Last updated: July 12, 2026

Application No. 18/812,750

Untitled Application

Unknown

Filed

3600

Examiner

DUCK, BRANDON M

Art Unit

3693

Tech Center

JPMorgan Chase Bank, N.A.

Assignee

JPMorgan Chase Bank, N.A.

OA Round

3 (Non-Final)

This examiner grants 64% of cases after interview

— +18.3% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 343 resolved cases, 2023–2026

Examiner Intelligence

DUCK, BRANDON M View full profile →

Grants 64% of resolved cases

Career Allowance Rate

220 granted / 343 resolved

+4.1% vs TC avg

Strong +18% interview lift

Without

With

+18.3%

Interview Lift

resolved cases with interview

Typical timeline

2y 5m

Avg Prosecution

33 currently pending

Career history

384

Total Applications

across all art units

Statute-Specific Performance

§101

52.2%

+12.2% vs TC avg

§103

37.6%

-2.4% vs TC avg

§102

3.3%

-36.7% vs TC avg

§112

4.3%

-35.7% vs TC avg

Black line = Tech Center average estimate • Based on career data from 343 resolved cases

Prosecution Timeline

3600

Application Filed

Sep 24, 2025

Non-Final Rejection mailed

Dec 18, 2025

Response Filed

Mar 16, 2026

Final Rejection mailed

May 11, 2026

Request for Continued Examination

May 13, 2026

Response after Non-Final Action

Jul 07, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/882,071

Patent 12675827

BLOCKCHAIN SUBROGATION CLAIMS WITH ARBITRATION

1y 9m to grant Granted Jul 07, 2026

18/292,348

Patent 12657629

DECISION-MAKING METHOD USING ARTIFICIAL INTELLIGENCE MODEL, SERVER, AND COMPUTER PROGRAM

2y 4m to grant Granted Jun 16, 2026

18/001,671

Patent 12632849

SYSTEM FOR PROVIDING VIRTUAL CARD USING MOBILE COMMUNICATION DEVICE AND METHOD THEREOF

3y 5m to grant Granted May 19, 2026

18/686,351

Patent 12626231

COLLABORATIVE TRANSACTION NOTARIZATION IN A BYZANTINE COMPUTING ENVIRONMENT

2y 2m to grant Granted May 12, 2026

18/458,871

Patent 12602672

METHOD AND SYSTEM FOR DIGITAL ACCOUNT MANAGEMENT

2y 7m to grant Granted Apr 14, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

64%

Grant Probability

82%

With Interview (+18.3%)

2y 5m

Median Time to Grant

High

PTA Risk

Based on 343 resolved cases by this examiner. Grant probability derived from career allowance rate.