Prosecution Insights
Last updated: May 29, 2026

American Express Travel Related Services Company, Inc.

55 pending office actions • 34 art units • 51 examiners • 0 of 55 (0%) have an AI response strategy ready • 68 patents granted in the last 365 days

Portfolio Summary

55
Total Pending OAs
28
Non-Final OAs
23
Final Rejections
4
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 54 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

30
Overdue
5
Due this week
11
Due this month
5
Due in next 60 days
3
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 54 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (30)Due ≤ 7 days (5)Due ≤ 30 days (11)Due ≤ 60 days (5)Due later (3)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

23
Hard (42%)
28
Medium (51%)
1
Easy (2%)
3
Unknown (5%)

Rejection Statute Mix

BucketCases
§101 only23 (42%)
§103 only26 (47%)
§102 only2 (4%)
§112 only1 (2%)
No statute on record3 (5%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
15
Information Tech
27% of docket
2
Communications
4% of docket
0
Semiconductors
0% of docket
38
Mechanical / Eng
69% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

550 h
Manual time on pending OAs
110 h
Time saved (low, 20%)
192 h
Time saved (mid, 35%)
4.8 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
JAMES, GREGORY MARK 3 19.2% +13.2%
TRAN, HAI 2 61.9% +32.6%
RANKINS, WILLIAM E 2 57.7% +8.4%
CASTILHO, EDUARDO D 1 47.4% +20.7%
KOLOSOWSKI-GAGER, KATHERINE 1 26.5% +32.5%
OUSSIR, EL MEHDI 1 48.2% +49.1%
LEIBOVICH, YAIR 1 89.9% +10.9%
NIGH, JAMES D 1 58.5% +30.8%
HENDERSON, ESTHER BENOIT 1 79.0% +23.4%
SANA, MOHAMMAD AZAM 1 86.2% +21.0%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
19001949 DATA ANOMALY DETECTION, NOTIFICATION, AND MANAGEMENT LEIBOVICH, YAIR 29d

Hard Cases (23)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17750982 VIRTUALIZED TRANSACTION INSTRUMENTS USING PROCESSING ALIASES WEISBERGER, RICHARD C 180d overdue
18330644 TRANSACTION ACCOUNT CHARGE SPLITTING BEKERMAN, MICHAEL 112d overdue
18100973 MULTIRAIL PAYMENT ACCOUNTS CHANG, EDWARD 86d overdue
18084829 METHOD OF ALLOWING SELECTABLE CURRENCY WITHIN AN ACCOUNT WARDEN, MICHAEL J 45d overdue
18346658 PROGRAMMED SERVERS WITH ASSOCIATED DATA STRUCTURES TO TRACK AND MANAGE USER-RELATED ACTIVITY DATA PINSKY, DOUGLAS W 37d overdue
18159738 AVAILABILITY STATUS FOR REAL-TIME PAYMENT NETWORKS CHISM, STEVEN R 25d overdue
18303306 CLIENT-SIDE TRANSACTION MODIFICATIONS SHAH, BHAVIN D 24d overdue
15357426 RAPID CHECKOUT PRE-INITIATION GREGG, MARY M 23d overdue

Interview Candidates (12)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
19031147 SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES OUSSIR, EL MEHDI 35d overdue
18745510 SPLITTING GROUP CHARGES JAMES, GREGORY MARK 16d overdue
19052989 INTERACTIVE VOICE CAPABILITIES FOR PROSPECT DIGITAL ACQUISITION KOLOSOWSKI-GAGER, KATHERINE 2d overdue
18950408 AUTOMATED TRANSFER OF ENRICHED TRANSACTION ACCOUNT DATA TO A SUBMITTED RECORD OF CHARGE TRAN, HAI 1d overdue
18884902 COMPUTER-BASED SYSTEMS CONFIGURED TO UTILIZE PREDICTIVE MACHINE LEARNING TECHNIQUES TO DEFINE SOFTWARE OBJECTS AND METHODS OF USE THEREOF SANA, MOHAMMAD AZAM 5d
18763464 LINKING A TRANSACTION ACCOUNT WITH A FORM FACTOR TRAN, HAI 5d
18296893 TRACKING REPAYMENT STATUS ACROSS MULTIPLE PAYMENT SYSTEMS JAMES, GREGORY MARK 13d
19259788 DECENTRALIZED STORAGE OF TRANSACTION DATA CASTILHO, EDUARDO D 14d

Top Art Units

Art UnitApps
3692 5
3694 4
3695 3
3693 3
3698 2
3699 2
3697 2
3626 2
3622 2
3621 2

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19259788 DECENTRALIZED STORAGE OF TRANSACTION DATA CASTILHO, EDUARDO D 3698 §103 Non-Final OA 14d Pending Jul 03, 2025
19052989 INTERACTIVE VOICE CAPABILITIES FOR PROSPECT DIGITAL ACQUISITION KOLOSOWSKI-GAGER, KATHERINE 3687 §101 Non-Final OA 2d overdue Pending Feb 13, 2025
19031147 SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES OUSSIR, EL MEHDI 3699 §102 Non-Final OA 35d overdue Pending Jan 17, 2025
19001949 DATA ANOMALY DETECTION, NOTIFICATION, AND MANAGEMENT LEIBOVICH, YAIR 2114 §103 Non-Final OA 29d Pending Dec 26, 2024
18950408 AUTOMATED TRANSFER OF ENRICHED TRANSACTION ACCOUNT DATA TO A SUBMITTED RECORD OF CHARGE TRAN, HAI 3695 §103 Non-Final OA 1d overdue Pending Nov 18, 2024
18933753 DECENTRALIZED IDENTITY-BASED ACCOUNT AND USER VERIFICATION NIGH, JAMES D 3699 §103 Final Rejection 33d Pending Oct 31, 2024
18929562 MACHINE LEARNING ASSISTED IDENTIFICATION OF SECURITY PATTERNS HENDERSON, ESTHER BENOIT 2458 §103 Non-Final OA 70d Pending Oct 28, 2024
18884902 COMPUTER-BASED SYSTEMS CONFIGURED TO UTILIZE PREDICTIVE MACHINE LEARNING TECHNIQUES TO DEFINE SOFTWARE OBJECTS AND METHODS OF USE THEREOF SANA, MOHAMMAD AZAM 2166 Other Final Rejection 5d Pending Sep 13, 2024
18792156 PAYMENT NETWORK TRANSACTION SCHEDULER POINVIL, FRANTZY 3693 Other Final Rejection 5d overdue Pending Aug 01, 2024
18769893 LINEAGE DATA FOR DATA RECORDS WALDRON, SCOTT A 2152 §101 Final Rejection 20d Pending Jul 11, 2024
18763464 LINKING A TRANSACTION ACCOUNT WITH A FORM FACTOR TRAN, HAI 3695 §101 Non-Final OA 5d Pending Jul 03, 2024
18746937 COMPUTER-BASED SYSTEMS HAVING DATA STRUCTURES CONFIGURED FOR MACHINE LEARNING CLASSIFICATION OF ENTITIES AND METHODS OF USE THEREOF GAUTHIER, GERALD 2692 Other Non-Final OA 8d Pending Jun 18, 2024
18745510 SPLITTING GROUP CHARGES JAMES, GREGORY MARK 3692 §101 Final Rejection 16d overdue Pending Jun 17, 2024
18678424 MOBILE DEVICE TRANSACTION CREDENTIAL LENDING CHAKRAVARTI, ARUNAVA 3692 §101 Non-Final OA 22d Pending May 30, 2024
18669704 GENERATING VERIFIED GROUP PROFILES HOANG, HIEU T 2449 §103 Non-Final OA 12d Pending May 21, 2024
18664448 AUTOMATED DOCUMENT PROCESSING KHAN, SHAHID K 2146 §103 Non-Final OA 19d overdue Pending May 15, 2024
18645775 METAVERSE AUTHENTICATION QAYYUM, ZESHAN 3697 §103 Non-Final OA 1d overdue Pending Apr 25, 2024
18628920 RETURN MANAGEMENT SERVICE BAHL, SANGEETA 3626 §103 Non-Final OA 5d overdue Pending Apr 08, 2024
18613610 MULTIMODAL LARGE LANGUAGE MODEL (LLM)-BASED THREAT MODELING DAY, JASMINE MOCHEN 2499 §102 Non-Final OA 16d Pending Mar 22, 2024
18596551 AUTOMATED NON-BILLING CYCLE REMITTANCE RANKINS, WILLIAM E 3694 §112 Final Rejection 5d Pending Mar 05, 2024
18438127 SYSTEM AND METHOD FOR MULTI-CONNECTION POINT OF SALE TERMINAL FOR ACTIVITY TRACKING GIERINGER, MELINDA J 3622 §103 Non-Final OA 42d Pending Feb 09, 2024
18419489 PROVIDING PERSONALIZED INCENTIVES FOR BUNDLING ACTIVITIES DAGNEW, SABA 3621 §103 Final Rejection 77d overdue Pending Jan 22, 2024
18400229 DECISION ENGINE FOR ACCOUNT OFFERS ERB, NATHAN 3628 §101 Non-Final OA 14d Pending Dec 29, 2023
18526502 SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT WALLICK, STEPHANIE SHOSHANA 3628 §103 Final Rejection 30d overdue Pending Dec 01, 2023
18519889 INTELLIGENT DOCUMENT SYSTEM PHANTANA ANGKOOL, DAVID 2172 §103 Non-Final OA 46d Pending Nov 27, 2023
18514293 AUTOMATED CONVERSION OF DATA TRANSFORMATION FUNCTIONS SINGH, AMRESH 2159 §103 Non-Final OA 70d Pending Nov 20, 2023
18505768 METADATA RECOMMENDATIONS GENERATION WILLOUGHBY, ALICIA M 2156 §103 Non-Final OA 27d Pending Nov 09, 2023
18502739 SYSTEM AND METHOD FOR AMBIENT AWARENESS WITHIN A WEB ENVIRONMENT SEYE, ABDOU K 2198 §103 Non-Final OA 7d Pending Nov 06, 2023
18473496 ENHANCED USER INTERACTIONS HOQUE, NAFIZ E 2693 §103 Final Rejection 3d overdue Pending Sep 25, 2023
18463359 AUTHENTICATION OPTIMIZATION FOR CHATBOT INTERACTIONS NANO, SARGON N 2443 §101 Non-Final OA 70d Pending Sep 08, 2023
18454224 TRANSFER PROTOCOL USING DECENTRALIZED IDENTIFIERS AND VERIFIABLE CREDENTIALS JIMENEZ, JUSTIN ABEL 3697 §103 Non-Final OA Pending Aug 23, 2023
18446760 SYSTEMS AND METHODS FOR ELECTRONIC PAYMENT USING LOYALTY REWARDS WOODWORTH, II, ALLAN J 3622 §103 Final Rejection 59d overdue Pending Aug 09, 2023
18357812 SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS FLYNN, KEVIN H 3600 §103 Final Rejection 188d overdue Pending Jul 24, 2023
18346658 PROGRAMMED SERVERS WITH ASSOCIATED DATA STRUCTURES TO TRACK AND MANAGE USER-RELATED ACTIVITY DATA PINSKY, DOUGLAS W 3626 §101 Final Rejection 37d overdue Pending Jul 03, 2023
18346570 LEAKAGE DETECTION SYSTEM GAW, MARK H 3693 §101 Final Rejection 3d overdue Pending Jul 03, 2023
18331512 CONFIGURABLE SERVICES FOR A PAYMENT INSTRUMENT RAMPHAL, LATASHA DEVI 3688 §103 Non-Final OA 34d Pending Jun 08, 2023
18330644 TRANSACTION ACCOUNT CHARGE SPLITTING BEKERMAN, MICHAEL 3621 §101 Final Rejection 112d overdue Pending Jun 07, 2023
18137746 COMPOSABLE FULLY AUTONOMOUS PROCESSING MOTTER, JORDAN SCOTT 2198 §103 Final Rejection 1d overdue Pending Apr 21, 2023
18303306 CLIENT-SIDE TRANSACTION MODIFICATIONS SHAH, BHAVIN D 3694 §101 Non-Final OA 24d overdue Pending Apr 19, 2023
18296893 TRACKING REPAYMENT STATUS ACROSS MULTIPLE PAYMENT SYSTEMS JAMES, GREGORY MARK 3692 §101 Final Rejection 13d Pending Apr 06, 2023
18296872 CHARGE SPLITTING ACROSS MULTIPLE PAYMENT SYSTEMS JAMES, GREGORY MARK 3692 §101 Non-Final OA 29d Pending Apr 06, 2023
18174204 ELECTRONIC WALLET AND ACCOMODATION OF TRANSACTION LIMITS WITH A CENTRAL BANK DIGITAL CURRENCY MALHOTRA, SANJEEV 3691 §101 Final Rejection 7d Pending Feb 24, 2023
18113806 PREDICTIVE REVENUE DISTRIBUTION USING A REAL-TIME PAYMENT NETWORK YU, ARIEL J 3627 §103 Final Rejection 3d overdue Pending Feb 24, 2023
18106798 DETECTING SECURITY BREACHES WITH WATCHDOG TRANSACTION ACCOUNTS SULLIVAN, THOMAS J 3689 §101 Non-Final OA 54d Pending Feb 07, 2023
18159738 AVAILABILITY STATUS FOR REAL-TIME PAYMENT NETWORKS CHISM, STEVEN R 3692 §101 Final Rejection 25d overdue Pending Jan 26, 2023
18100973 MULTIRAIL PAYMENT ACCOUNTS CHANG, EDWARD 3696 §101 Non-Final OA 86d overdue Pending Jan 24, 2023
18096368 RISK LEVEL FOR MODIFYING SECURITY SAFEGUARDS RANKINS, WILLIAM E 3694 §101 Non-Final OA 8d overdue Pending Jan 12, 2023
18087230 DIRECT DEVICE-TO-DEVICE ASSET TRANSFER NGUYEN, LIZ P 3696 §103 Final Rejection 15d overdue Pending Dec 22, 2022
18084829 METHOD OF ALLOWING SELECTABLE CURRENCY WITHIN AN ACCOUNT WARDEN, MICHAEL J 3694 §101 Final Rejection 45d overdue Pending Dec 20, 2022
17893518 BATCH FUNCTIONS FRAMEWORK HU, SELINA ELISA 2193 §103 Non-Final OA 46d overdue Pending Aug 23, 2022
17824195 AUTHENTICATION CHALLENGES BASED ON FRAUD INITIATION REQUESTS KAZIMI, HANI M 3691 §101 Non-Final OA 4d overdue Pending May 25, 2022
17750982 VIRTUALIZED TRANSACTION INSTRUMENTS USING PROCESSING ALIASES WEISBERGER, RICHARD C 3693 §101 Non-Final OA 180d overdue Pending May 23, 2022
17492021 CUSTODIAL SYSTEMS FOR NON-FUNGIBLE TOKENS IDIAKE, VINCENT I 3698 §103 Non-Final OA 15d overdue Pending Oct 01, 2021
17355911 APPLYING A FUNCTION TO A PASSWORD TO DETERMINE AN EXPECTED RESPONSE PERUNGAVOOR, VENKATANARAY 2492 §101 Final Rejection 17d overdue Pending Jun 23, 2021
15357426 RAPID CHECKOUT PRE-INITIATION GREGG, MARY M 3695 §101 Final Rejection 23d overdue Pending Nov 21, 2016

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