Last updated: July 05, 2026

Application No. 18/929,072

SYSTEMS AND METHODS FOR UNIQUELY IDENTIFYING AND REGULARLY AUTHENTICATING USERS AT LOGIN

Non-Final OA

Filed

Oct 28, 2024

Priority

Jun 10, 2022 — continuation of 12/158,937

Examiner

TRAN, VU V

Art Unit

2491

Tech Center

2400 — Computer Networks

Assignee

JPMorgan Chase Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +17.3% interview lift. Examiner has a relatively high allowance rate (90%); +17.3% interview lift. A written response may suffice.

Based on 399 resolved cases, 2023–2026

Examiner Intelligence

TRAN, VU V View full profile →

Grants 90% — above average

Career Allowance Rate

358 granted / 399 resolved

+31.7% vs TC avg

Strong +17% interview lift

Without

With

+17.3%

Interview Lift

resolved cases with interview

Typical timeline

2y 2m

Avg Prosecution

7 currently pending

Career history

412

Total Applications

across all art units

Statute-Specific Performance

§101

4.8%

-35.2% vs TC avg

§103

73.9%

+33.9% vs TC avg

§102

10.5%

-29.5% vs TC avg

§112

6.0%

-34.0% vs TC avg

Black line = Tech Center average estimate • Based on career data from 399 resolved cases

Prosecution Timeline

Oct 28, 2024

Application Filed

Apr 02, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/563,752

Patent 12671581

COMPUTATION ON LWE-ENCRYPTED VALUES

2y 7m to grant Granted Jun 30, 2026

18/646,690

Patent 12659131

LIFECYCLE ADMINISTRATION OF DOMAIN NAME BLOCKCHAIN ADDRESSES

2y 1m to grant Granted Jun 16, 2026

18/352,660

Patent 12652154

DATA PROCESSING METHOD, APPARATUS, DEVICE AND MEDIUM

2y 11m to grant Granted Jun 09, 2026

18/212,372

Patent 12634110

METHOD AND SYSTEM FOR PROTECTING CRYPTOGRAPHIC OPERATIONS AGAINST SIDE-CHANNEL ATTACKS

2y 11m to grant Granted May 19, 2026

18/342,627

Patent 12634113

METHOD FOR PROCESSING DYNAMIC DATA BASED ON HOMOMORPHIC ENCRYPTION WHICH CARRIES OUT UNLIMITED ARITHMETIC OPERATIONS WITHOUT BOOTSTRAPPING AND REENCRYPTION OF CONTROL DATA

2y 10m to grant Granted May 19, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

90%

Grant Probability

99%

With Interview (+17.3%)

2y 2m (~6m remaining)

Median Time to Grant

Low

PTA Risk

Based on 399 resolved cases by this examiner. Grant probability derived from career allowance rate.