Prosecution Insights
Last updated: October 02, 2026
Application No. 18/899,085

ASSIGNING AUTOMATICALLY TAILORED USER EXPERIENCE IN GUI

Non-Final OA §DP
Filed
Sep 27, 2024
Priority
Jan 31, 2023 — continuation of 12/131,169
Examiner
TRAN, TAM T
Art Unit
Tech Center
Assignee
Truist Bank
OA Round
1 (Non-Final)
81%
Grant Probability
Favorable
1-2
OA Rounds
5m
Est. Remaining
93%
With Interview

Examiner Intelligence

Grants 81% — above average
81%
Career Allowance Rate
338 granted / 417 resolved
+21.1% vs TC avg
Moderate +12% lift
Without
With
+11.6%
Interview Lift
resolved cases with interview
Typical timeline
2y 5m
Avg Prosecution
12 currently pending
Career history
424
Total Applications
across all art units

Statute-Specific Performance

§101
12.4%
-27.6% vs TC avg
§103
53.1%
+13.1% vs TC avg
§102
12.7%
-27.3% vs TC avg
§112
11.7%
-28.3% vs TC avg
Black line = Tech Center average estimate • Based on career data from 417 resolved cases

Office Action

§DP
DETAILED ACTION This Office Action is in response to Application 18/899,085 filed on 09/27/2024. In the instant application, claims 1 and 9 are independent claims; Claims 1-18 have been examined and are pending. This action is made non-final. Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Drawings The drawings submitted on 09/27/2024 are acceptable. Information Disclosure Statement The information disclosure statement (IDS) submitted on 10/03/2024 was filed before the mailing date of the first office action on the merits. The submissions are in compliance with the provisions of 37 CFR 1.97. Accordingly, the information disclosure statements are being considered by the examiner. Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory obviousness-type double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); and In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on a nonstatutory double patenting ground provided the conflicting application or patent either is shown to be commonly owned with this application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. Effective January 1, 1994, a registered attorney or agent of record may sign a terminal disclaimer. A terminal disclaimer signed by the assignee must fully comply with 37 CFR 3.73(b). Independent Claims 1 and 9 are rejected on the ground of nonstatutory double patenting over claims 1 and 9 of U. S. Patent No. 12131169 (hereinafter 169’) since the claims, if allowed, would improperly extend the "right to exclude" already granted in the patent. Instant Application 18/899,085 Patent 169’ Claim 1: A method for assigning a user experience in a GUI, the method comprising: receiving over a network from a mobile device a request for remote access to one of a first application for which first account information is stored and a second application for which second account information is stored; + receiving, with the request, login information associated with one of the first account information and the second account information; + determining, by a processor, whether the login information is associated with the first account information or the second account information; + automatically ascertaining, by the processor, whether to display content comprising one of a portion of the first account information in a first display format associated with the first application, and a portion of the second account information in a second display format associated with the second application, within a graphical user interface based on whether the login information is determined to be associated with the first account information or the second account information; + displaying the content ascertained for display in a first window within the graphical user interface on the mobile device; + receiving, via the graphical user interface, a request to initiate an interaction; + determining, by the processor, whether the interaction is a first type of interaction or a second type of interaction; and + automatically displaying, based on the determined type of interaction, a second window in at least one of the first format and the second format within the graphical user interface. Claim 9: A system for dynamically assigning a user experience displayed in a graphical user interface, the system comprising: at least one processor; a communication interface communicatively coupled to the at least one processor; and a memory device storing executable code that, when executed, causes the processor to: + receive over a network from a mobile device a request for remote access to one of a first application for which first account information is stored and a second application for which second account information is stored; + receive, with the request, login information associated with one of the first account information and the second account information; + determine whether the login information is associated with the first account information or the second account information; + automatically ascertain whether to display content comprising one of a portion of the first account information in a first display format associated with the first application, and a portion of the second account information in a second display format associated with the second application, within a graphical user interface based on whether the login information is determined to be associated with the first account information or the second account information; + display the content ascertained for display in a first window within the graphical user interface on the mobile device; + receive, via the graphical user interface, a user selection of a request to initiate an interaction; determine, by a processor, whether the interaction is a first type of interaction or a second type of interaction; and + automatically display, based on the determined type of interaction, a second window in at least one of the first format and the second format within the graphical user interface. Claim 1: A computer-implemented method for dynamically assigning a user experience displayed in a graphical user interface, the method comprising: receiving over the internet from a user device a request for remote access to stored account information for a user account; + receiving, with the request, user login information from a user, the login information including identifying information associated with the user and the user account; + determining, by a processor, whether the login information is associated with a first entity or a second entity; + automatically ascertaining, by the processor, whether to display the stored account information in a first format associated with the first entity or a second format associated with the second entity within a graphical user interface based on whether the login information is determined to be associated with the first entity or the second entity; + displaying the stored account information in a first window in at least one of the first format and the second format within the graphical user interface on the user device; + receiving, via the graphical user interface, a user selection of a request to initiate an interaction; + determining, by the processor, whether the interaction is a first type of interaction or a second type of interaction; and + automatically displaying, based on the determined type of interaction, a second window in at least one of the first format and the second format within the graphical user interface. Claim 9: A system for dynamically assigning a user experience displayed in a graphical user interface, the system comprising: at least one processor; a communication interface communicatively coupled to the at least one processor; and a memory device storing executable code that, when executed, causes the processor to: + receive over the internet from a user device a request for remote access to stored account information from a user account; + receive, with the request, user login information from a user, the login information including identifying information associated with the user and the user account; + determine whether the login information is associated with a first entity or a second entity; + automatically ascertain whether to display the stored account information from a user account in a first format associated with the first entity or a second format associated with the second entity within a graphical user interface based on whether the login information is determined to be associated with the first entity or second entity; + display the account information in a first window in at least one of the first format and the second format within the graphical user interface on the user device; + receive, via the graphical user interface, a user selection of a request to initiate an interaction; determine, by a processor, whether the interaction is a first type of interaction or a second type of interaction; and + automatically display, based on the determined type of interaction, a second window in at least one of the first format and the second format within the graphical user interface. Claims 2-8, 10-11 and 13-16 of the instant application are similar to claims 2-8, 10-11 and 13-16 of 169’ respectively. As can be seen from the table above, independent Claim 1 of the instant application is anticipated by Claim 1 of 169’, in that Claim 1 of 169’ contains all the limitations of claim 1 of the instant application therefore is not patently distinct from the earlier patent claim and as such is unpatentable for obvious-type double patenting. Claim 9 is similarly mapped to claim 9 of 169’ as such is unpatentable for obvious-type double patenting. The instant application claim is broader in every aspect than the patent claim and is therefore an obvious variant thereof.” Allowable Subject Matter Claims 1-18 are allowed when the double patenting issues are resolved. Conclusion The prior art made of record on form PTO-892 and not relied upon is considered pertinent to applicant's disclosure. Applicant is required under 37 C.F.R. § 1.111(c) to consider these references fully when responding to this action. It is noted that any citation to specific, pages, columns, lines, or figures in the prior art references and any interpretation of the references should not be considered to be limiting in any way. A reference is relevant for all it contains and may be relied upon for all that it would have reasonably suggested to one having ordinary skill in the art. In re Heck, 699 F.2d 1331, 1332-33,216 USPQ 1038, 1039 (Fed. Cir. 1983) (quoting In re Lemelson, 397 F.2d 1006,1009, 158 USPQ 275,277 (CCPA 1968)). Inquiry Any inquiry concerning this communication or earlier communications from the examiner should be directed to Tam T. Tran whose telephone number is (571) 270-5029. The examiner can normally be reached M-F: 7:30 AM - 5:00 PM. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, William L. Bashore can be reached on 571-272-4088. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /TAM T TRAN/Primary Examiner, Art Unit 2174
Read full office action

Prosecution Timeline

Sep 27, 2024
Application Filed
Sep 24, 2026
Non-Final Rejection mailed — §DP (current)

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
81%
Grant Probability
93%
With Interview (+11.6%)
2y 5m (~5m remaining)
Median Time to Grant
Low
PTA Risk
Based on 417 resolved cases by this examiner. Grant probability derived from career allowance rate.

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