Last updated: April 24, 2026

Application No. 18/781,236

Untitled Application

Unknown

Filed

3600

Examiner

XIAO, ZESHENG

Art Unit

3698

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank N A

OA Round

1 (Non-Final)

Interview Optional

— +33.7% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 114 resolved cases, 2023–2026

Examiner Intelligence

XIAO, ZESHENG View full profile →

Grants 43% of resolved cases

Career Allow Rate

49 granted / 114 resolved

-17.0% vs TC avg

Strong +34% interview lift

Without

With

+33.7%

Interview Lift

resolved cases with interview

Typical timeline

4y 1m

Avg Prosecution

25 currently pending

Career history

139

Total Applications

across all art units

Statute-Specific Performance

§101

23.6%

-16.4% vs TC avg

§103

47.3%

+7.3% vs TC avg

§102

4.4%

-35.6% vs TC avg

§112

17.4%

-22.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 114 resolved cases

Prosecution Timeline

3600

Application Filed

Dec 12, 2025

Non-Final Rejection

Mar 05, 2026

Interview Requested

Mar 17, 2026

Applicant Interview (Telephonic)

Mar 18, 2026

Examiner Interview Summary

Mar 23, 2026

Response Filed

Precedent Cases

Applications granted by this same examiner with similar technology

18/497,407

Patent 12597020

AUTHENTICATED DATA FEED FOR BLOCKCHAINS

2y 5m to grant Granted Apr 07, 2026

18/127,588

Patent 12536528

Cross-Blockchain Transaction Rebroadcasting

2y 5m to grant Granted Jan 27, 2026

18/602,220

Patent 12524768

ON-DEMAND APPLICATIONS TO EXTEND WEB SERVICES

2y 5m to grant Granted Jan 13, 2026

17/067,165

Patent 12518268

PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGY

2y 5m to grant Granted Jan 06, 2026

18/371,945

Patent 12499443

SECURE CONTROL OF TRANSACTIONS USING BLOCKCHAIN

2y 5m to grant Granted Dec 16, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

1-2

Expected OA Rounds

43%

Grant Probability

77%

With Interview (+33.7%)

4y 1m

Median Time to Grant

Low

PTA Risk

Based on 114 resolved cases by this examiner. Grant probability derived from career allow rate.