Last updated: July 13, 2026

Application No. 18/894,085

Untitled Application

Unknown

Filed

3600

Examiner

SAX, TIMOTHY PAUL

Art Unit

3698

Tech Center

Truist Bank

Assignee

Truist Bank

OA Round

2 (Non-Final)

Interview Optional

— +45.0% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 51% grant rate with +45.0% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 164 resolved cases, 2023–2026

Examiner Intelligence

SAX, TIMOTHY PAUL View full profile →

Grants 51% of resolved cases

Career Allowance Rate

83 granted / 164 resolved

-9.4% vs TC avg

Strong +45% interview lift

Without

With

+45.0%

Interview Lift

resolved cases with interview

Typical timeline

3y 9m

Avg Prosecution

14 currently pending

Career history

187

Total Applications

across all art units

Statute-Specific Performance

§101

4.2%

-35.8% vs TC avg

§103

84.7%

+44.7% vs TC avg

§102

2.1%

-37.9% vs TC avg

§112

3.4%

-36.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 164 resolved cases

Prosecution Timeline

Show 3 earlier events

Feb 10, 2026

Examiner Interview Summary

Feb 10, 2026

Applicant Interview (Telephonic)

Feb 26, 2026

Response Filed

Apr 28, 2026

Final Rejection mailed

May 13, 2026

Interview Requested

May 19, 2026

Applicant Interview (Telephonic)

May 19, 2026

Examiner Interview Summary

May 26, 2026

Response after Non-Final Action

Precedent Cases

Applications granted by this same examiner with similar technology

18/407,937

Patent 12675790

SYSTEMS AND METHODS FOR VALIDATING TRANSACTIONS

2y 6m to grant Granted Jul 07, 2026

17/161,244

Patent 12657577

PROPRIETARY TOKEN-BASED UNIVERSAL PAYMENT PROCESSING SYSTEM

5y 4m to grant Granted Jun 16, 2026

18/693,136

Patent 12646058

SYSTEM AND METHOD FOR EFFICIENTLY MANAGING CALLOUTS

2y 2m to grant Granted Jun 02, 2026

18/244,607

Patent 12579539

SYSTEMS AND METHODS FOR NETWORK MODELLED DATA

2y 6m to grant Granted Mar 17, 2026

18/653,513

Patent 12572931

Embedding Privacy Measures Into A Distributed Ledger

1y 10m to grant Granted Mar 10, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

51%

Grant Probability

96%

With Interview (+45.0%)

3y 9m

Median Time to Grant

Moderate

PTA Risk

Based on 164 resolved cases by this examiner. Grant probability derived from career allowance rate.