Prosecution Insights
Last updated: August 17, 2026
Application No. 18/907,425

SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT

Non-Final OA §DP
Filed
Oct 04, 2024
Priority
Jun 19, 2012 — continuation of 8768038 +5 more
Examiner
SHAH, UTPAL D
Art Unit
Tech Center
Assignee
Wells Fargo Bank N A
OA Round
1 (Non-Final)
88%
Grant Probability
Favorable
1-2
OA Rounds
6m
Est. Remaining
99%
With Interview

Examiner Intelligence

Grants 88% — above average
88%
Career Allowance Rate
665 granted / 757 resolved
+27.8% vs TC avg
Moderate +11% lift
Without
With
+11.3%
Interview Lift
resolved cases with interview
Typical timeline
2y 4m
Avg Prosecution
15 currently pending
Career history
768
Total Applications
across all art units

Statute-Specific Performance

§101
13.0%
-27.0% vs TC avg
§103
32.7%
-7.3% vs TC avg
§102
29.2%
-10.8% vs TC avg
§112
13.1%
-26.9% vs TC avg
Black line = Tech Center average estimate • Based on career data from 757 resolved cases

Office Action

§DP
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on nonstatutory double patenting provided the reference application or patent either is shown to be commonly owned with the examined application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. See MPEP § 717.02 for applications subject to examination under the first inventor to file provisions of the AIA as explained in MPEP § 2159. See MPEP § 2146 et seq. for applications not subject to examination under the first inventor to file provisions of the AIA . A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The USPTO Internet website contains terminal disclaimer forms which may be used. Please visit www.uspto.gov/patent/patents-forms. The filing date of the application in which the form is filed determines what form (e.g., PTO/SB/25, PTO/SB/26, PTO/AIA /25, or PTO/AIA /26) should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to www.uspto.gov/patents/process/file/efs/guidance/eTD-info-I.jsp. Claim 1 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims 1 of U.S. Patent No. 8,768,038. Although the claims at issue are not identical, they are not patentably distinct from each other because claim 1 of the current application are anticipated by claims 1 of Patent No. 8,768,038. Claim 17 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims 18 of U.S. Patent No. 8,768,038. Although the claims at issue are not identical, they are not patentably distinct from each other because claims 17 of the current application are anticipated by claims 18 of Patent No. 8,768,038. Allowable Subject Matter Claims 1-20 would be allowable if rewritten or amended to overcome the Double Patenting rejection set forth in this Office action. The following is a statement of reasons for the indication of allowable subject matter: In regards to claims 1-20, the prior art does not teach or suggest “responsive to a determination that a first portion of the check image is recognized and that a second portion of the check image is unrecognized, transmitting, by the computing system and to the mobile device, a request for a manual entry of at least the second portion of the check image.” In particular, the prior art does not teach portions being MICR lines of the check image. It is for this reasons claims 1-20 are indicated allowed. Conclusion Any inquiry concerning this communication or earlier communications from the examiner should be directed to UTPAL D SHAH whose telephone number is (571)272-5729. The examiner can normally be reached M-F: 7:30-5:30. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Vu Le can be reached at (571) 272-7332. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of published or unpublished applications may be obtained from Patent Center. Unpublished application information in Patent Center is available to registered users. To file and manage patent submissions in Patent Center, visit: https://patentcenter.uspto.gov. Visit https://www.uspto.gov/patents/apply/patent-center for more information about Patent Center and https://www.uspto.gov/patents/docx for information about filing in DOCX format. For additional questions, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /UTPAL D SHAH/Primary Examiner, Art Unit 2668
Read full office action

Prosecution Timeline

Oct 04, 2024
Application Filed
Jul 15, 2026
Non-Final Rejection mailed — §DP (current)

Precedent Cases

Applications granted by this same examiner with similar technology

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2y 5m to grant Granted Jul 28, 2026
Patent 12688668
SYSTEMS, DEVICES, AND METHODS FOR SEGMENTATION OF ANATOMICAL IMAGE DATA
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Patent 12684127
QUANTIZATION APPARATUS AND METHOD FOR ARTIFICIAL NEURAL NETWORK AND IMAGE PROCESSING DEVICE HAVING THE SAME
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LIVENESS DETECTION METHOD AND APPARATUS, AND TRAINING METHOD AND APPARATUS FOR LIVENESS DETECTION SYSTEM
2y 7m to grant Granted Jul 14, 2026
Patent 12675987
MULTIMODAL DATA PROCESSING
2y 6m to grant Granted Jul 07, 2026
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
88%
Grant Probability
99%
With Interview (+11.3%)
2y 4m (~6m remaining)
Median Time to Grant
Low
PTA Risk
Based on 757 resolved cases by this examiner. Grant probability derived from career allowance rate.

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