DETAILED ACTION
Notice of Pre-AIA or AIA Status
The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA .
Status of Claims
Claims 1-2, 8-9, 11-12 and 15-16 are amended.
Claims 1-20 are pending.
Response to Remarks
Double Patenting
Applicant’s amendments to the claims have overcome the previous rejections. Accordingly, the previous rejections are withdrawn.
35 U.S.C. § 112(b)
Applicant’s amendments to the claims have overcome the previous rejections. Accordingly, the previous rejections are withdrawn.
35 U.S.C. § 112(d)
Applicant’s amendments to the claims have overcome the previous rejections. Accordingly, the previous rejections are withdrawn.
35 U.S.C. § 101
Remark 1: Applicant contends that the claims are patent-eligible because, as amended, they are not directed toward an abstract idea but rather are directed toward securely validating a wallet address of a cryptocurrency account for a public blockchain transaction using a specific multi-network technical solution. In particular, independent claim 1 now recites "securely validating a wallet address of a cryptocurrency account for a public blockchain transaction using a secure network infrastructure that is separate from a public blockchain network." Claim 1 further recites establishing a secure network session "over the secure network infrastructure that is separate from the public blockchain network and is configured to provide authentication and routing for transaction-related messages between the first processor and the second processor." Similar limitations are recited in independent claims 8 and 15.
Response to Remark 1: Applicant's argument is not persuasive because these features are part of the additional elements discussed in Step 2A, Prong Two.
Remark 2: Applicant contends that the claims improve this existing, inefficient, and deficient technology by combining the benefits of a secure network and the benefits of a public network. Thereby the claims integrate the alleged abstract idea into a practical application.
Response to Remark 2: Examiner respectfully disagrees. What applicant contends is an improvement is merely an improvement in the recited abstract idea, and not an improvement in the functioning of computers, nor technology, nor a technical field. Moreover, a general-purpose computer would be capable of performing these same operations of a mere improvement in the abstract idea. Here, the additional elements individually and in combination, are recited at a high level of generality as generic and conventional computers and components merely serving as a tool to perform the abstract idea (MPEP § 2106.05(f)) and generally linking the use of the abstract idea to a particular technological environment (MPEP § 2106.05(h)). Accordingly, this contention is unpersuasive.
Remark 3: Applicant contends that the limitations are not merely generic computer implementation. Rather, they define the particular network architecture and message structure used to validate a wallet address before completing blockchain-based value transfer. Accordingly, the amended claims now claim the technical improvement described in the Specification and integrate the alleged abstract idea into a practical application.
Response to Remark 3: Applicant’s argument is not persuasive because the features of the abstract idea cannot integrate an abstract idea into a practical application.
Claim Rejections - 35 USC § 101
35 U.S.C. 101 reads as follows:
Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title.
Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to an abstract idea without significantly more.
Step 1
Step 1 of the eligibility analysis asks is the claim to a process, machine, manufacture or composition of matter (See MPEP § 2106.03, subsections I and II). Claims 1-7 are directed to a computer-implemented method (i.e., process). Claims 8-20 are directed to a computer-implemented system (i.e., machine, and manufacture). Therefore, these claims fall within the four statutory categories of invention.
Step 2A, Prong One
Prong One asks does the claim recite an abstract idea, law of nature, or natural phenomenon (MPEP § 2106.04(II)(A)(1)). Claims 1, 8 and 15 under a broadest reasonable interpretation recite an abstract idea because the claims describe partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption. The abstract idea “partial payment and validation for a currency transaction request to a wallet address” is grouped within the “certain methods of organizing human activity” grouping of abstract ideas (MPEP § 2106.04(a)(2), subsection II). The claim limitations reciting the abstract idea are grouped within the “certain methods of organizing human activity” grouping of abstract ideas because the limitations describe fundamental economic principles or practices, including mitigating risk, and describe commercial or legal interactions, including advertising, marketing or sales activities or behaviors. The abstract idea “message encryption and decryption” is grouped within the “mathematical concepts” grouping of abstract ideas (See MPEP § 2106.04(a)(2), subsection I). The claim limitations reciting the abstract idea are grouped within the “mathematical concepts” grouping of abstract ideas because the limitations describe mathematical calculations, as they describe a mathematical operation or an act of calculating using mathematical methods. The following underlined claim limitations recite the abstract idea.
Claim 1:
A method for securely validating a wallet address of a cryptocurrency account for a public blockchain transaction using a secure network infrastructure that is separate from a public blockchain network, the method comprising:
establishing, by a first processor, a secure network session with a second processor over the secure network infrastructure that is separate from the public blockchain network and is configured to provide authentication and routing for transaction-related messages between the first processor and the second processor;
receiving, by the first processor from the second processor using the secure network session, an encrypted first payload in a secure-network message having a message data payload that includes a first field, a second field, and a third field, the encrypted first payload including a transaction request to transmit a first transaction amount to the second processor, a first transaction identifier stored in the first field or the second field, and a wallet address of a cryptocurrency account associated with the second processor stored in the third field;
decrypting, by the first processor, the encrypted first payload to access the first payload;
in response to decrypting the encrypted first payload from the secure network session to access the first payload, transmitting, by the first processor using a public network session, a second transaction amount that corresponds to a value that is less than the first transaction amount to the wallet address of the cryptocurrency account associated with the second processor;
receiving, by the first processor through the secure network session, an encrypted second payload including an indication that the cryptocurrency account has received the second transaction amount and a monetary amount of the second transaction amount;
decrypting, by the first processor, the encrypted second payload to access the second payload;
in response to accessing the second payload, validating, by the first processor, the monetary amount of the second transaction amount as the transmitted second transaction amount;
generating and encrypting, by the first processor, a validation notification of the monetary amount of the second transaction amount;
transmitting, by the first processor over the secure network session, the encrypted validation notification to the second processor; and
generating and transmitting, by the first processor to the second processor via the public network session, a third transaction amount to the cryptocurrency account, the third transaction amount corresponding to a value that is less than the first transaction amount and more than the second transaction amount.
Claim 8:
A computer system for securely validating a wallet address of a cryptocurrency account for a public blockchain transaction using a secure network infrastructure that is separate from a public blockchain network, the computer system comprising:
a server comprising a first processor and a non-transitory computer-readable medium containing instructions that when executed by the first processor causes the first processor to:
establish a secure network session with a second processor over the secure network infrastructure that is separate from the public blockchain network and is configured to provide authentication and routing for transaction-related messages between the first processor and the second processor;
receive by the secure network session an encrypted first payload in a secure-network message having a message data payload that includes a first field, a second field, and a third field, the encrypted first payload including a transaction request to transmit a first transaction amount to the second processor, a first transaction identifier stored in the first field or the second field, and a wallet address of a cryptocurrency account associated with the second processor stored in the third field;
decrypt the encrypted first payload to access the first payload;
in response to decrypting the encrypted first payload from the secure network session to access the first payload, transmit, using a public network session, a second transaction amount that corresponds to a value that is less than the first transaction amount to the wallet address of the cryptocurrency account associated with the second processor;
receive by the secure network session an encrypted second payload including an indication that the cryptocurrency account has received the second transaction amount and a monetary amount of the second transaction amount;
decrypt the encrypted second payload to access the second payload;
in response to accessing the second payload, validate the monetary amount of the second transaction amount as the transmitted second transaction amount;
generate and encrypt, by the first processor, a validation notification of the monetary amount of the second transaction amount;
transmit, over the secure network session, the encrypted validation notification to the second processor; and
generate and transmit, to the second processor via the public network session, a third transaction amount to the cryptocurrency account, the third transaction amount corresponding to a value that is less than the first transaction amount and more than the second transaction amount.
Claim 15:
A computer system for securely validating a wallet address of a cryptocurrency account for a public blockchain transaction using a secure network infrastructure that is separate from a public blockchain network, the computer system comprising:
a first processor configured to access the public blockchain network and the secure network infrastructure, the first processor configured to:
establish a secure network session with a second processor over the secure network infrastructure that is separate from the public blockchain network and is configured to provide authentication and routing for transaction-related messages between the first processor and the second processor;
receive by the secure network session an encrypted first payload in a secure-network message having a message data payload that includes a first field, a second field, and a third field, the encrypted first payload including a transaction request to transmit a first transaction amount to the second processor, a first transaction identifier stored in the first field or the second field, and a wallet address of a cryptocurrency account associated with the second processor stored in the third field;
decrypt the encrypted first payload to access the first payload;
in response to decrypting the encrypted first payload from the secure network session to access the first payload, transmit, using a public network session established on the public blockchain network, a second transaction amount that corresponds to a value that is less than the first transaction amount to the wallet address of the cryptocurrency account associated with the second processor;
receive by the secure network session an encrypted second payload including an indication that the cryptocurrency account has received the second transaction amount and a monetary amount of the second transaction amount;
decrypt the encrypted second payload to access the second payload;
in response to accessing the second payload, validate the monetary amount of the second transaction amount as the transmitted second transaction amount;
generate and encrypt, by the first processor, a validation notification of the monetary amount of the second transaction amount;
transmit, over the secure network session, the encrypted validation notification to the second processor; and
generate and transmit, to the second processor via the public network session a third transaction amount to the cryptocurrency account, the third transaction amount corresponding to a value that is less than the first transaction amount and more than the second transaction amount; and
the second processor accessing the public blockchain network and the secure network infrastructure, wherein the second processor is configured to:
transmit the first payload to the first processor through the secure network session; and
transmit, to the first processor, the indication that the cryptocurrency account has received the second transaction amount.
Step 2A, Prong Two
Prong Two asks does the claim recite additional elements that integrate the judicial exception into a practical application (MPEP § 2106.04(II)(A)(2)). Examiners evaluate integration into a practical application by: (1) identifying whether there are any additional elements recited in the claim beyond the judicial exception(s); and (2) evaluating those additional elements individually and in combination to determine whether they integrate the exception into a practical application, using one or more of the considerations discussed in more detail in MPEP §§ 2106.04(d)(1), 2106.04(d)(2), 2106.05(a) through (c) and 2106.05(e) through (h). Here, the non-underlined claim limitations above recite additional elements. The additional elements do not improve the functioning of computers, another technology, or a technical field (MPEP §§ 2106.04(d)(1) and 2106.05(a)). The Specification does not assert that the invention improves upon conventional functioning of a computer, or upon conventional technology or technological processes. The claim does not purport to improve computer capabilities, but rather invokes computers merely as a tool by adding general purpose computers post-hoc to an abstract idea. A commonplace business method being applied on a general-purpose computer is not sufficient to show an improvement to technology. The claim must include more than mere instructions to perform the method on a generic component or machinery to qualify as an improvement to an existing technology. The Specification and the claim language provide evidence that the focus of the claim is on a scheme. An improvement in the abstract idea itself is not an improvement in technology. Even if the Specification describes technical improvements, they are not claimed. The additional elements do not apply the abstract idea to effect a particular treatment or prophylaxis for a disease or medical condition (MPEP § 2106.04(d)(2)). The additional elements do not implement the abstract idea with a particular machine or manufacture that is integral to the claim (MPEP § 2106.05(b)). A general-purpose computer that applies a judicial exception, such as an abstract idea, by use of conventional computer functions does not qualify as a particular machine. The additional elements do not transform or reduce a particular article to a different state or thing (MPEP § 2106.05(c)). The claim does not recite any transformation of an article where the article changes to a different state or thing. Nor do the additional elements apply the abstract idea in a meaningful way or impose a meaningful limit on it beyond linking its use to a particular technological environment, such that the claim as a whole is more than a drafting effort designed to monopolize the exception (MPEP § 2106.05(e)). The additional elements generally link the use of the judicial exception to a particular technological environment. A wholly generic computer implementation is not generally the sort of additional feature that provides any practical assurance that the process is more than a drafting effort designed to monopolize the abstract idea itself. The additional elements individually and in combination, merely serve as a tool to perform the abstract idea (MPEP § 2106.05(f)). Implementing an abstract idea on a generic computer, does not integrate the abstract idea into a practical application, similar to how the recitation of the computer in the claim in Alice amounted to mere instructions to apply the abstract idea of intermediated settlement on a generic computer. Use of a computer or other machinery in its ordinary capacity for economic or other tasks or simply adding a general-purpose computer or computer components after the fact to an abstract idea does not integrate a judicial exception into a practical application. The additional elements are being used in their ordinary capacity. The additional elements do no more than merely invoke computers or machinery as a tool to perform an existing process. The additional elements generally link the use of the abstract idea to a particular technological environment or field of use (MPEP § 2106.05(h)). Limitations that amount to merely indicating a field of use or technological environment in which to apply a judicial exception cannot integrate a judicial exception into a practical application. Thus, the additional elements do not integrate the abstract idea into a practical application. Accordingly, the claims are directed to the abstract idea identified above.
Step 2B
Step 2B determines whether the claim as a whole amount to significantly more than the abstract idea itself (MPEP § 2106.05). In Step 2B examiners carry over their identification of the additional element(s) in the claim from Step 2A Prong Two; carry over their conclusions from Step 2A Prong Two on the considerations discussed in MPEP §§ 2106.05(a)-(c), (e), (f) and (h); re-evaluate any additional element or combination of elements that was considered to be insignificant extra-solution activity per MPEP § 2106.05(g), because if such re-evaluation finds that the element is unconventional or otherwise more than what is well-understood, routine, conventional activity in the field, this finding may indicate that the additional element is no longer considered to be insignificant; and evaluate whether any additional element or combination of elements are other than what is well-understood, routine, conventional activity in the field, or simply append well-understood, routine, conventional activities previously known to the industry, specified at a high level of generality, to the judicial exception, per MPEP § 2106.05(d). The additional elements individually and in combination, merely serve as a tool to perform the abstract idea (MPEP § 2106.05(f)). The additional elements generally link the use of the abstract idea to a particular technological environment or field of use (MPEP § 2106.05(h)). Individually, the additional elements do not amount to significantly more than the abstract idea. Here, the additional elements simply append well-understood, routine, conventional activities previously known to the industry, specified at a high level of generality, to the judicial exception, e.g., a claim to an abstract idea requiring no more than a generic computer to perform generic computer functions that are well-understood, routine and conventional activities previously known to the industry. A factual determination is required to support a conclusion that an additional element (or combination of additional elements) is well-understood, routine, conventional activity. Here, the specification of the application indicates that additional elements are well-known or conventional (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). There is nothing in the specification to indicate that the operations recited in the claims require any specialized hardware or inventive computer components or that the claimed invention is implemented using other than generic computer components to perform generic computer functions. The ordered combination recites no more than the individual elements do. Thus, the additional elements are not significantly more than the abstract idea. Accordingly, the claims are directed to the abstract idea identified above without significantly more. The claims are not eligible, warranting a rejection for lack of subject matter eligibility and concluding the eligibility analysis.
Dependent Claims
Claim 2 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the third field is encrypted using a public key of the first processor or the second processor.
Claim 3 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
whereby the second processor verifies an integrity of the first payload or the second payload using metadata associated with each respective payload.
Claim 4 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
establishing, by the first processor, an authenticated session with the second processor when at least one of an integrity of the first payload or the second payload has been verified.
Claim 5 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
transmitting, by the first processor to the second processor via the secure network session, a third payload comprising a fourth transaction amount corresponding to a second transaction identifier.
Claim 6 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the second processor.
Claim 7 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the transaction request.
Claim 9 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the third field is encrypted using a public key of the first processor or the second processor.
Claim 10 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
whereby the second processor verifies an integrity of the first payload or the second payload using metadata associated with each respective payload.
Claim 11 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the instructions further cause the first processor to establish an authenticated session with the second processor when at least one of an integrity of the first payload or the second payload has been verified.
Claim 12 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the instructions further cause the first processor to transmit, to the second processor via the secure network session, a third payload comprising a fourth transaction amount corresponding to a second transaction identifier.
Claim 13 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the second processor.
Claim 14 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the transaction request.
Claim 16 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the third field is encrypted using a public key of the first processor or the second processor.
Claim 17 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
whereby the second processor is configured to verify an integrity of the first payload or the second payload using metadata associated with each respective payload.
Claim 18 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first processor is configured to establish an authenticated session with the second processor when at least one of an integrity of the first payload or the second payload has been verified.
Claim 19 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the second processor.
Claim 20 recites an abstract idea because the claim describes partial payment and validation for a currency transaction request to a wallet address, and message encryption and decryption, grouped within the “certain methods of organizing human activity” and “mathematical concepts” grouping of abstract ideas. The following underlined claim limitations recite the abstract idea. The non-underlined claim limitations recite additional elements. The additional elements do not integrate the abstract idea into a practical application and are not significantly more than the abstract idea because the additional elements individually and in combination, merely serve as a tool to perform the abstract idea and generally link the use of the abstract idea to a particular technological environment or field of use. The additional elements, individually and in combination, are well-understood, routine, conventional activity (See Pre-Grant Publication 0019, 0021, 0025, 0029-0036, 0076, 0082-0085). Therefore, the claim is not eligible.
wherein the first transaction identifier is unique to the transaction request.
Claims Free of Art
Claims 1-20 are free of art. The closest prior art of record is US 2020/0151686 A1 by Komandur et al. (hereinafter “Komandur”). Komandur teaches:
establishing, by a first processor, a secure network session with a second processor over the secure network infrastructure that is separate from the public blockchain network and is configured to provide authentication and routing for transaction-related messages between the first processor and the second processor; (0379, 0381, 0388)
receiving, by the first processor from the second processor using the secure network session, an encrypted first payload in a secure-network message having a message data payload that includes a first field, a second field, and a third field, the encrypted first payload including a transaction request to transmit a first transaction amount to the second processor, a first transaction identifier stored in the first field or the second field, and a wallet address of a cryptocurrency account associated with the second processor stored in the third field; (0380-0381)
decrypting, by the first processor, the encrypted first payload to access the first payload; (0423, 0425, 0426, 0433, 0435)
receiving, by the first processor through the secure network session, an encrypted second payload including an indication that the cryptocurrency account has received the second transaction amount and a monetary amount of the second transaction amount; (0387, 0391-0392)
decrypting, by the first processor, the encrypted second payload to access the second payload; (0423, 0425, 0426, 0433, 0435)
in response to accessing the second payload, validating, by the first processor, the monetary amount of the second transaction amount as the transmitted second transaction amount; (0389)
generating and encrypting, by the first processor, a validation notification of the monetary amount of the second transaction amount; (0387, 0391-0392)
transmitting, by the first processor over the secure network session, the encrypted validation notification to the second processor; and (0387, 0391-0392)
US 2015/0262173 A1 to Durbin et al. is also of interest (hereinafter “Durbin”). Durbin teaches:
generating and transmitting, by the first processor to the second processor via the public network session (0018-0019), a third transaction amount to the cryptocurrency account, the third transaction amount corresponding to a value that is less than the first transaction amount and more than the second transaction amount (0038, 0045, 0052)
Therefore, the prior art does not teach, neither singly nor in combination the following:
in response to decrypting the encrypted first payload from the secure network session to access the first payload, transmitting, by the first processor using a public network session, a second transaction amount that corresponds to a value that is less than the first transaction amount to the wallet address of the cryptocurrency account associated with the second processor;
Conclusion
The following prior art made of record and not relied upon is considered pertinent to applicant's disclosure.
US 2018/0046992 A1 by Hanrahan et al. discloses: Systems and methods for account reconciliation using a distributed ledger are disclosed. In one embodiment, a method for account reconciliation using a distributed ledger may include: (1) a payment sending financial institution receiving a transaction involving an account maintained by the payment sending financial institution for a payment receiving financial institution; (2) the payment sending financial institution communicating the transaction to the payment receiving financial institution using a transaction network; (3) the payment sending financial institution writing the transaction as a first ledger entry to the payment sending financial institution's copy of a distributed transaction ledger; (4) the payment sending financial institution receiving a second ledger entry from the payment receiving financial institution; and (5) the payment sending financial institution reconciling the account using the first ledger entry and the second ledger entry.
US 2017/0243193 A1 by Manian et al. discloses: This disclosure describes a hybrid of blockchain with other information management systems to provide validation for documents, transaction state and performance against contracts. A blockchain document hybrid allows portions of versioned documents to be shared without revealing full document content. For transaction and contract state a confidential Shared Data Structure (SDS) is combined with a publicly viewable blockchain to record the terms of a trade transaction, starting from as early as a purchase order. Out of these building blocks we present designs for commerce systems that can automatically execute the flow of money based upon signals resulting from the flow of goods. Besides reducing processing costs through automation, these designs open up avenues for innovations such as a Data LC, Blockchain Based Obligation (BBO), Deep Tier Financing, and Cash Flow Scrips.
US 11,276,054 B1 by Tomkins et al. discloses: Techniques for integrating a payment processing platform (PPP) and a payment making platform (PMP) for differentiated payment allocations using cryptocurrency is described. In response to an indication to allocate a first portion of funds generated from payment received for transaction(s) processed by the PPP to a cryptocurrency wallet account for a user, the PMP can receive a request for first account information associated with the cryptocurrency wallet account. The PMP can send the first account information to the PPP, wherein the first account information is associated with second account information of a merchant account of the user. The PMP can receive, from the PPP, a request to deposit a first portion of the funds into the cryptocurrency wallet account, wherein a second portion of funds is retained by the PPP for deposit into the merchant account as fiat currency.
THIS ACTION IS MADE FINAL. Applicant is reminded of the extension of time policy as set forth in 37 CFR 1.136(a).
A shortened statutory period for reply to this final action is set to expire THREE MONTHS from the mailing date of this action. In the event a first reply is filed within TWO MONTHS of the mailing date of this final action and the advisory action is not mailed until after the end of the THREE-MONTH shortened statutory period, then the shortened statutory period will expire on the date the advisory action is mailed, and any nonprovisional extension fee (37 CFR 1.17(a)) pursuant to 37 CFR 1.136(a) will be calculated from the mailing date of the advisory action. In no event, however, will the statutory period for reply expire later than SIX MONTHS from the mailing date of this final action.
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/ARI SHAHABI/Primary Examiner, Art Unit 3697
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