DETAILED ACTION
Notice of Pre-AIA or AIA Status
The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA .
Status of Claims
This action is in reply to the application filed on 09/11/2025.
Claims 1, 2, 4, 8, 9, 11, 15, 16, and 18 are currently amended.
Claims 1-20 are currently pending and have been examined.
Response to Arguments
Applicant’s arguments, filed 09/11/2025, with respect to 35 U.S.C. § 112(a) have been fully considered and are persuasive. The 35 U.S.C. § 112(a) rejection of claims 1-20 has been withdrawn.
Applicant's arguments filed 09/11/2025 regarding 35 U.S.C. § 101 have been fully considered but they are not persuasive.
Applicant argues the claims amounts to at least an improvement in a group notification system for a select group of mobile devices for dynamically distributing a charge among a group of individuals. When one mobile device makes a change for a group charge, the other mobile devices are notified an updated amount assigned to a particular individual. (response at 16).
Examiner respectfully disagrees, notifying group members of dynamically distributing charge among group members amounts to fundamental economic practice.
Applicant further argues the claims are analogous to command and control aspects of Example 25. Specially “claim 1 recites "transmitting, by the at least one computing device, a group notification to an application executed on a plurality of client devices associated with the group of members, the plurality of client devices comprising the first client device and a second client device, the group notification being accessible on a website, the application being loaded on the plurality of client devices to receive the group notification."”(Response at 18).
Examiner respectfully disagrees, transmitting group notification amounts to mere instruction to apply the exception to a computer environment. “Use of a computer or other machinery in its ordinary capacity for economic or other tasks (e.g., to receive, store, or transmit data) or simply adding a general purpose computer or computer components after the fact to an abstract idea” (See MPEP2106.05(f)(2).
Applicant further argues the claims have additional elements that amount to significantly more than the abstract idea in the field of group notification systems.
Examiner respectfully disagrees, the argues elements represent either fundamental coni practice and are abstract or mere instruction to apply the exception, as discussed above.
For at least the reasons stated above applicant’s arguments regarding 35 U.S.C. § 101 are not persuasive.
Claim Rejections - 35 USC § 101
35 U.S.C. 101 reads as follows:
Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title.
Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to a judicial exception (i.e., a law of nature, a natural phenomenon, or an abstract idea) without significantly more.
In the instant case, claims 1, 8 and 15 are directed to a method, system, and non-transitory computer-readable recording medium.
Claim 1 recites “split group charges” which is a grouped under “Certain methods of organizing human activity — fundamental economic practices” in prong one of step 2A (MPEP 2106.04(a)). For the purposes of this analysis, representative claim 1 is addressed. Abstract ideas are in bold below, and represents a split group charges
Claim 1 A method comprising:
receiving, by at least one computing device, a request to establish a group of members from a group initiator associated with a first client device;
identifying, by the at least one computing device, list of members from the request for generating the group of members;
generating, by the at least one computing device, the group of members based at least in part on the list of members, the group of members having a shared financial obligation for at least one charge added by a group member from the group of members;
transmitting, by the at least one computing device, a group notification to an application executed on a plurality of client devices associated with the group of members, the plurality of client devices comprising the first client device and a second client device, the group notification being accessible on a website, the application being loaded on the plurality of client devices to receive the group notification;
identifying, by the at least one computing device, a first charge to be included to the shared financial obligation based at least in part on a first selection by the group initiator on the website by the first client device;
determining, by the at least one computing device, a portion of the shared financial obligation to assign to a second member of the group of members based at least in part on the inclusion of the first charge to the shared financial obligation and a total amount owed for the shared financial obligation;
transmitting, by the at least one computing device, a first notification of the portion of the shared financial obligation to the second client device in response to the determination of the portion of the shared financial obligation, the first notification being accessible on the website;
identifying, by the at least one computing device, a second charge to be included to the shared financial obligation based at least in part on a second selection by the second member on the website by the second client device;
determining, by the at least one computing device, an updated portion of the shared financial obligation assigned to the second member of the group of members based at least in part on the inclusion of the second charge to the shared financial obligation;
transmitting, by the at least one computing device, a second notification of the portion of the shared financial obligation to the second client device in response to the determination of the updated portion of the shared financial obligation, the second notification being accessible on the website; and
updating, by the at least one computing device, a transaction history for the shared financial obligation at a database based at least in part on the inclusion of the second charge to the shared financial obligation, wherein the transaction history is accessible on the website to the plurality of client devices associated with the group of members.
The additional elements of claim 1 such as “…at least one computing device…”, “…a first client device …” “transmitting, by the at least one computing device, a group notification to an application executed on a plurality of client devices associated with the group of members, the plurality of client devices comprising the first client device and a second client device, the group notification being accessible on a website, the application being loaded on the plurality of client devices to receive the group notification”, ”, “…the website …”, “…the second client device”, “…he website to the plurality of client devices associated with the group of members.”, represent the use of a computer as a tool to perform an abstract idea and/or does no more than generally link the abstract idea to a particular field of use. Therefore, the additional elements do not integrate the abstract idea into a practical application as they do no more than represent a computer performing functions that correspond to (i.e., automate) the acts of split group charges.
And, as the additional element does no more than provide a tool to perform an abstract idea and/or does no more than generally link the abstract idea to a particular field of use, it does computer functionality or improve another technology or technical field.
Hence, claims 1, 8 and 15 are not patent eligible.
Dependent claims 2-7, 9-14, and 16-20 recited additional details which only further narrow the abstract idea and do not add any additional features, alone or in combination, that would provide a practical application or provide significantly more.
Claims 5, recites the additional elements of “, by the at least one computing device” does no more than use a computer as a tool to perform an abstract idea and do no more than generally link the abstract idea to a particular field of use. Therefore, as it is no more than apply it does not improve the functioning of a computer, or improve other technology or technical field.
Claim 6 recites the additional elements of “, by the at least one computing device” does no more than use a computer as a tool to perform an abstract idea and do no more than generally link the abstract idea to a particular field of use. Therefore, as it is no more than apply it does not improve the functioning of a computer, or improve other technology or technical field.
The claims as a whole do not amount to significantly more than the abstract idea itself. This is because the claims do not affect an improvement to another technology or technical field, the claims do not amount to an improvement to the functioning of a computer system itself, and the claims do not move beyond a general link of the use of an abstract idea to a particular technological environment.
Accordingly, there are no meaningful limitations in the claims that transform the judicial exception into a patent eligible application such that the claims amount to significantly more than the judicial exception itself.
Prior Art of Record Not Currently Relied Upon
Gupta (US 2013/0411824 A1) Teaches: method of aggregating split payments using a settlement ecosystem.
Melby et al. (US 2012/0173396 A1) Teaches: Bill division and group payment method.
Conclusion
Applicant's amendment necessitated the new ground(s) of rejection presented in this Office action. Accordingly, THIS ACTION IS MADE FINAL. See MPEP § 706.07(a). Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a).
A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any nonprovisional extension fee (37 CFR 1.17(a)) pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action.
Any inquiry concerning this communication or earlier communications from the examiner should be directed to GREGORY MARK JAMES whose telephone number is (571)272-5155. The examiner can normally be reached M-F 8:30am - 5:00pm EST.
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/GREGORY M JAMES/Examiner, Art Unit 3692
/RYAN D DONLON/Supervisory Patent Examiner, Art Unit 3692 February 9, 2026