Last updated: July 12, 2026

Application No. 18/914,895

Untitled Application

Unknown

Filed

3600

Examiner

MILEF, ELDA G

Art Unit

3694

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +7.3% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 40% grant rate with +7.3% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 504 resolved cases, 2023–2026

Examiner Intelligence

MILEF, ELDA G View full profile →

Grants 40% of resolved cases

Career Allowance Rate

204 granted / 504 resolved

-19.5% vs TC avg

Moderate +7% lift

Without

With

+7.3%

Interview Lift

resolved cases with interview

Typical timeline

3y 10m

Avg Prosecution

23 currently pending

Career history

530

Total Applications

across all art units

Statute-Specific Performance

§101

32.1%

-7.9% vs TC avg

§103

53.6%

+13.6% vs TC avg

§102

5.4%

-34.6% vs TC avg

§112

3.6%

-36.4% vs TC avg

Black line = Tech Center average estimate • Based on career data from 504 resolved cases

Prosecution Timeline

3600

Application Filed

Jan 16, 2026

Non-Final Rejection mailed

Apr 23, 2026

Interview Requested

Apr 29, 2026

Examiner Interview Summary

Apr 29, 2026

Applicant Interview (Telephonic)

Precedent Cases

Applications granted by this same examiner with similar technology

18/664,127

Patent 12646109

SYSTEMS AND METHODS FOR GENERATING IMPROVED GRAPHICAL USER INTERFACES DISPLAYING ACCOUNT INFORMATION

2y 0m to grant Granted Jun 02, 2026

17/138,092

Patent 12639751

SYSTEM AND METHOD FOR RECONCILIATION OF ELECTRONIC DATA PROCESSES

5y 4m to grant Granted May 26, 2026

18/532,310

Patent 12620028

EFFICIENT DATA RELOCATION IN AN ASYMMETRIC MULTI-LEVEL CACHING STRUCTURE FOR EFFICIENT DATA STORAGE AND RETRIEVAL

2y 5m to grant Granted May 05, 2026

18/826,840

Patent 12555164

DATA DISTRIBUTION ARCHITECTURE

1y 5m to grant Granted Feb 17, 2026

18/327,812

Patent 12548073

SYSTEM AND METHOD FOR PROVIDING PURCHASE HISTORY TO AN ACCOUNT HOLDER

2y 8m to grant Granted Feb 10, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

40%

Grant Probability

48%

With Interview (+7.3%)

3y 10m

Median Time to Grant

Low

PTA Risk

Based on 504 resolved cases by this examiner. Grant probability derived from career allowance rate.