Last updated: April 19, 2026

Application No. 18/826,360

ELECTRONICALLY COMMUNICATING CONTACT INFORMATION AFTER AUTHORIZED INTERACTION

Final Rejection

Filed

Sep 06, 2024

Examiner

BUNKER, WILLIAM B

Art Unit

3691

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Mastercard Technologies Canada Ulc

OA Round

2 (Final)

Interview Optional

— +94.5% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 216 resolved cases, 2023–2026

Examiner Intelligence

BUNKER, WILLIAM B View full profile →

Grants 79% — above average

Career Allow Rate

171 granted / 216 resolved

+27.2% vs TC avg

Strong +94% interview lift

Without

With

+94.5%

Interview Lift

resolved cases with interview

Typical timeline

2y 11m

Avg Prosecution

24 currently pending

Career history

240

Total Applications

across all art units

Statute-Specific Performance

§101

42.4%

+2.4% vs TC avg

§103

48.6%

+8.6% vs TC avg

§102

2.9%

-37.1% vs TC avg

§112

3.4%

-36.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 216 resolved cases

Prosecution Timeline

Sep 06, 2024

Application Filed

Nov 07, 2025

Non-Final Rejection

Jan 22, 2026

Interview Requested

Feb 03, 2026

Examiner Interview Summary

Feb 16, 2026

Response Filed

Mar 03, 2026

Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

17/063,522

Patent 12598178

BIOMETRIC DATA SUB-SAMPLING DURING DECENTRALIZED BIOMETRIC AUTHENTICATION

2y 5m to grant Granted Apr 07, 2026

18/244,266

Patent 12591893

Techniques For Expediting Processing Of Blockchain Transactions

2y 5m to grant Granted Mar 31, 2026

18/497,299

Patent 12572902

SYSTEMS AND METHODS FOR LEAST COST ACQUIRER ROUTING FOR PRICING MODELS

2y 5m to grant Granted Mar 10, 2026

18/642,258

Patent 12572903

BRIDGING NETWORK TRANSACTION PLATFORMS TO UNIFY CROSS-PLATFORM TRANSFERS

2y 5m to grant Granted Mar 10, 2026

18/502,968

Patent 12555147

INFORMATION PROCESSING METHOD AND STORAGE MEDIUM

2y 5m to grant Granted Feb 17, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

3-4

Expected OA Rounds

79%

Grant Probability

99%

With Interview (+94.5%)

2y 11m

Median Time to Grant

Moderate

PTA Risk

Based on 216 resolved cases by this examiner. Grant probability derived from career allow rate.