICTIONS | GUTMAN, JENNIFER MARIE | 2194 | §103 | Non-Final OA | — | Pending | Aug 28, 2023 |
| 18229731 | PUBLIC ITEMIZATION OF PKI NODES (PIPKIN) | JOHNSON, CARLTON | 2436 | §103 | Final Rejection | 8d | Pending | Aug 03, 2023 |
| 18356299 | CLOUD COMPUTING CYBERSECURITY MATRIX WITH OVERLAID MATURITY MODEL | KORSAK, OLEG | 2492 | §102 | Non-Final OA | 16d | Pending | Jul 21, 2023 |
| 18223499 | SYSTEMS AND METHODS FOR PEER-TO-PEER FUNDS REQUESTS | SMITH, SLADE E | 3696 | §101§102 | Non-Final OA | 50d | Pending | Jul 18, 2023 |
| 18353572 | CALIBRATION USING DIFFERENTIAL MACHINE LEARNING | NILSSON, ERIC | 2151 | §103 | Non-Final OA | 15d overdue | Pending | Jul 17, 2023 |
| 18351085 | SYSTEM AND METHOD FOR NETWORK ENTITY RANKINGS AND EXCHANGES | PATEL, DIVESH | 3696 | §101§103 | Non-Final OA | — | Pending | Jul 12, 2023 |
| 18350453 | CRYPTOGRAPHICALLY SECURE PHYSICAL CURRENCY | RAZA, ZEHRA | 3697 | §103 | Final Rejection | 42d | Pending | Jul 11, 2023 |
| 18336391 | UNIFIED DATA CATALOG | YOUNG, ASHLEY YA-SHEH | 3625 | §103 | Non-Final OA | — | Pending | Jun 16, 2023 |
| 18334255 | COMPOSITE EVENT SIGNATURE ANALYSIS | SHERR, MARIA CRISTI OWEN | 3697 | §101§103 | Non-Final OA | 33d | Pending | Jun 13, 2023 |
| 18209254 | SYSTEMS AND METHODS FOR MESSAGE-ENABLED TRANSFERS | CHISM, STEVEN R | 3692 | §101§112 | Non-Final OA | — | Pending | Jun 13, 2023 |
| 18198125 | TOKENIZED ASSET EXCHANGE | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Final Rejection | 34d | Pending | May 16, 2023 |
| 18315083 | USER INTERFACES FOR NAVIGATION OF KNOWLEDGE GRAPH SOURCE DATA | CHOI, DAVID E | 2148 | §102§103 | Final Rejection | 7d | Pending | May 10, 2023 |
| 18313711 | SYSTEMS AND METHODS FOR SECURELY PRESENTING CONTEXT-AWARE USER NOTIFICATIONS | SALEHI, HELAI | 2433 | §103 | Final Rejection | 19d overdue | Pending | May 08, 2023 |
| 18135246 | QUANTUM PRIME NUMBER GENERATION (QPNG) | DOAN, TRANG T | 2431 | §103 | Final Rejection | — | Pending | Apr 17, 2023 |
| 18300861 | DIGITAL CUSTOMER CONSENT ENGINE | EL-BATHY, MOHAMED N | 3624 | §101 | Final Rejection | — | Pending | Apr 14, 2023 |
| 18299913 | SYSTEM AND METHOD FOR ARTIFICIAL INTELLIGENCE INVESTMENT AND ARTICLE RECOMMENDATIONS | ROSEN, ELIZABETH H | 3693 | §101 | Final Rejection | — | Pending | Apr 13, 2023 |
| 18193367 | SYSTEMS AND METHODS FOR INCORPORATING SUPPLEMENTAL SHAPE INFORMATION IN A LINEAR DISCRIMINANT ANALYSIS | CADY, MATTHEW ALAN | 2145 | §103 | Final Rejection | 8d overdue | Pending | Mar 30, 2023 |
| 18192223 | METHOD AND DEVICE FOR PROVIDING CONSUMER SENTIMENT ANALYSIS | CHEN, BILL | 3626 | §101§102 | Non-Final OA | — | Pending | Mar 29, 2023 |
| 18190745 | MACHINE LEARNING TECHNIQUES FOR PREDICTIVE MULTI-VARIATE TEMPORAL FEATURE IMPACT DETERMINATIONS | SACKALOSKY, COREY MATTHEW | 2128 | §101 | Final Rejection | 25d overdue | Pending | Mar 27, 2023 |
| 18188283 | SYSTEMS AND METHODS FOR FACILITATING BANKING ACTIVITIES VIA AN ANONYMOUS DIGITAL PROFILE | FU, HAO | 3695 | §103 | Final Rejection | 9d | Pending | Mar 22, 2023 |
| 18188280 | CUSTOMER PRODUCT MARKETING PLATFORM | LEE, JENNIFER V | 3688 | §101 | Final Rejection | 41d | Pending | Mar 22, 2023 |
| 18184174 | SYSTEMS AND METHODS FOR GENERATING PREDICTIVE OUTCOMES FOR SCENARIOS USING GENERATIVE ARTIFICIAL INTELLIGENCE | SACKALOSKY, COREY MATTHEW | 2128 | §101 | Final Rejection | 92d overdue | Pending | Mar 15, 2023 |
| 18181848 | IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE | MISIASZEK, AMBER ALTSCHUL | 3682 | §101 | Final Rejection | 4d overdue | Pending | Mar 10, 2023 |
| 18180433 | SYSTEMS AND METHODS FOR SIGNATURE AUTHENTICATION | DHARIA, RUPAL | 2400 | §101 | Final Rejection | — | Pending | Mar 08, 2023 |
| 17936897 | SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION | GRANT, MICHAEL CHRISTOPHER | 3715 | §101 | Final Rejection | — | Pending | Sep 30, 2022 |
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