Last updated: July 12, 2026

Application No. 18/905,890

Untitled Application

Unknown

Filed

3600

Priority

Jul 16, 2024 — provisional 63/672,185 +1 more

Examiner

NEWLON, WILLIAM D

Art Unit

3696

Tech Center

State Farm Mutual Automobile Insurance Company

Assignee

State Farm Mutual Automobile Insurance Company

OA Round

1 (Non-Final)

Interview Optional

— +29.0% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 45% grant rate with +29.0% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 124 resolved cases, 2023–2026

Examiner Intelligence

NEWLON, WILLIAM D View full profile →

Grants 45% of resolved cases

Career Allowance Rate

56 granted / 124 resolved

-14.8% vs TC avg

Strong +29% interview lift

Without

With

+29.0%

Interview Lift

resolved cases with interview

Typical timeline

2y 11m

Avg Prosecution

26 currently pending

Career history

152

Total Applications

across all art units

Statute-Specific Performance

§101

33.0%

-7.0% vs TC avg

§103

56.1%

+16.1% vs TC avg

§102

5.5%

-34.5% vs TC avg

§112

2.6%

-37.4% vs TC avg

Black line = Tech Center average estimate • Based on career data from 124 resolved cases

Prosecution Timeline

3600

Application Filed

Jan 07, 2026

Non-Final Rejection mailed

Mar 31, 2026

Examiner Interview Summary

Mar 31, 2026

Applicant Interview (Telephonic)

Precedent Cases

Applications granted by this same examiner with similar technology

18/439,643

Patent 12664593

GESTURE-ENABLED INTERFACES, SYSTEMS, METHODS, AND APPLICATIONS FOR CUSTOM DESIGNING NON-LEVEL LIFE INSURANCE BENEFITS POLICIES AND SUPPORTING CUSTOMIZED PRICING

2y 4m to grant Granted Jun 23, 2026

17/991,421

Patent 12548063

MULTI-DIMENSIONAL TRADABLE PRODUCT ORDER BOOK SYSTEM

3y 2m to grant Granted Feb 10, 2026

17/763,834

Patent 12530671

PROCESSING USING MACHINE READABLE CODES AND SECURE REMOTE INTERACTIONS

3y 10m to grant Granted Jan 20, 2026

17/473,827

Patent 12499489

SYSTEM AND METHOD FOR DETERMINING A DRIVER SCORE USING MACHINE LEARNING

4y 3m to grant Granted Dec 16, 2025

18/380,355

Patent 12488389

ON-LINE LOAN PROCESS AND SYSTEM

2y 1m to grant Granted Dec 02, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

45%

Grant Probability

74%

With Interview (+29.0%)

2y 11m

Median Time to Grant

Low

PTA Risk

Based on 124 resolved cases by this examiner. Grant probability derived from career allowance rate.