Last updated: April 24, 2026

Application No. 18/906,862

Untitled Application

Unknown

Filed

3600

Examiner

MADAMBA, CLIFFORD B

Art Unit

3692

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank N A

OA Round

2 (Non-Final)

This examiner grants 43% of cases after interview

— +15.4% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 640 resolved cases, 2023–2026

Examiner Intelligence

MADAMBA, CLIFFORD B View full profile →

Grants 43% of resolved cases

Career Allow Rate

278 granted / 640 resolved

-16.6% vs TC avg

Strong +15% interview lift

Without

With

+15.4%

Interview Lift

resolved cases with interview

Typical timeline

3y 2m

Avg Prosecution

41 currently pending

Career history

681

Total Applications

across all art units

Statute-Specific Performance

§101

40.0%

+0.0% vs TC avg

§103

36.2%

-3.8% vs TC avg

§102

4.5%

-35.5% vs TC avg

§112

15.8%

-24.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 640 resolved cases

Prosecution Timeline

3600

Application Filed

Sep 30, 2025

Non-Final Rejection

Dec 12, 2025

Response Filed

Mar 19, 2026

Non-Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/086,393

Patent 12597035

SYSTEMS AND METHODS FOR MERCHANT LEVEL FRAUD DETECTION BASED IN PART ON EVENT TIMING

2y 5m to grant Granted Apr 07, 2026

17/968,716

Patent 12591868

TICKETING VALIDATION AND FULFILLMENT SYSTEM AND METHOD

2y 5m to grant Granted Mar 31, 2026

17/340,426

Patent 12567054

SYSTEMS AND METHODS FOR EXECUTING ELECTRONIC TRANSACTIONS AND FILTERING WITH CATEGORIZATION ENGINE

2y 5m to grant Granted Mar 03, 2026

18/490,626

Patent 12567058

SYSTEMS AND METHODS FOR ISSUING PROCESSOR AGGREGATION

2y 5m to grant Granted Mar 03, 2026

18/689,996

Patent 12567055

METHOD FOR ORDERED EXECUTION OF CROSS-CHAIN TRANSACTIONS, AND CROSS-CHAIN SYSTEM

2y 5m to grant Granted Mar 03, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

2-3

Expected OA Rounds

43%

Grant Probability

59%

With Interview (+15.4%)

3y 2m

Median Time to Grant

Moderate

PTA Risk

Based on 640 resolved cases by this examiner. Grant probability derived from career allow rate.

Untitled Application

This examiner grants 43% of cases after interview

Examiner Intelligence

Statute-Specific Performance

Prosecution Timeline

Precedent Cases

Applications granted by this same examiner with similar technology

AI Strategy Recommendation

Prosecution Projections

Ready to respond to this office action?

Sign in with your work email