Last updated: July 13, 2026

Application No. 18/935,111

Untitled Application

Unknown

Filed

Examiner

GARCIA MIZE, KARLYANNIE MARIE

Art Unit

Tech Center

The Toronto-Dominion Bank

Assignee

The Toronto-dominion Bank

OA Round

2 (Non-Final)

This examiner grants 37% of cases after interview

— +30.6% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 46 resolved cases, 2023–2026

Examiner Intelligence

GARCIA MIZE, KARLYANNIE MARIE View full profile →

Grants only 37% of cases

Career Allowance Rate

17 granted / 46 resolved

-23.0% vs TC avg

Strong +31% interview lift

Without

With

+30.6%

Interview Lift

resolved cases with interview

Typical timeline

2y 11m

Avg Prosecution

16 currently pending

Career history

Total Applications

across all art units

Statute-Specific Performance

§101

9.7%

-30.3% vs TC avg

§103

79.0%

+39.0% vs TC avg

§102

4.0%

-36.0% vs TC avg

§112

6.8%

-33.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 46 resolved cases

Prosecution Timeline

Oct 27, 2025

Non-Final Rejection mailed

Jan 13, 2026

Response Filed

Apr 24, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/591,584

Patent 12664538

Single Point of Creation

2y 3m to grant Granted Jun 23, 2026

19/053,850

Patent 12664555

METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE

1y 4m to grant Granted Jun 23, 2026

17/835,044

Patent 12651265

TRANSACTION RECONCILIATION AND DEDUPLICATION

4y 0m to grant Granted Jun 09, 2026

18/299,747

Patent 12626244

Location-Based Non-Fungible Token Distribution and Verification

3y 1m to grant Granted May 12, 2026

18/616,169

Patent 12561743

METADATA PROCESS, WITH STATIC AND EVOLVING ATTRIBUTES, INTRODUCED INTO TOKENIZATION STANDARDS

1y 11m to grant Granted Feb 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

37%

Grant Probability

68%

With Interview (+30.6%)

2y 11m

Median Time to Grant

Moderate

PTA Risk

Based on 46 resolved cases by this examiner. Grant probability derived from career allowance rate.