Prosecution Insights
Last updated: October 02, 2026
Application No. 18/757,071

SYSTEMS AND METHODS FOR ARTIFICIAL INTELLIGENCE-BASED COACHING USING MICROLEARNING

Final Rejection §103
Filed
Jun 27, 2024
Priority
Jun 28, 2023 — provisional 63/510,785
Examiner
ZENATI, AMAL S
Art Unit
2693
Tech Center
2600 — Communications
Assignee
JPMorgan Chase Bank, N.A.
OA Round
2 (Final)
80%
Grant Probability
Favorable
3-4
OA Rounds
7m
Est. Remaining
94%
With Interview

Examiner Intelligence

Grants 80% — above average
80%
Career Allowance Rate
637 granted / 798 resolved
+17.8% vs TC avg
Moderate +15% lift
Without
With
+14.7%
Interview Lift
resolved cases with interview
Typical timeline
2y 10m
Avg Prosecution
27 currently pending
Career history
827
Total Applications
across all art units

Statute-Specific Performance

§101
5.3%
-34.7% vs TC avg
§103
67.3%
+27.3% vs TC avg
§102
9.5%
-30.5% vs TC avg
§112
5.8%
-34.2% vs TC avg
Black line = Tech Center average estimate • Based on career data from 798 resolved cases

Office Action

§103
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Claim Rejections - 35 USC §103 2. The following is a quotation of 35 U.S.C. 103 which forms the basis for all obviousness rejections set forth in this Office action: A patent for a claimed invention may not be obtained, notwithstanding that the claimed invention is not identically disclosed as set forth in section 102, if the differences between the claimed invention and the prior art are such that the claimed invention as a whole would have been obvious before the effective filing date of the claimed invention to a person having ordinary skill in the art to which the claimed invention pertains. Patentability shall not be negated by the manner in which the invention was made. Claims 1- 20 are rejected under 35 U.S.C. 103 as being unpatentable over George et al (Pub. No. US 2022/0101839 A1; hereinafter George) in view of Subramaniam et al (Pub. No. US 2020/0342032 A1; hereinafter Subramaniam) Consider claims 1, 8, and 16, George clearly shows and discloses a system, a computer processing system and a method performed by one or more computers, the method comprising: receiving, by an audio recording text and as a result of a speech-to-text conversion, a text of a plurality of conversations between a plurality of customers and an agent (various stages or steps of bot authoring workflow 400 are shown using the intent mining process of the present invention (or simply “present intent mining process”). To initiate the workflow 400, conversations or conversation data may be imported for mining. Such conversations data may consist of previously occurring interactions between agents and customers. Such conversation data may be natural language conversations consisting of multiple back and forth messaging turns. The conversations, for example, may have occurred via a chat interface, through text, or via voice calls) (paragraphs: 0084 and fig. 8); identifying, by a model, a context of one conversation of the plurality of conversation from one or more conversational insights (the intent mining process of the present invention functions by mining intents from tens of thousands of conversations; an exemplary algorithm for implementing the present intent mining engine or process 500 will now be discussed. As will be seen, this algorithm may be approximately broken down into several steps, with will be referred to herein as: 1) identifying intent-bearing utterances; 2) generating candidate intents; 3) identifying salient intents; 4) semantic grouping of intents; 5) intent labeling; and 6) utterance-intent association. Other steps may include the masking of personally identifiable information in utterances. Another additional step may include the computation of intent analytics) (paragraphs: 0083, and 0090); identifying, by the model, an intent of the one conversation from one or more conversational insights (the intent mining process of the present invention functions by mining intents from tens of thousands of conversations and finds a robust and diverse set of utterances belonging to each one. Further, the intent mining process helps to gain insights into the conversations by providing conversational analytics. It also provides the bot author with an opportunity to analyze intents and make modifications) (paragraphs: 0083); and identifying, by the model, an area for training the agent based on the intent and the context (the analytics module 250 may have access to the data stored in the storage device 220, including the customer database 222 and agent database 223. The analytics module 250 also may have access to the interaction database 224, which stores data related to interactions and interaction content (e.g., transcripts of the interactions and events detected therein), interaction metadata; bot authoring” refers to the process of creating a conversational bot or chatbot with NLU capabilities. This process generally involves defining intents, identifying entities, formulating utterances, training NLU models, testing the bot and finally publishing it) (paragraphs: 0050, 0082, and 0090, and figs: 8-10); wherein the area for training is a cross section between a customer call and one or more of an internal chat and an internal search, and wherein the area for training is identified where the agent has both searched or chatted about a topic and had the customer call about the topic (an agent interface module 266 may generate particular UIs on the agent device 230 that facilitate chat communications between an agent operating an agent device 230 and the customer , the analytic module 250 may be configured to retrieve data stored within the storage device 220 for use in developing and training algorithms and models 252, for example, by applying machine learning techniques, An agent device 230 may further include a computing device configured to communicate with the servers of the contact center system 200/internal chat/internal search) (paragraphs: 0041-0043, 0049, 0050-0051, 0059, 0063, 0082 and fig. 3, labels: 230, 266, 260, 265, and 220); however, George does not disclose another way for identifying, by the model, an area for training the agent based on the intent and the context. In the same field of endeavor, Subramaniam clearly specifically discloses another way for identifying, by the model, an area for training the agent based on the intent and the context (skill bot is configured to receive user input, parse or otherwise process the received input, and identify or select an intent that is relevant to the received user input. In order for this to happen, the skill bot has to be trained. In certain embodiments, a skill bot is trained based upon the intents configured for the skill bot and the example utterances associated with the intents) (paragraphs: 0088) Therefore, it would have been obvious to a person of ordinary skill in the art at the time the invention was made to incorporate the teaching of Subramaniam into teaching of George for the purpose of providing another way for identifying an area for training the agent based on the intent and the context. Consider claims 2, 9, and 17, George and Subramaniam clearly show the system, the method, and the computer processing system, further comprising identifying areas for training based on the plurality of conversations occurring during a time period (George: paragraphs: 0113, 0128). Consider claims 3, and 10, George and Subramaniam clearly show the system, and the method, , further comprising identifying areas for training the agent based on a record of the agent looking up information in the knowledge management database (George: paragraphs: 0076, 0092, and 0127). Consider claims 4, 11, and 18, George and Subramaniam clearly show the system, the method, and the computer processing system, further comprising identifying areas for training the agent based on a use of a chatbot by the agent for information at a frequency above a threshold (George: paragraphs: 0082, 0087, 0094-0095, 0106-0107). Consider claims 5, 13, and 19, George and Subramaniam clearly show the system, the method, and the computer processing system, further comprising providing, through a user interface, the identified training to the agent (George: paragraphs: 0059, 0062, 0081, and 0082). Consider claims 6, 14, and 20, George and Subramaniam clearly show the system, the method, and the computer processing system, wherein the identified training is provided in response to a new conversation about the identified training area (George: paragraphs: 0067-0068, 0092). Consider claims 7, and 15, George and Subramaniam clearly show the system, and the method, wherein the identified training is provided when the agent has not received a customer call within a predefined time period (George: paragraphs: 0098, and 0161). Consider claim 12, George and Subramaniam clearly show the method, further comprising, after identifying areas to train the agent, querying the knowledge management database for information related to the identified areas (George: paragraphs: 0037, 0038, 0063). Response to Arguments The present Office Action is in response to Applicant’s amendment filed on June 12, 2026. Applicants have amended claims 1, 8, and 16. Claims 1-20 are now pending in the present application. Applicant argues on the Applicant’s Response that George fail to teach the limitation “wherein the area for training is a cross section between a customer call and one or more of an internal chat and an internal search, and wherein the area for training is identified where the agent has both searched or chatted about a topic and had the customer call about the topic." The Examiner respectfully disagrees with Applicants’ arguments regarding claims 1, 8, and 16. George teaches The chat server 240 further may implement, manage and facilitate user interfaces (also UIs) associated with the chat feature, including those UIs generated at either the customer device 205 or the agent device 230; The chat server 240 may be configured to transfer chats within a single chat session with a particular customer between automated and human sources such that, for example, a chat session transfers from a chatbot to a human agent or from a human agent to a chatbot (paragraphs: 0043 fig. 3). the agent devices 230 of the contact center 200 may be communication devices configured to interact with the various components and modules of the contact center system 200; An agent device 230, for example, may include a telephone adapted for regular telephone calls or VoIP calls. An agent device 230 may further include a computing device configured to communicate with the servers of the contact center system 200 (read on one or more of an internal chat and an internal search) (paragraphs: 0040-0041 fig. 3) an agent interface module 266 may generate particular UIs on the agent device 230 that facilitate chat communications between an agent operating an agent device 230 and the customer (paragraphs: 0051, 0059, 0062, 0081-0082 and fig. 3). As a result, George teach the above limitation as broadly claimed. Conclusion THIS ACTION IS MADE FINAL. Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a). A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any extension fee pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action. Any inquiry concerning this communication or earlier communications from the examiner should be directed to Amal Zenati whose telephone number is 571- 270- 1947. The examiner can normally be reached on 8:00 -5:00 M-F. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Ahmad Matar can be reached on 571- 272- 7488. The fax phone number for the organization where this application or proceeding is assigned is 571- 273-8300. Information regarding the status of an application may be obtained from the Patent Application Information Retrieval (PAIR) system. Status information for published applications may be obtained from either Private PAIR or Public PAIR. Status information for unpublished applications is available through Private PAIR only. For more information about the PAIR system, see http://pair-direct.uspto.gov. Should you have questions on access to the Private PAIR system, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). /AMAL S ZENATI/Primary Examiner, Art Unit 2693
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Prosecution Timeline

Jun 27, 2024
Application Filed
Mar 18, 2026
Non-Final Rejection mailed — §103
Jun 12, 2026
Response Filed
Aug 31, 2026
Final Rejection mailed — §103 (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

3-4
Expected OA Rounds
80%
Grant Probability
94%
With Interview (+14.7%)
2y 10m (~7m remaining)
Median Time to Grant
Moderate
PTA Risk
Based on 798 resolved cases by this examiner. Grant probability derived from career allowance rate.

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