Last updated: July 09, 2026

Application No. 18/928,398

Untitled Application

Unknown

Filed

Examiner

MILLER, JAMES H

Art Unit

Tech Center

TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA

Assignee

Teachers Insurance And Annuity Association Of America

OA Round

4 (Non-Final)

Interview Optional

— +33.4% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 40% grant rate with +33.4% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 197 resolved cases, 2023–2026

Examiner Intelligence

MILLER, JAMES H View full profile →

Grants 40% of resolved cases

Career Allowance Rate

79 granted / 197 resolved

-19.9% vs TC avg

Strong +33% interview lift

Without

With

+33.4%

Interview Lift

resolved cases with interview

Typical timeline

3y 7m

Avg Prosecution

32 currently pending

Career history

238

Total Applications

across all art units

Statute-Specific Performance

§101

14.0%

-26.0% vs TC avg

§103

73.5%

+33.5% vs TC avg

§102

2.3%

-37.7% vs TC avg

§112

8.6%

-31.4% vs TC avg

Black line = Tech Center average estimate • Based on career data from 197 resolved cases

Prosecution Timeline

Show 4 earlier events

Mar 20, 2025

Final Rejection mailed

Jun 18, 2025

Request for Continued Examination

Jun 23, 2025

Response after Non-Final Action

Oct 22, 2025

Non-Final Rejection mailed

Jan 08, 2026

Interview Requested

Jan 14, 2026

Examiner Interview Summary

Jan 21, 2026

Response Filed

Apr 30, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/696,726

Patent 12651245

Method, Wallet Application Terminal, and System for Opening Digital Wallet

2y 2m to grant Granted Jun 09, 2026

17/925,788

Patent 12602690

SYSTEMS AND METHODS FOR TRANSACTION AUTHORIZATION

3y 5m to grant Granted Apr 14, 2026

18/513,149

Patent 12591931

METHODS, APPARATUS, AND SYSTEMS TO FACILITATE TRADES USING DISPLAYED FINANCIAL CURVES

2y 4m to grant Granted Mar 31, 2026

19/051,264

Patent 12561745

Artificial Intelligence Systems and Methods for Efficient Use of Assets

1y 0m to grant Granted Feb 24, 2026

18/350,731

Patent 12547992

CRYPTOGRAPHIC CURRENCY EXCHANGE

2y 7m to grant Granted Feb 10, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

4-5

Expected OA Rounds

40%

Grant Probability

74%

With Interview (+33.4%)

3y 7m

Median Time to Grant

High

PTA Risk

Based on 197 resolved cases by this examiner. Grant probability derived from career allowance rate.