Last updated: July 12, 2026

Application No. 18/764,980

Untitled Application

Unknown

Filed

3600

Priority

Apr 12, 2022 — continuation of 12/033,120

Examiner

EBERSMAN, BRUCE I

Art Unit

3693

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

2 (Non-Final)

Interview Optional

— +58.3% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 64% grant rate with +58.3% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 561 resolved cases, 2023–2026

Examiner Intelligence

EBERSMAN, BRUCE I View full profile →

Grants 64% of resolved cases

Career Allowance Rate

359 granted / 561 resolved

+4.0% vs TC avg

Strong +58% interview lift

Without

With

+58.3%

Interview Lift

resolved cases with interview

Typical timeline

4y 2m

Avg Prosecution

34 currently pending

Career history

604

Total Applications

across all art units

Statute-Specific Performance

§101

6.8%

-33.2% vs TC avg

§103

80.5%

+40.5% vs TC avg

§102

7.6%

-32.4% vs TC avg

§112

3.4%

-36.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 561 resolved cases

Prosecution Timeline

3600

Application Filed

Jan 20, 2026

Non-Final Rejection mailed

Apr 02, 2026

Examiner Interview Summary

Apr 02, 2026

Applicant Interview (Telephonic)

Apr 16, 2026

Response Filed

May 12, 2026

Final Rejection mailed

Jun 30, 2026

Applicant Interview (Telephonic)

Jun 30, 2026

Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

18/136,142

Patent 12664591

UTILIZING A 3D SCANNER TO ESTIMATE DAMAGE TO A ROOF

3y 2m to grant Granted Jun 23, 2026

18/633,040

Patent 12619957

BUILDING MANAGEMENT SYSTEM WITH GENERATIVE AI-BASED AUTOMATED FLEXIBLE CUSTOMER REPORT GENERATION

2y 0m to grant Granted May 05, 2026

18/143,099

Patent 12567064

AUTHORIZATION PREPROCESSING SYSTEMS AND METHODS

2y 10m to grant Granted Mar 03, 2026

18/211,657

Patent 12567108

SYSTEM AND METHOD FOR MATCHING TRADING ORDERS BASED ON PRIORITY

2y 8m to grant Granted Mar 03, 2026

18/590,209

Patent 12505453

SYSTEM AND METHOD FOR MAKING PURCHASE PAYMENTS AFTER PAYMENT FAILURES

1y 9m to grant Granted Dec 23, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

64%

Grant Probability

99%

With Interview (+58.3%)

4y 2m

Median Time to Grant

Moderate

PTA Risk

Based on 561 resolved cases by this examiner. Grant probability derived from career allowance rate.