Prosecution Insights
Last updated: July 12, 2026
Application No. 18/786,019

Untitled Application

Unknown
Filed
Examiner
PAN, PHOEBE X
Art Unit
Tech Center
Wells Fargo Bank, N.A.
Assignee
Wells Fargo Bank, N.A.
OA Round
1 (Non-Final)
46%
Grant Probability
Moderate
1-2
OA Rounds
4y 4m
Filing → Grant
88%
With Interview

Examiner Intelligence

Grants 46% of resolved cases
46%
Career Allowance Rate
111 granted / 240 resolved
-13.7% vs TC avg
Strong +42% interview lift
Without
With
+42.2%
Interview Lift
resolved cases with interview
Typical timeline
4y 4m
Avg Prosecution
11 currently pending
Career history
262
Total Applications
across all art units

Statute-Specific Performance

§101
0.4%
-39.6% vs TC avg
§103
95.9%
+55.9% vs TC avg
§102
3.4%
-36.6% vs TC avg
§112
0.1%
-39.9% vs TC avg
Black line = Tech Center average estimate • Based on career data from 240 resolved cases

Prosecution Timeline

May 06, 2026
Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12561532
CONTENT GENERATION FOR GENERATIVE LANGUAGE MODELS IN MESSAGING APPLICATIONS
2y 8m to grant Granted Feb 24, 2026
Patent 12554379
METHOD, APPARATUS, DEVICE AND STORAGE MEDIUM FOR DISPLAYING PRIVACY INDICATIONS FOR NAVIGATION TABS
1y 3m to grant Granted Feb 17, 2026
Patent 12542051
SYSTEMS AND INTERFACES FOR LOCATION-BASED DEVICE CONTROL
4y 5m to grant Granted Feb 03, 2026
Patent 12524263
INFORMATION PROCESSING APPARATUS, CONTROL METHOD, AND PROGRAM FOR TRANSITION BETWEEN TWO APPLICATIONS
5y 1m to grant Granted Jan 13, 2026
Patent 12524141
MULTI-TASK MANAGEMENT METHOD AND TERMINAL DEVICE
3y 3m to grant Granted Jan 13, 2026
Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

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Prosecution Projections

1-2
Expected OA Rounds
46%
Grant Probability
88%
With Interview (+42.2%)
4y 4m
Median Time to Grant
Low
PTA Risk
Based on 240 resolved cases by this examiner. Grant probability derived from career allowance rate.

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