Prosecution Insights
Prosecution Insights
Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems
163 pending office actions • 84 art units • 152 examiners • 0 of 163 (0%) have an AI response strategy ready • 277 patents granted in the last 365 days
JPMorgan Chase Bank, N.A. maintains a patent portfolio in the Transportation, E-Commerce & Mechanical Systems technology area. The bank currently faces 167 pending office actions, a number that reflects an active intellectual property strategy. These actions are distributed across 155 distinct examiners, suggesting that the bank's innovations are being reviewed by a diverse group of USPTO staff. The complexity of the portfolio is further highlighted by the involvement of 72 distinct art units, covering a range of technical specialties.
Despite the total of 167 actions, the busiest examiner, DUCK, BRANDON M, only handles 3 pending office actions. This indicates that the portfolio is not heavily concentrated under any single individual, but rather spread across many different specialized groups within the e-commerce and mechanical systems sectors. With 155 distinct examiners and 72 distinct art units, the bank must manage a decentralized prosecution process. The fact that DUCK, BRANDON M is the busiest with only 3 pending office actions underscores the variety of technical experts involved in reviewing the bank's patent applications.
Based on the USPTO statutory response window for each pending office action. 43 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 43 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 40 (25%) |
| §101 + other | 64 (39%) |
| §103 only | 34 (21%) |
| §102 only | 3 (2%) |
| §112 only | 2 (1%) |
| Multi-statute (no §101) | 18 (11%) |
| No statute on record | 2 (1%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| DUCK, BRANDON M | 3 | 63.1% | +18.2% |
| DANG, CHRISTINE | 2 | 50.0% | +51.1% |
| POE, KEVIN T | 2 | 39.5% | +16.1% |
| PATEL, AMIT HEMANTKUMAR | 2 | 54.9% | +6.7% |
| KAZIMI, HANI M | 2 | 48.5% | +19.1% |
| WHITAKER, ANDREW B | 2 | 18.8% | +18.7% |
| CADY, MATTHEW ALAN | 2 | 0.0% | +0.0% |
| MCLEAN, IAN SCOTT | 2 | 44.3% | +30.3% |
| SHARON, AYAL I | 2 | 43.4% | +29.4% |
| LIN, HSING CHUN | 2 | 60.8% | +80.8% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18108308 | METHOD AND SYSTEM FOR PROVIDING GEOSPATIAL INFORMATION | SALMAN, AVIA ABDULSATTAR | 51d overdue |
| 18485664 | SYSTEMS AND METHODS FOR USING SINGLE OR MULTI-CHAIN DEPOSIT TOKENS | KIM, STEVEN S | 43d overdue |
| 17970362 | RESOURCE PROVISIONING | LIN, HSING CHUN | 37d overdue |
| 18894884 | METHOD AND SYSTEM FOR MANAGING RESOURCES USING PREDICTIVE ANALYTICS | KNIGHT, LETORIA G | 15d overdue |
| 18137671 | METHOD AND SYSTEM FOR PARTICIPANT IDENTIFICATION AND RECORD AUGMENTATION | SANTIAGO-MERCED, FRANCIS Z | 9d overdue |
| 18671463 | SYSTEMS AND METHODS FOR IDENTIFYING CHANGES IN CUSTOMER MUTABLE CHARACTERISTICS IN CUSTOMER IDENTITY DATA USING TRANSACTIONAL DATA | JAMES, GREGORY MARK | 4d overdue |
| 17929276 | SYSTEMS AND METHODS FOR MACHINE LEARNING-BASED IDENTIFICATION OF DYNAMIC RESOURCE REORDERING POINTS | TUTOR, AARON N | 4d overdue |
| 18583029 | SYSTEMS AND METHODS FOR EFFICIENT MONTE CARLO OPTION PRICING AND DERIVATIVE PRICING MODEL CALIBRATION USING DEEP LEARNING AND GRAPHICS PROCESSING UNITS | KWONG, CHO YIU | 3d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 17970362 | RESOURCE PROVISIONING | LIN, HSING CHUN | 37d overdue |
| 18227482 | SYSTEM AND METHOD FOR IMPLEMENTING AN AUTO-PROVISIONING WORKFLOW MODULE | KAZIMI, HANI M | 28d |
| 18313159 | SYSTEMS AND METHODS FOR CONTINUOUSLY UPDATING AND RUNTIME PROCESSING OF DECISIONING | POE, KEVIN T | 49d |
| 18948001 | SYSTEMS AND METHODS FOR USING CROSS-CHAIN PORTFOLIO MANAGEMENT PLATFORMS | DUCK, BRANDON M | 56d |
| 19242192 | SYSTEMS AND METHODS FOR USING UNIFIED LEDGERS | DANG, CHRISTINE | — |
| 19222381 | METHOD AND SYSTEM FOR REAL-TIME SCAM DETECTION USING MACHINE LEARNING TECHNIQUES | POE, KEVIN T | — |
| 18812750 | SYSTEM AND METHOD FOR AUTOMATED MATCHING OF WIRE TRANSFERS WITH RECEIVABLES | DUCK, BRANDON M | — |
| 18785541 | SYSTEM AND METHOD FOR TRACKING AND MANAGING STATE OF PROVISIONED WORKSPACES AND WORKLOADS | KAZIMI, HANI M | — |
| Art Unit | Apps |
|---|---|
| 3692 | 8 |
| 3698 | 6 |
| 3693 | 6 |
| 3697 | 5 |
| 3624 | 5 |
| 3629 | 5 |
| 3696 | 5 |
| 3625 | 5 |
| 3694 | 4 |
| 4100 | 4 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19395891 | METHOD AND SYSTEM FOR TAGGING AUTOMATED CLEARING HOUSE TRANSACTIONS | CHAKRAVARTI, ARUNAVA | 3692 | §101§103 | Non-Final OA | — | Pending | Nov 20, 2025 |
| 19387822 | A SYSTEM AND METHOD TO FACILITATE FINANCIAL SERVICES ACCESSIBLE FROM A VEHICLE | REAGAN, JAMES A | 3697 | §101 | Non-Final OA | — | Pending | Nov 13, 2025 |
| 19364952 | SYSTEMS AND METHODS FOR MAKING APPLICATION FEATURES DISCOVERABLE ON MOBILE DEVICES UNIQUE TO USER PERSONA | DAUD, ABDULLAH AHMED | 2164 | §101§103 | Non-Final OA | — | Pending | Oct 21, 2025 |
| 19304099 | SYSTEMS AND METHODS FOR PROVIDING LOCATION-BASED TRAVEL OBJECTIVE NOTIFICATIONS | MAWARI, REDHWAN K | 3664 | §101§102§103 | Non-Final OA | — | Pending | Aug 19, 2025 |
| 19298945 | SYSTEMS AND METHODS FOR GENERATING QUERY PARAMETERS FROM NATURAL LANGUAGE UTTERANCES | PYO, MONICA M | 2161 | §103Other | Non-Final OA | — | Pending | Aug 13, 2025 |
| 19242192 | SYSTEMS AND METHODS FOR USING UNIFIED LEDGERS | DANG, CHRISTINE | 3698 | §101§103 | Non-Final OA | — | Pending | Jun 18, 2025 |
| 19226609 | SYSTEMS AND METHODS FOR AUTOMATING MODEL PROMOTION IN MACHINE LEARNING OPERATIONS | GOFMAN, ALEX N | 2163 | §101§112 | Final Rejection | — | Pending | Jun 03, 2025 |
| 19223521 | SYSTEMS AND METHODS FOR VERIFIED COMMUNICATION BETWEEN MOBILE APPLICATIONS | HO, DAO Q | 2432 | §103§112Other | Non-Final OA | — | Pending | May 30, 2025 |
| 19222381 | METHOD AND SYSTEM FOR REAL-TIME SCAM DETECTION USING MACHINE LEARNING TECHNIQUES | POE, KEVIN T | 3692 | §102§103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19210251 | SYSTEMS AND METHODS FOR IN-PERSON INTERACTIVE SHOPPING | ELCHANTI, TAREK | 3621 | §101§103 | Final Rejection | — | Pending | May 16, 2025 |
| 19208373 | SYSTEMS AND METHODS FOR TRANSACTION VERIFICATION BY TAP | STEVENSON, CHRISTINA C | 3698 | §103 | Final Rejection | — | Pending | May 14, 2025 |
| 19203949 | SYSTEMS AND METHODS FOR DYNAMIC CONFIGURATION MANAGEMENT | DEROSE, VOLVICK | 2176 | §103 | Non-Final OA | — | Pending | May 09, 2025 |
| 19194952 | METHOD AND SYSTEM FOR PROVIDING AUTOMATED TICKET RESOLUTION | CHOY, PAN G | 3624 | §101§103 | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19184753 | SYSTEMS AND METHODS FOR PAYMENT PRODUCT VERIFICATION AND AUTHORIZATION USING A CUSTOMER IDENTIFIER | MACASIANO, MARILYN G | 3622 | §101DP | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19096300 | SMART REQUEST FOR PROPOSAL (RFP) | MONAGHAN, MICHAEL J | 3629 | §101§103§112 | Non-Final OA | — | Pending | Mar 31, 2025 |
| 19088447 | SYSTEMS AND METHODS FOR NORMALIZING DATA HAVING DISPARATE FORMATS | LY, CHEYNE D | 2152 | §103 | Non-Final OA | — | Pending | Mar 24, 2025 |
| 19086661 | SYSTEMS AND METHODS FOR PROTECTING VULNERABLE PERSONS FROM FRAUDULENT ACTIVITY | PATEL, AMIT HEMANTKUMAR | 3696 | §101§102 | Final Rejection | — | Pending | Mar 21, 2025 |
| 19080099 | MULTI-MATERIAL CARDS WITH ANTENNAS | ST CYR, DANIEL | 2876 | §102 | Non-Final OA | 2d overdue | Pending | Mar 14, 2025 |
| 19076251 | SYSTEM AND METHOD FOR LOW POWER MULTI-HORIZON TIME SERIES FORECASTING WITH INTERPRETABILITY | OBAID, HAMZEH M | 3624 | §101 | Final Rejection | — | Pending | Mar 11, 2025 |
| 19071123 | METHOD AND SYSTEM FOR PROVIDING A RECOMMENDATION FOR SELECTING A VEHICLE | RAMPHAL, LATASHA DEVI | 3688 | §101§102§103§112Other | Non-Final OA | — | Pending | Mar 05, 2025 |
| 19064192 | METHOD AND SYSTEM FOR PROVIDING TAXONOMY-BASED FRAMEWORK FOR POLICY AND RULE MANAGEMENT | UDDIN, MD I | 2169 | §101§103§112 | Non-Final OA | — | Pending | Feb 26, 2025 |
| 19063079 | SYSTEM AND METHOD FOR PAYMENT DEVICE ISSUANCE, LIFECYCLE MANAGEMENT, AND USE | RAZA, ZEHRA | 3697 | §101§103 | Final Rejection | 33d | Pending | Feb 25, 2025 |
| 19058965 | METHOD AND SYSTEM TO PERFORM AUTOMATED RISK GRADING FOR ASSETS | PATEL, AMIT HEMANTKUMAR | 3696 | §101 | Final Rejection | — | Pending | Feb 20, 2025 |
| 19045918 | SYSTEMS AND METHODS FOR PROVIDING FIREWALLS AND AUTHENTICATORS FOR SMART TERMINALS | ARYAL, AAYUSH | 2435 | §103 | Final Rejection | — | Pending | Feb 05, 2025 |
| 19035151 | SYSTEM AND METHOD FOR SEAMLESS TRANSITIONING OF ACCOUNTS | PRESTON, JOHN O | 3693 | §101§103 | Non-Final OA | — | Pending | Jan 23, 2025 |
| 19029085 | METHOD AND SYSTEM FOR RECONFIGURING ELECTRONIC NETWORK RESOURCE USAGE CONFIGURATIONS | SURVILLO, OLEG | 2457 | §103§112 | Non-Final OA | — | Pending | Jan 17, 2025 |
| 19020742 | METHOD AND SYSTEM TO DETERMINE AUTHENTICITY OF A CHECK | BORLINGHAUS, JASON M | 3692 | §101§103 | Final Rejection | — | Pending | Jan 14, 2025 |
| 19012566 | SYSTEMS AND METHODS FOR PROVIDING UNIFIED ACCESS TO BENEFITS FOR FINANCIAL ACCOUNTS | PATEL, DIPEN M | 3621 | §101§103 | Non-Final OA | — | Pending | Jan 07, 2025 |
| 19008208 | METHOD AND SYSTEM TO PROVIDE ANNOTATION-BASED DOMAIN MAPPING | ALRIYASHI, ABDULKADER MOHAMED | 2447 | §101 | Non-Final OA | — | Pending | Jan 02, 2025 |
| 19001084 | SYSTEMS AND METHOD FOR GENERATIVE ARTIFICIAL INTELLIGENCE-BASED INCIDENTS MANAGEMENT | WILLOUGHBY, ALICIA M | 2156 | §101§103 | Non-Final OA | — | Pending | Dec 24, 2024 |
| 18983911 | SYSTEMS AND METHODS FOR STORING, SHARING, AND INTEGRATING COMPUTER GRAPHIC PROCEDURAL CONTENT, CONTENT MODIFIERS, VISUAL EFFECTS, AND COMPLETE PIPELINES | OCHSNER, ISABELLA PAIGE | 2618 | §103§112 | Non-Final OA | — | Pending | Dec 17, 2024 |
| 18983942 | SYSTEMS AND METHODS FOR REDACTED STATEMENT DELIVERY TO THIRD-PARTY INSTITUTIONS | AHSAN, SYED M | 2491 | §102§103 | Final Rejection | — | Pending | Dec 17, 2024 |
| 18978773 | METHOD AND SYSTEM FOR BOOTSTRAPPING INFRASTRUCTURE AS A SERVICE DATA CENTERS WITHIN AN ENTERPRISE NETWORK | SHAH, MEHULKUMAR J | 2459 | §103 | Non-Final OA | — | Pending | Dec 12, 2024 |
| 18977484 | SYSTEMS AND METHODS FOR SPACE-BASED TRANSACTIONS | ROSEN, ELIZABETH H | — | §101Other | Final Rejection | — | Pending | Dec 11, 2024 |
| 18965852 | SYSTEMS AND METHODS FOR LOYALTY POINTS BORROWING | BEKERMAN, MICHAEL | 3621 | §101§103§112 | Final Rejection | — | Pending | Dec 02, 2024 |
| 18962321 | SYSTEMS AND METHODS FOR CROSS PLATFORM SYNCHRONIZED PAYMENT SETTLEMENT | SHAH, BHAVIN D | 3694 | §101 | Final Rejection | 27d | Pending | Nov 27, 2024 |
| 18948001 | SYSTEMS AND METHODS FOR USING CROSS-CHAIN PORTFOLIO MANAGEMENT PLATFORMS | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | 56d | Pending | Nov 14, 2024 |
| 18924196 | INCIDENT-RELATED TREND AND STATISTICAL EXCEPTION RECOGNITION AND AI-BASED AUTOMATED INCIDENT CLASSIFICATION AND RESOLUTION | PRATT, EHRIN LARMONT | 3629 | §101§103 | Final Rejection | — | Pending | Oct 23, 2024 |
| 18894827 | INTEGRATED SUPPLIER NETWORKS | PHAN, NICHOLAS K | 3699 | §101§103 | Non-Final OA | — | Pending | Sep 24, 2024 |
| 18894884 | METHOD AND SYSTEM FOR MANAGING RESOURCES USING PREDICTIVE ANALYTICS | KNIGHT, LETORIA G | 3623 | §101§103 | Non-Final OA | 15d overdue | Pending | Sep 24, 2024 |
| 18890518 | METHOD AND SYSTEM FOR EXPEDITIOUSLY DE-ARCHIVING ARCHIVED OBJECTS | MARI VALCARCEL, FERNANDO MARIANO | 2159 | §102§103 | Final Rejection | 61d | Pending | Sep 19, 2024 |
| 18886719 | METHOD AND SYSTEM FOR DECOMMISSIONING OF APPLICATIONS | NIGATU, BEZA DIRESSA | 2192 | §103 | Non-Final OA | — | Pending | Sep 16, 2024 |
| 18824330 | SYSTEMS AND METHODS FOR ISSUANCE AND USE OF PRIVATE EQUITY TOKENS | RANKINS, WILLIAM E | 3694 | §101 | Final Rejection | — | Pending | Sep 04, 2024 |
| 18824309 | SYSTEMS AND METHODS FOR CARD TOKENIZATION VIA API | SHARVIN, DAVID P | 3692 | §101§102 | Final Rejection | — | Pending | Sep 04, 2024 |
| 18819395 | METHOD AND SYSTEM FOR GENERATING CUSTOMIZABLE OPERATIONAL ENVIRONMENTS | LE, UYEN T | 2156 | §101§103§112 | Non-Final OA | — | Pending | Aug 29, 2024 |
| 18812750 | SYSTEM AND METHOD FOR AUTOMATED MATCHING OF WIRE TRANSFERS WITH RECEIVABLES | DUCK, BRANDON M | 3693 | §101 | Non-Final OA | — | Pending | Aug 22, 2024 |
| 18792410 | SYSTEMS AND METHODS FOR CONVERSATIONAL TRANSACTING | RAK, TAYLOR SIMON DUANE | 3697 | §103§112 | Final Rejection | 33d | Pending | Aug 01, 2024 |
| 18785584 | SYSTEM AND METHOD FOR CARD TRANSACTION LEVEL PRICING AND BALANCE MANAGEMENT | DIROMA, SCOTT MICHAEL | 3698 | §103 | Final Rejection | 16d | Pending | Jul 26, 2024 |
| 18785541 | SYSTEM AND METHOD FOR TRACKING AND MANAGING STATE OF PROVISIONED WORKSPACES AND WORKLOADS | KAZIMI, HANI M | 3691 | §102 | Non-Final OA | — | Pending | Jul 26, 2024 |
| 18781316 | METHOD AND SYSTEM FOR RESTRICTING FORWARDING OF VOICE DATA ON SMART PHONE DEVICES | SAUNDERS JR, JOSEPH | 2692 | §103 | Non-Final OA | 26d overdue | Pending | Jul 23, 2024 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialJPMorgan Chase Bank, N.A. has 163 pending office actions as of October 2026, spread across 84 art units and 152 examiners.
Brandon M Duck has the most, with 3 of JPMorgan Chase Bank, N.A.'s pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.