Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
79 pending office actions • 38 art units • 73 examiners • 0 of 79 (0%) have an AI response strategy ready • 73 patents granted in the last 365 days
American Express Travel Related Services Company, Inc. currently faces 78 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These matters are remarkably dispersed, involving 39 distinct art units and 74 distinct examiners. This high ratio of examiners to actions suggests that almost every pending case is being handled by a unique individual, which may lead to a wide variance in prosecution experiences and outcomes across the portfolio.
OUSSIR, EL MEHDI is identified as the busiest examiner, yet they are responsible for only 2 pending office actions. In a portfolio with 78 total actions, the fact that the busiest examiner handles only 2 cases highlights an extreme lack of examiner concentration. This distribution across 74 distinct examiners means that the company's legal representatives must prepare for many different sets of examiner preferences and interpretations within the 39 art units.
The involvement of 39 distinct art units for 78 pending office actions indicates a very broad technical footprint within the Transportation, E-Commerce & Mechanical Systems sector. Because the work is spread so thin across 74 distinct examiners, the company cannot rely on building a relationship with a small group of officials. Instead, the strategy for these actions must be highly individualized to meet the specific demands of the many different art units and examiners involved.
Based on the USPTO statutory response window for each pending office action. 28 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 28 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 17 (22%) |
| §101 + other | 39 (49%) |
| §103 only | 15 (19%) |
| Double-patenting only | 2 (3%) |
| Multi-statute (no §101) | 6 (8%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| REAGAN, JAMES A | 2 | 71.4% | +19.9% |
| OUSSIR, EL MEHDI | 2 | 49.4% | +46.5% |
| MILLER, JAMES H | 2 | 40.9% | +36.5% |
| RAMPHAL, LATASHA DEVI | 2 | 33.3% | +48.3% |
| MITIKU, BERHANU | 2 | 55.2% | +29.0% |
| IDIAKE, VINCENT I | 2 | 71.5% | +18.6% |
| CASTILHO, EDUARDO D | 1 | 48.6% | +18.8% |
| PARK, YONG S | 1 | 26.0% | +11.5% |
| APPLE, KIRSTEN SACHWITZ | 1 | 60.4% | +4.2% |
| WOODWORTH, II, ALLAN J | 1 | 38.7% | +40.0% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18357812 | SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS | FLYNN, KEVIN H | 188d overdue |
| 18100973 | MULTIRAIL PAYMENT ACCOUNTS | CHANG, EDWARD | 86d overdue |
| 19031147 | SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES | OUSSIR, EL MEHDI | 35d overdue |
| 18526502 | SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT | WALLICK, STEPHANIE SHOSHANA | 30d overdue |
| 18303306 | CLIENT-SIDE TRANSACTION MODIFICATIONS | SHAH, BHAVIN D | 24d overdue |
| 17355911 | APPLYING A FUNCTION TO A PASSWORD TO DETERMINE AN EXPECTED RESPONSE | PERUNGAVOOR, VENKATANARAY | 17d overdue |
| 18745510 | SPLITTING GROUP CHARGES | JAMES, GREGORY MARK | 16d overdue |
| 18628920 | RETURN MANAGEMENT SERVICE | BAHL, SANGEETA | 5d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19031147 | SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES | OUSSIR, EL MEHDI | 35d overdue |
| 17492021 | CUSTODIAL SYSTEMS FOR NON-FUNGIBLE TOKENS | IDIAKE, VINCENT I | 15d overdue |
| 19259788 | DECENTRALIZED STORAGE OF TRANSACTION DATA | CASTILHO, EDUARDO D | 14d |
| 18331512 | CONFIGURABLE SERVICES FOR A PAYMENT INSTRUMENT | RAMPHAL, LATASHA DEVI | 34d |
| 19538816 | METHODS AND SYSTEMS OF CENTRAL BANK DIGITAL CURRENCY FACILITATED MICROPAYMENTS | REAGAN, JAMES A | — |
| 19269519 | PAYMENT INSTRUMENT ADAPTABLE FOR MULTIPLE CENTRAL BANK DIGITAL CURRENCIES | REAGAN, JAMES A | — |
| 19259813 | OPTIMAL ROUTING OF PAYMENTS | PARK, YONG S | — |
| 19249335 | BIOMETRIC-BASED IDENTITY VERIFICATON USING ZERO-KNOWLEDGE PROOFS | OUSSIR, EL MEHDI | — |
| Art Unit | Apps |
|---|---|
| 3691 | 6 |
| 3698 | 4 |
| 3699 | 4 |
| 3695 | 4 |
| 3693 | 4 |
| 3697 | 3 |
| 3694 | 3 |
| 3688 | 3 |
| 3626 | 3 |
| 3692 | 3 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19538816 | METHODS AND SYSTEMS OF CENTRAL BANK DIGITAL CURRENCY FACILITATED MICROPAYMENTS | REAGAN, JAMES A | 3697 | §101§103 | Non-Final OA | — | Pending | Feb 12, 2026 |
| 19269519 | PAYMENT INSTRUMENT ADAPTABLE FOR MULTIPLE CENTRAL BANK DIGITAL CURRENCIES | REAGAN, JAMES A | 3697 | §101§103 | Final Rejection | — | Pending | Jul 15, 2025 |
| 19259788 | DECENTRALIZED STORAGE OF TRANSACTION DATA | CASTILHO, EDUARDO D | 3698 | §101§102§103 | Final Rejection | 14d | Pending | Jul 03, 2025 |
| 19259813 | OPTIMAL ROUTING OF PAYMENTS | PARK, YONG S | — | §103 | Non-Final OA | — | Pending | Jul 03, 2025 |
| 19249335 | BIOMETRIC-BASED IDENTITY VERIFICATON USING ZERO-KNOWLEDGE PROOFS | OUSSIR, EL MEHDI | 3699 | §101§103§112 | Non-Final OA | — | Pending | Jun 25, 2025 |
| 19246362 | OVERLAY NETWORK FOR REAL-TIME PAYMENT NETWORKS | APPLE, KIRSTEN SACHWITZ | 3691 | §101Other | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19173970 | Generating User Points for Payment Actions in Payment Processing Systems | WOODWORTH, II, ALLAN J | — | §101§103Other | Non-Final OA | — | Pending | Apr 09, 2025 |
| 19098713 | COMPUTER-BASED SYSTEMS FOR DYNAMIC PERSONA-BASED ACCESS TO COMPUTER NETWORK RESOURCES BASED ON MACHINE LEARNING TECHNIQUES AND METHODS OF USE THEREOF | DAILEY, THOMAS J | — | §103§112 | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19094388 | SURFACING LOCAL MERCHANTS WITH ENHANCED REWARD OPPORTUNITIES | STROUD, CHRISTOPHER | — | §101§102§103 | Non-Final OA | — | Pending | Mar 28, 2025 |
| 19094437 | REMOTELY SHARING A PAYMENT INSTRUMENT TO A CLIENT DEVICE | LEE, CLAY C | 3699 | §103 | Final Rejection | — | Pending | Mar 28, 2025 |
| 19087961 | OCCASION-BASED PROXY TRANSACTION ACCOUNT GROUPS | DAGNEW, SABA | — | §101§103 | Non-Final OA | — | Pending | Mar 24, 2025 |
| 19061558 | PRIVACY PRESERVING APPLICATION PERSONALIZATION | LEE, GIL H | — | §101§102Other | Non-Final OA | — | Pending | Feb 24, 2025 |
| 19052989 | INTERACTIVE VOICE CAPABILITIES FOR PROSPECT DIGITAL ACQUISITION | KOLOSOWSKI-GAGER, KATHERINE | 3687 | §101Other | Final Rejection | 2d overdue | Pending | Feb 13, 2025 |
| 19048523 | MECHANISM FOR MANAGING AND RETRIEVING METADATA FROM AN ENTERPRISE-WIDE DATABASE | TRAN, ANHTAI V | 2168 | §103 | Final Rejection | — | Pending | Feb 07, 2025 |
| 19042144 | PROCESSING MULTIPLE DOCUMENTS IN AN IMAGE | MARIAM, DANIEL G | — | DP | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19031147 | SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES | OUSSIR, EL MEHDI | 3699 | §101§103 | Non-Final OA | 35d overdue | Pending | Jan 17, 2025 |
| 19014043 | PAYMENT ACCESSIBILITY NOTIFICATIONS | WILDER, ANDREW H | — | §101 | Non-Final OA | — | Pending | Jan 08, 2025 |
| 19007303 | HYBRID CONTENT GENERATION FOR CORRECTING ARTIFICIAL INTELLIGENCE MODELS | TRUONG, DENNIS | 2164 | §101§103 | Non-Final OA | — | Pending | Dec 31, 2024 |
| 19007075 | CONSENSUS-BASED DETERMINISTIC AGENTIC SYSTEM | LAM, PHILIP HUNG FAI | 2656 | §101§103 | Non-Final OA | — | Pending | Dec 31, 2024 |
| 19005871 | DIGITAL ASSISTANT INTERACTIONS HANDLING | MILLER, JAMES H | 3694 | §103§112 | Final Rejection | — | Pending | Dec 30, 2024 |
| 19001949 | DATA ANOMALY DETECTION, NOTIFICATION, AND MANAGEMENT | LEIBOVICH, YAIR | 2114 | §103 | Final Rejection | 29d | Pending | Dec 26, 2024 |
| 18967814 | NFC-BASED SELF-CHECKOUT SYSTEM | DAVISON, KATHLEEN GAGE | 3688 | §101§102 | Non-Final OA | — | Pending | Dec 04, 2024 |
| 18950408 | AUTOMATED TRANSFER OF ENRICHED TRANSACTION ACCOUNT DATA TO A SUBMITTED RECORD OF CHARGE | TRAN, HAI | 3695 | §101§103Other | Final Rejection | 1d overdue | Pending | Nov 18, 2024 |
| 18910610 | DYNAMIC PROMPT TEMPLATE ENFORCEMENT AND CATEGORIZATION SYSTEM | LE, THUYKHANH | 2655 | §101§112 | Non-Final OA | — | Pending | Oct 09, 2024 |
| 18906234 | DOCUMENT FRAUD PREVENTION SYSTEM | SHOEMAKER, ERIC JAMES | 2664 | §102§103 | Non-Final OA | — | Pending | Oct 04, 2024 |
| 18819914 | MACHINE LEARNING SYSTEM FOR AUTOMATED SUBJECTIVE DECISION MANAGEMENT | BUNKER, WILLIAM B | 3691 | §103 | Non-Final OA | — | Pending | Aug 29, 2024 |
| 18817874 | AUTOMATED VIRAL CONTENT DETECTION | DETWEILER, JAMES M | 3621 | §101§103§112 | Non-Final OA | — | Pending | Aug 28, 2024 |
| 18792156 | PAYMENT NETWORK TRANSACTION SCHEDULER | POINVIL, FRANTZY | 3693 | DP | Non-Final OA | 5d overdue | Pending | Aug 01, 2024 |
| 18784509 | DECENTRALIZED ARCHITECTURE USING ARTIFICIAL INTELLIGENCE DRIVEN AUTONOMOUS SELF-HEALING OF DISTRIBUTED SOFTWARE | BOURZIK, BRAHIM | 2191 | §103 | Non-Final OA | — | Pending | Jul 25, 2024 |
| 18776932 | SECURE CONVERSATIONAL PAYMENT SERVICE | HOLLY, JOHN H | 3696 | §101§103 | Final Rejection | — | Pending | Jul 18, 2024 |
| 18762098 | Predictive Communication System | O'SHEA, BRENDAN S | 3626 | §103 | Non-Final OA | — | Pending | Jul 02, 2024 |
| 18745510 | SPLITTING GROUP CHARGES | JAMES, GREGORY MARK | 3692 | §101 | Non-Final OA | 16d overdue | Pending | Jun 17, 2024 |
| 18731717 | AUTOMATED GIFTING USING MACHINE LEARNING | RAMPHAL, LATASHA DEVI | 3688 | §101§103§112 | Final Rejection | — | Pending | Jun 03, 2024 |
| 18678424 | MOBILE DEVICE TRANSACTION CREDENTIAL LENDING | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Final Rejection | 22d | Pending | May 30, 2024 |
| 18679253 | QUANTUM WATERMARKING OF BIOMETRIC IDENTIFIERS | VARNDELL, ROSS E | 2674 | §103§112 | Non-Final OA | — | Pending | May 30, 2024 |
| 18674371 | LOCATION QUEUING USING DIGITAL INSTRUMENTS | RUHL, DENNIS WILLIAM | 3626 | §101 | Non-Final OA | — | Pending | May 24, 2024 |
| 18669708 | DYNAMIC MILESTONE TRACKING | MANDEL, MONICA A | 3622 | §101§103 | Non-Final OA | — | Pending | May 21, 2024 |
| 18645775 | METAVERSE AUTHENTICATION | QAYYUM, ZESHAN | 3697 | §101§103§112 | Final Rejection | 1d overdue | Pending | Apr 25, 2024 |
| 18645822 | SYSTEMS AND METHODS FOR GENERATING GRAPHICAL RELATIONSHIP MAPS | CONYERS, DAWAUNE A | 2152 | §101§103 | Final Rejection | — | Pending | Apr 25, 2024 |
| 18628920 | RETURN MANAGEMENT SERVICE | BAHL, SANGEETA | 3626 | §101§103 | Non-Final OA | 5d overdue | Pending | Apr 08, 2024 |
| 18613610 | MULTIMODAL LARGE LANGUAGE MODEL (LLM)-BASED THREAT MODELING | PARK, SANGSEOK | 2499 | §103 | Non-Final OA | 16d | Pending | Mar 22, 2024 |
| 18601158 | ASYNCHRONOUS LOAN DATA STRUCTURE ORIGINATION | HILMANTEL, ADAM J | 3691 | §101 | Final Rejection | — | Pending | Mar 11, 2024 |
| 18600215 | PERSONALIZATION USING CLICKSTREAM DATA | MITIKU, BERHANU | 2156 | §101§103Other | Non-Final OA | — | Pending | Mar 08, 2024 |
| 18583571 | REAL-TIME MULTI-SOURCE EVENT AGGREGATION FOR ITINERARY GENERATION AND MANAGEMENT | GOMEZ, CHRISTOPHER ALBERT | 3628 | §101 | Final Rejection | 6d | Pending | Feb 21, 2024 |
| 18400229 | DECISION ENGINE FOR ACCOUNT OFFERS | ERB, NATHAN | 3628 | §101 | Final Rejection | 14d | Pending | Dec 29, 2023 |
| 18400997 | SYSTEM AND METHOD FOR THREAT DETECTION AND PREVENTION | BINCZAK, BRANDON MICHAEL | 2437 | §103§112 | Non-Final OA | — | Pending | Dec 29, 2023 |
| 18400570 | DISTRIBUTED LEDGER ENABLED LARGE LANGUAGE MODEL SECURITY PROTOCOL | PASHA, ATHAR N | 2657 | §103 | Non-Final OA | — | Pending | Dec 29, 2023 |
| 18397676 | ACCELERATED MACHINE LEARNING MODEL EXECUTION | CHEN, ZHI | 2196 | §103 | Final Rejection | — | Pending | Dec 27, 2023 |
| 18394200 | CLASSIFYING CUSTOMER EXPERIENCE SENTIMENT USING MACHINE LEARNING | LEE, MICHAEL CHRISTOPHER | — | §101§103 | Final Rejection | — | Pending | Dec 22, 2023 |
| 18526502 | SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT | WALLICK, STEPHANIE SHOSHANA | 3628 | §101§103§112 | Non-Final OA | 30d overdue | Pending | Dec 01, 2023 |
| 18525126 | INTEGRATED SERVICES EXPERIENCE | EKECHUKWU, CHINEDU U | 3695 | §101§103 | Final Rejection | — | Pending | Nov 30, 2023 |
| 18519889 | INTELLIGENT DOCUMENT SYSTEM | PHANTANA ANGKOOL, DAVID | 2172 | §103 | Final Rejection | 46d | Pending | Nov 27, 2023 |
| 18511213 | FEDERATED LEARNING FINANCIAL INTELLECT SERVICE | SHARVIN, DAVID P | 3692 | §101§112 | Non-Final OA | — | Pending | Nov 16, 2023 |
| 18502739 | SYSTEM AND METHOD FOR AMBIENT AWARENESS WITHIN A WEB ENVIRONMENT | SEYE, ABDOU K | 2198 | §101§103§112 | Final Rejection | 7d | Pending | Nov 06, 2023 |
| 18492390 | PREDICTIVE SPENDING AND PAYMENT MANAGEMENT SYSTEMS AND METHODS | SHAIKH, MOHAMMAD Z | 3694 | §101 | Final Rejection | — | Pending | Oct 23, 2023 |
| 18486578 | CONFIGURING FOREIGN PAYMENT INSTRUMENTS BASED ON TRAVEL TRANSACTIONS | IMMANUEL, ILSE I | 3699 | §101§103§112 | Non-Final OA | — | Pending | Oct 13, 2023 |
| 18473496 | ENHANCED USER INTERACTIONS | HOQUE, NAFIZ E | 2693 | §103 | Non-Final OA | 3d overdue | Pending | Sep 25, 2023 |
| 18458114 | SYSTEMS AND METHODS FOR MACHINE LEARNING MODEL RETRAINING | WAESCO, JOSEPH M | 3625 | §101 | Final Rejection | — | Pending | Aug 29, 2023 |
| 18237043 | CONSOLIDATED PROTOCOL FOR DECENTRALIZED IDENTIFIER COMMUNICATIONS | TSANG, HENRY | 2495 | §103 | Final Rejection | — | Pending | Aug 23, 2023 |
| 18234240 | DYNAMIC TRUST SCORE | GREGG, MARY M | 3695 | §101§103 | Final Rejection | — | Pending | Aug 15, 2023 |
| 18357812 | SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS | FLYNN, KEVIN H | 3600 | §101§103 | Non-Final OA | 188d overdue | Pending | Jul 24, 2023 |
| 18222604 | ACCELERATED TRANSACTION SERVICE | PRESTON, JOHN O | 3693 | §101§103 | Non-Final OA | — | Pending | Jul 17, 2023 |
| 18346570 | LEAKAGE DETECTION SYSTEM | GAW, MARK H | 3693 | §101 | Final Rejection | 3d overdue | Pending | Jul 03, 2023 |
| 18344210 | NOTIFICATIONS FOR SPLITTING TRANSACTIONS | PUTTAIAH, ASHA | 3691 | §101§112 | Final Rejection | — | Pending | Jun 29, 2023 |
| 18339937 | CONVERTING A LANGUAGE TYPE OF A QUERY | MITIKU, BERHANU | 2156 | §103§112 | Non-Final OA | — | Pending | Jun 22, 2023 |
| 18331512 | CONFIGURABLE SERVICES FOR A PAYMENT INSTRUMENT | RAMPHAL, LATASHA DEVI | 3688 | §101§103§112 | Final Rejection | 34d | Pending | Jun 08, 2023 |
| 18206177 | ENHANCED FINANCIAL ACCOUNT MANAGEMENT AND TRANSACTION CAPABILITIES | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | — | Pending | Jun 06, 2023 |
| 18329780 | DECENTRALIZED AND ANONYMIZED VERIFICATION OF USER CHARACTERISTICS | MALHOTRA, SANJEEV | 3691 | §101§102§103 | Final Rejection | — | Pending | Jun 06, 2023 |
| 18202099 | REWARDS PROGRAM ACCORDING TO TRANSACTION FREQUENCY | SNIDER, SCOTT | 3621 | §101§103§112 | Final Rejection | — | Pending | May 25, 2023 |
| 18305239 | REMOTE EMV PAYMENT APPLICATIONS | STEVENSON, CHRISTINA C | 3698 | §103 | Final Rejection | 8d overdue | Pending | Apr 21, 2023 |
| 18303306 | CLIENT-SIDE TRANSACTION MODIFICATIONS | SHAH, BHAVIN D | 3694 | §101 | Final Rejection | 24d overdue | Pending | Apr 19, 2023 |
| 18119041 | TRANSFERS USING CREDIT ACCOUNTS | MILLER, JAMES H | 3695 | §101§103 | Final Rejection | — | Pending | Mar 08, 2023 |
| 18113806 | PREDICTIVE REVENUE DISTRIBUTION USING A REAL-TIME PAYMENT NETWORK | YU, ARIEL J | 3627 | §101§103§112 | Non-Final OA | 3d overdue | Pending | Feb 24, 2023 |
| 18106798 | DETECTING SECURITY BREACHES WITH WATCHDOG TRANSACTION ACCOUNTS | SULLIVAN, THOMAS J | 3689 | §101 | Final Rejection | 54d | Pending | Feb 07, 2023 |
| 18100973 | MULTIRAIL PAYMENT ACCOUNTS | CHANG, EDWARD | 3696 | §101 | Final Rejection | 86d overdue | Pending | Jan 24, 2023 |
| 17982682 | SYSTEMS AND METHODS FOR PAYMENT USING BIOMETRIC INFORMATION | IDIAKE, VINCENT I | 3698 | §101§103 | Final Rejection | — | Pending | Nov 08, 2022 |
| 17824195 | AUTHENTICATION CHALLENGES BASED ON FRAUD INITIATION REQUESTS | KAZIMI, HANI M | 3691 | §101 | Final Rejection | 4d overdue | Pending | May 25, 2022 |
| 17492021 | CUSTODIAL SYSTEMS FOR NON-FUNGIBLE TOKENS | IDIAKE, VINCENT I | 3698 | §103 | Non-Final OA | 15d overdue | Pending | Oct 01, 2021 |
| 17355911 | APPLYING A FUNCTION TO A PASSWORD TO DETERMINE AN EXPECTED RESPONSE | PERUNGAVOOR, VENKATANARAY | 2492 | §101§102 | Non-Final OA | 17d overdue | Pending | Jun 23, 2021 |
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