Prosecution Insights
Last updated: April 24, 2026
Application No. 18/814,735

Untitled Application

Unknown
Filed
3600
Examiner
OJIAKU, CHIKAODINAKA
Art Unit
3696
Tech Center
Mastercard International Incorporated
Assignee
Mastercard International Incorporated
OA Round
2 (Non-Final)
46%
Grant Probability
Moderate
2-3
OA Rounds
3y 3m
To Grant
54%
With Interview

Examiner Intelligence

Grants 46% of resolved cases
46%
Career Allow Rate
208 granted / 457 resolved
-14.5% vs TC avg
Moderate +8% lift
Without
With
+8.4%
Interview Lift
resolved cases with interview
Typical timeline
3y 3m
Avg Prosecution
46 currently pending
Career history
503
Total Applications
across all art units

Statute-Specific Performance

§101
35.1%
-4.9% vs TC avg
§103
31.6%
-8.4% vs TC avg
§102
7.1%
-32.9% vs TC avg
§112
16.9%
-23.1% vs TC avg
Black line = Tech Center average estimate • Based on career data from 457 resolved cases

Prosecution Timeline

3600
Application Filed
Sep 11, 2025
Non-Final Rejection
Jan 02, 2026
Response Filed
Feb 05, 2026
Final Rejection
Apr 07, 2026
Response after Non-Final Action

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12597078
ASSEMBLING PARAMETERS TO COMPUTE TAXES FOR CROSS-BORDER SALES
2y 5m to grant Granted Apr 07, 2026
Patent 12597079
ASSEMBLING PARAMETERS TO COMPUTE TAXES FOR CROSS-BORDER SALES
2y 5m to grant Granted Apr 07, 2026
Patent 12597029
System, Method, and Computer Program Product for Authenticating a Transaction
2y 5m to grant Granted Apr 07, 2026
Patent 12567109
Lean Level Support for Trading Strategies
2y 5m to grant Granted Mar 03, 2026
Patent 12443940
SYSTEM AND METHOD FOR PROVIDING AN AUGMENTED PERSONAL MESSAGE
2y 5m to grant Granted Oct 14, 2025
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

2-3
Expected OA Rounds
46%
Grant Probability
54%
With Interview (+8.4%)
3y 3m
Median Time to Grant
Moderate
PTA Risk
Based on 457 resolved cases by this examiner. Grant probability derived from career allow rate.

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