Last updated: May 29, 2026

Application No. 18/216,354

RISK CALCULATION USING ENTITY GRAPH WITH EDGE WEIGHTS BY CARDINALITY

Non-Final OA

Filed

Jun 29, 2023

Priority

May 12, 2023 — IN 202311033587

Examiner

PUTTAIAH, ASHA

Art Unit

3691

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Paypal Inc.

OA Round

3 (Non-Final)

Interview Optional

— +21.0% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 21% grant rate with +21.0% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 304 resolved cases, 2023–2026

Examiner Intelligence

PUTTAIAH, ASHA View full profile →

Grants only 21% of cases

Career Allowance Rate

63 granted / 304 resolved

-31.3% vs TC avg

Strong +21% interview lift

Without

With

+21.0%

Interview Lift

resolved cases with interview

Typical timeline

4y 2m

Avg Prosecution

23 currently pending

Career history

346

Total Applications

across all art units

Statute-Specific Performance

§101

17.3%

-22.7% vs TC avg

§103

66.3%

+26.3% vs TC avg

§102

14.6%

-25.4% vs TC avg

§112

1.4%

-38.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 304 resolved cases

Prosecution Timeline

Show 3 earlier events

Jun 09, 2025

Applicant Interview (Telephonic)

Jun 16, 2025

Response Filed

Sep 10, 2025

Final Rejection mailed

Feb 23, 2026

Request for Continued Examination

Mar 10, 2026

Response after Non-Final Action

Apr 01, 2026

Non-Final Rejection mailed

May 21, 2026

Applicant Interview (Telephonic)

May 21, 2026

Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

18/220,650

Patent 12639750

DETERMINING IMPLIED INTEREST RATES BASED ON CRYPTOASSET DERIVATIVE TRADE DATA

2y 10m to grant Granted May 26, 2026

18/659,247

Patent 12639717

SYSTEM AND METHOD FOR CREATING AUTOMATIC EXPIRING TRANSACTIONS FOR A CREDIT CARD

2y 0m to grant Granted May 26, 2026

18/975,541

Patent 12639759

Generating Market Information Based on Causally Linked Events

1y 5m to grant Granted May 26, 2026

18/959,148

Patent 12572981

Virtualizing for User-Defined Algorithm Electronic Trading

1y 3m to grant Granted Mar 10, 2026

15/854,435

Patent 12541766

SYSTEMS AND METHODS FOR TRANSACTION AUTHORIZATION BASED ON TENDER SWITCHING SCORING

8y 1m to grant Granted Feb 03, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

21%

Grant Probability

42%

With Interview (+21.0%)

4y 2m (~1y 3m remaining)

Median Time to Grant

High

PTA Risk

Based on 304 resolved cases by this examiner. Grant probability derived from career allowance rate.