Prosecution Insights
Last updated: April 24, 2026
Application No. 18/770,849

Untitled Application

Unknown
Filed
3600
Examiner
ASHRAF, WASEEM
Art Unit
3621
Tech Center
Wells Fargo Bank, N.A.
Assignee
Wells Fargo Bank N A
OA Round
1 (Non-Final)
50%
Grant Probability
Moderate
1-2
OA Rounds
4y 5m
To Grant
59%
With Interview

Examiner Intelligence

Grants 50% of resolved cases
50%
Career Allow Rate
130 granted / 260 resolved
-10.0% vs TC avg
Moderate +9% lift
Without
With
+9.3%
Interview Lift
resolved cases with interview
Typical timeline
4y 5m
Avg Prosecution
10 currently pending
Career history
270
Total Applications
across all art units

Statute-Specific Performance

§101
13.6%
-26.4% vs TC avg
§103
45.3%
+5.3% vs TC avg
§102
20.0%
-20.0% vs TC avg
§112
15.0%
-25.0% vs TC avg
Black line = Tech Center average estimate • Based on career data from 260 resolved cases

Prosecution Timeline

3600
Application Filed
Nov 19, 2025
Non-Final Rejection
Jan 26, 2026
Interview Requested
Feb 12, 2026
Applicant Interview (Telephonic)
Feb 16, 2026
Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12524800
SPATIALLY AUGMENTED AUDIO AND XR CONTENT WITHIN AN E-COMMERCE SHOPPING EXPERIENCE
2y 5m to grant Granted Jan 13, 2026
Patent 12190349
SELECTING ADDITIONAL CONTENT FOR INCLUSION IN VIDEO DATA PRESENTED TO USERS VIA AN ONLINE SYSTEM
2y 5m to grant Granted Jan 07, 2025
Patent 11972458
DELIVERING TARGETED ADVERTISING TO MOBILE DEVICES
2y 5m to grant Granted Apr 30, 2024
Patent 11922447
BIOMETRIC-BASED PAYMENT REWARDS
2y 5m to grant Granted Mar 05, 2024
Patent 9648493
NULL
2y 5m to grant Granted May 09, 2017
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
50%
Grant Probability
59%
With Interview (+9.3%)
4y 5m
Median Time to Grant
Low
PTA Risk
Based on 260 resolved cases by this examiner. Grant probability derived from career allow rate.

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