Prosecution Insights
Last updated: October 04, 2026

Mastercard Technologies Canada Ulc

Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems

15 pending office actions • 9 art units • 15 examiners • 0 of 15 (0%) have an AI response strategy ready • 8 patents granted in the last 365 days

Analysis

Mastercard Technologies Canada Ulc has 14 pending office actions within the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed among 14 distinct examiners, meaning that each pending case is being handled by a different person. The portfolio also involves 9 distinct art units, reflecting a variety of technical classifications within the broader e-commerce and mechanical sectors.

The busiest examiner, DILUZIO, NICHOLAS JOSEPH, is currently responsible for 1 pending case. This matches the broader trend in the portfolio where 14 distinct examiners are assigned to 14 pending office actions. For practitioners, this means there is no concentration of cases under a single examiner that would allow for a unified negotiation strategy. Each of the 14 actions requires an independent approach based on the specific examiner's tendencies.

The use of 9 distinct art units indicates that the company's innovations are being reviewed by several different technical groups at the USPTO. Navigating 9 different art units requires the practitioner to be familiar with a range of examination standards and internal policies within the Transportation, E-Commerce & Mechanical Systems area. With 14 distinct examiners and 14 pending office actions, the prosecution process is highly decentralized, requiring a diverse set of arguments to address the unique concerns raised in each individual case.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

15
Total Pending OAs
9
Non-Final OAs
6
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 5 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

2
Overdue
0
Due this week
3
Due this month
0
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 5 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (2)Due ≤ 30 days (3)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

10
Hard (67%)
4
Medium (27%)
0
Easy (0%)
1
Unknown (7%)

Rejection Statute Mix

BucketCases
§101 only3 (20%)
§101 + other4 (27%)
§103 only3 (20%)
§102 only1 (7%)
Multi-statute (no §101)3 (20%)
No statute on record1 (7%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
4
Information Tech
27% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
6
Mechanical / Eng
40% of docket
5
Business / Other
33% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

150 h
Manual time on pending OAs
30 h
Time saved (low, 20%)
52 h
Time saved (mid, 35%)
1.3 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
DILUZIO, NICHOLAS JOSEPH 1 31.3% +83.3%
LE, CANH 1 73.1% +71.8%
HAMILTON, SARA CHANDLER 1 64.0% +52.8%
SHECHTMAN, CHERYL MARIA 1 71.3% +28.3%
ROSEN, ELIZABETH H 1 45.7% +49.6%
BUNKER, WILLIAM B 1 80.2% +94.9%
KIRK, BRYAN J 1 33.6% +43.7%
WANG, HARRIS C 1 69.9% +20.1%
KASENGE, CHARLES R 1 84.0% +13.8%
SPRATT, BEAU D 1 78.8% +24.3%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18762545 SYSTEMS, METHODS, COMPUTER-READABLE MEDIA, AND DEVICES FOR AUTHENTICATING USERS KASENGE, CHARLES R —

Hard Cases (10)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18826363 ELECTRONIC COMMUNICATION OF MULTI-FACTOR AUTHENTICATION SETTINGS ROSEN, ELIZABETH H 36d overdue
18490023 ARTIFICIAL-INTELLIGENCE-ENABLED INFORMATION SECURITY TECHNIQUES BASED ON USER METADATA KANG, IRENE S 28d overdue
19194872 IDENTIFYING DEVICES ON NETWORKED COMPUTER SYSTEMS THAT ORIGINATE MALICIOUS NETWORK TRAFFIC DILUZIO, NICHOLAS JOSEPH —
19068820 DEVICES, METHODS, COMPUTER-READABLE MEDIA, AND SYSTEMS WITH AUTHORIZED FRAUD DETECTION HAMILTON, SARA CHANDLER —
19023069 ENHANCING DATA PRIVACY IN PARQUET DATA FILE SYSTEMS SHECHTMAN, CHERYL MARIA —
18815823 SYSTEMS AND METHODS FOR DISPUTE RESOLUTION WITH CONFIDENCE RATINGS KIRK, BRYAN J —
18776626 GEOLOCATION TO IDENTIFY VIRTUAL PRIVATE NETWORKS WANG, HARRIS C —
18637643 DATA LABEL CREATION FROM REDUCED DATA LABELS FOR MODEL TRAINING SPRATT, BEAU D —

Interview Candidates (10)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18826363 ELECTRONIC COMMUNICATION OF MULTI-FACTOR AUTHENTICATION SETTINGS ROSEN, ELIZABETH H 36d overdue
18826360 ELECTRONICALLY COMMUNICATING CONTACT INFORMATION AFTER AUTHORIZED INTERACTION BUNKER, WILLIAM B 9d
19194872 IDENTIFYING DEVICES ON NETWORKED COMPUTER SYSTEMS THAT ORIGINATE MALICIOUS NETWORK TRAFFIC DILUZIO, NICHOLAS JOSEPH —
19169812 USER AUTHENTICATION WITH BIOMETRIC DATA IN CONJUNCTION WITH AUTOFILL ASSISTANCE LE, CANH —
19068820 DEVICES, METHODS, COMPUTER-READABLE MEDIA, AND SYSTEMS WITH AUTHORIZED FRAUD DETECTION HAMILTON, SARA CHANDLER —
19023069 ENHANCING DATA PRIVACY IN PARQUET DATA FILE SYSTEMS SHECHTMAN, CHERYL MARIA —
18815823 SYSTEMS AND METHODS FOR DISPUTE RESOLUTION WITH CONFIDENCE RATINGS KIRK, BRYAN J —
18776626 GEOLOCATION TO IDENTIFY VIRTUAL PRIVATE NETWORKS WANG, HARRIS C —

Top Art Units

Art UnitApps
3693 2
3695 1
2164 1
3691 1
3628 1
2439 1
3696 1
2433 1
2444 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19194872 IDENTIFYING DEVICES ON NETWORKED COMPUTER SYSTEMS THAT ORIGINATE MALICIOUS NETWORK TRAFFIC DILUZIO, NICHOLAS JOSEPH — §101§103 Non-Final OA — Pending Apr 30, 2025
19169812 USER AUTHENTICATION WITH BIOMETRIC DATA IN CONJUNCTION WITH AUTOFILL ASSISTANCE LE, CANH — §103Other Non-Final OA — Pending Apr 03, 2025
19068820 DEVICES, METHODS, COMPUTER-READABLE MEDIA, AND SYSTEMS WITH AUTHORIZED FRAUD DETECTION HAMILTON, SARA CHANDLER 3695 §101§103§112 Non-Final OA — Pending Mar 03, 2025
19023069 ENHANCING DATA PRIVACY IN PARQUET DATA FILE SYSTEMS SHECHTMAN, CHERYL MARIA 2164 §103§112 Non-Final OA — Pending Jan 15, 2025
18826363 ELECTRONIC COMMUNICATION OF MULTI-FACTOR AUTHENTICATION SETTINGS ROSEN, ELIZABETH H 3693 §101 Final Rejection 36d overdue Pending Sep 06, 2024
18826360 ELECTRONICALLY COMMUNICATING CONTACT INFORMATION AFTER AUTHORIZED INTERACTION BUNKER, WILLIAM B 3691 — Final Rejection 9d Pending Sep 06, 2024
18815823 SYSTEMS AND METHODS FOR DISPUTE RESOLUTION WITH CONFIDENCE RATINGS KIRK, BRYAN J 3628 §101 Non-Final OA — Pending Aug 26, 2024
18776626 GEOLOCATION TO IDENTIFY VIRTUAL PRIVATE NETWORKS WANG, HARRIS C 2439 §102§103 Final Rejection — Pending Jul 18, 2024
18762545 SYSTEMS, METHODS, COMPUTER-READABLE MEDIA, AND DEVICES FOR AUTHENTICATING USERS KASENGE, CHARLES R — §102 Non-Final OA — Pending Jul 02, 2024
18637643 DATA LABEL CREATION FROM REDUCED DATA LABELS FOR MODEL TRAINING SPRATT, BEAU D — §103§112 Non-Final OA — Pending Apr 17, 2024
18617994 SYSTEM AND METHOD FOR EVALUATING GENERATIVE ARTIFICIAL INTELLIGENCE MODELS KAPOOR, DEVAN — §101§103 Non-Final OA — Pending Mar 27, 2024
18581076 GENERATING A FRAUD RISK SCORE FOR A THIRD PARTY PROVIDER TRANSACTION WEISBERGER, RICHARD C 3693 §101§102§103§112DP Final Rejection — Pending Feb 19, 2024
18490023 ARTIFICIAL-INTELLIGENCE-ENABLED INFORMATION SECURITY TECHNIQUES BASED ON USER METADATA KANG, IRENE S 3696 §101 Final Rejection 28d overdue Pending Oct 19, 2023
18469314 ANOMALY DETECTION BASED ON BEHAVIOR MODELING LEARNED FROM MONITORED COMPUTER ACTIVITIES XIE, EDGAR WANGSHU 2433 §103 Non-Final OA 12d Pending Sep 18, 2023
18457516 SERVERLESS CONTAINERIZATION OF COLLABORATION APPLICATIONS FOR AUTOMATIC INSTALLATION AND VERSION UPDATES BENGZON, GREG C 2444 §103 Final Rejection 28d Pending Aug 29, 2023

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