Prosecution Insights
Last updated: April 19, 2026

The Toronto-Dominion Bank

119 pending office actions

Portfolio Summary

119
Total Pending OAs
37
Final Rejections
82
Non-Final OAs

Pending Office Actions

App #TitleExaminerArt UnitStatusFiled
19209875 LOCAL CONTEXT FOR CONTEXT-BASED TABULAR CLASSIFICATION HOANG, SON T 2169 Non-Final OA May 16, 2025
19209870 LOCAL CONTEXT FOR CONTEXT-BASED TABULAR CLASSIFICATION HOANG, SON T 2169 Non-Final OA May 16, 2025
19189924 SYSTEM AND METHOD FOR INTEGRATED APPLICATION AND PROVISIONING ALI, JAHED 3699 Non-Final OA Apr 25, 2025
19175805 SYSTEMS AND METHODS FOR DETECTING FALSE DATA ENTITIES USING MULTI-STAGE COMPUTATION CASANOVA, JORGE A 2165 Non-Final OA Apr 10, 2025
19058668 MULTI-TABLE DATA STORAGE WITH AUDITABLE DATA CHANGES MORRIS, JOHN J 2152 Non-Final OA Feb 20, 2025
19037708 SYSTEMS AND METHODS FOR REAL-TIME PROCESSING OF RESOURCE REQUESTS CUNNINGHAM II, GREGORY S 3694 Non-Final OA Jan 27, 2025
19020498 SYSTEMS AND METHODS FOR MANAGING ACCESS TO RESOURCES IN A COMPUTING ENVIRONMENT WAESCO, JOSEPH M 3625 Non-Final OA Jan 14, 2025
19020096 VALUE TRANSFER CARD MANAGEMENT SYSTEM ZHANG, DUAN 3699 Non-Final OA Jan 14, 2025
18958377 SYSTEM AND METHOD FOR PROVIDING DATA ACCESS DUCK, BRANDON M 3693 Non-Final OA Nov 25, 2024
18935005 System and Method for Managing Multiple Transactional Workflows WEINER, ARIELLE E 3689 Non-Final OA Nov 01, 2024
18906051 MANAGING THIRD-PARTY ACCESS TO CONFIDENTIAL DATA USING DYNAMICALLY GENERATED APPLICATION-SPECIFIC CREDENTIALS HOLDER, BRADLEY W 2408 Non-Final OA Oct 03, 2024
18897062 SYSTEM AND METHOD FOR AUTHORIZING DATA TRANSFERS TURCHEN, JAMES R 2439 Non-Final OA Sep 26, 2024
18894165 METHOD AND SYSTEM FOR DETERMINING TRANSFERABILITY OF RESOURCES DINH, KHANH Q 2458 Non-Final OA Sep 24, 2024
18893761 AUTOMATIC GENERATION AND PROVISIONING OF NOTIFICATION DATA TO DYNAMICALLY SELECTED NETWORK-CONNECTED DEVICES JOSHI, SURAJ M 2447 Non-Final OA Sep 23, 2024
18893518 REAL-TIME ASSESSMENT OF INITIATED DATA EXCHANGES BASED ON STRUCTURED MESSAGING DATA ELCHANTI, TAREK 3621 Non-Final OA Sep 23, 2024
18817408 CONTEXT RETRIEVAL FOR IN-CONTEXT LEARNING MODEL CHOI, YUK TING 2164 Non-Final OA Aug 28, 2024
18814999 METHOD AND SYSTEM FOR SCHEDULING ACCESS TO A NODE CLASS OF A SHARED RESOURCE MANIWANG, JOSEPH R 2441 Non-Final OA Aug 26, 2024
18787799 System and Method for Executing Exchanges With Fractional Amounts PROIOS, GEORGE N 3694 Non-Final OA Jul 29, 2024
18777887 PARALLEL ARTIFICIAL INTELLIGENCE DRIVEN IDENTITY CHECKING LIPMAN, JACOB 2434 Non-Final OA Jul 19, 2024
18777414 DYNAMIC PRESENTATION OF DATA DURING A CALL OR A CHAT USING ARTIFICIAL INTELLIGENCE PULLIAS, JESSE SCOTT 2655 Non-Final OA Jul 18, 2024
18776676 Contact Center Bot Architecture TESHALE, AKELAW 2694 Non-Final OA Jul 18, 2024
18772585 MANAGEMENT OF PROGRAMMATIC AND COMPLIANCE WORKFLOWS USING ROBOTIC PROCESS AUTOMATION PATEL, KAMINI B 2114 Final Rejection Jul 15, 2024
18772755 MANAGEMENT OF PROGRAMMATIC AND COMPLIANCE WORKFLOWS USING ROBOTIC PROCESS AUTOMATION PATEL, KAMINI B 2114 Final Rejection Jul 15, 2024
18770924 SYSTEM AND METHOD FOR GENERATING AN AGGREGATED DATASET SPIELER, WILLIAM 2159 Non-Final OA Jul 12, 2024
18767513 Assisted Channel Credit Applications with Automatic Integration into Digital Wallets CHISM, STEVEN R 3692 Non-Final OA Jul 09, 2024
18754997 DATA REPORTING ARCHITECTURE FOR APPLICATIONS EYERS, DUSTIN D 2164 Non-Final OA Jun 26, 2024
18747732 SYSTEMS AND METHODS FOR OPTIMAL RENEWALS VERIFICATIONS USING MACHINE LEARNING MODELS VIG, NARESH 3622 Final Rejection Jun 19, 2024
18747884 System and Method for Authorizing Temporary Use of Accounts TRAN, HAI 3695 Non-Final OA Jun 19, 2024
18740869 Curbside Branch Optimization DIVELBISS, MATTHEW H 3624 Non-Final OA Jun 12, 2024
18650958 SYSTEMS AND METHODS FOR PROCESSING REQUESTS FOR REAL-TIME TRANSFERS OF RESOURCES ABRISHAMKAR, KAVEH 2494 Final Rejection Apr 30, 2024
18651063 COMPUTING SYSTEMS AND METHODS FOR MULTI-LABEL CONFORMAL PREDICTION FOR RETRIEVAL AUGMENTED GENERATION BARTLETT, WILLIAM P 2169 Non-Final OA Apr 30, 2024
18643132 SYSTEM AND METHOD FOR PROVIDING A GRAPHICAL USER INTERFACE SHIH, HAOSHIAN 2179 Non-Final OA Apr 23, 2024
18640212 SYSTEMS AND METHODS FOR GENERATING CONTEXT SUMMARIES FOR DATA TRANSFERS PAN, PHOEBE X 2179 Non-Final OA Apr 19, 2024
18634043 SYSTEM AND METHOD FOR DEFECT ROOT CAUSE DETERMINATION AND REPORTING IN A SOFTWARE ENVIRONMENT SCHELL, JOSEPH O 2114 Non-Final OA Apr 12, 2024
18632645 SYSTEM AND METHOD FOR CONTINUOUS TESTING WITHIN A DEVSECOPS PIPELINE KENDALL, CHUCK O 2192 Non-Final OA Apr 11, 2024
18625319 COMPUTING SYSTEMS AND METHODS FOR IDENTIFYING SOFTWARE TEST CASES USING NATURAL LANGUAGE PROCESSING LYONS, ANDREW M 2191 Non-Final OA Apr 03, 2024
18620812 CONTENT GENERATION RELATED POLICY DRIFT GEBREMICHAEL, BRUK A 3715 Non-Final OA Mar 28, 2024
18620629 PARALLELIZED ATTENTION HEAD ARCHITECTURE TO GENERATE A CONVERSATIONAL MOOD ALSAMIRI, MANAL A. 3628 Non-Final OA Mar 28, 2024
18620832 RESPONSE GENERATION BASED ON EXECUTION OF AN AUGMENTED MACHINE LEARNING MODEL BOGGS JR., JAMES 2657 Non-Final OA Mar 28, 2024
18618546 CONTEXT-AWARE MANAGEMENT OF TIMER FUNCTION NOTIFICATIONS DEBROW, JAMES J 2174 Non-Final OA Mar 27, 2024
18618774 SYSTEM AND METHODS FOR MANAGING ACCESS TO A PROTECTED DATA RESOURCE YE, ZI 2455 Final Rejection Mar 27, 2024
18617068 SYSTEM AND METHODS FOR REAL-TIME PROCESSING OF ACCOUNT OPERATIONS OF A RESOURCE ACCOUNT POINVIL, FRANTZY 3693 Final Rejection Mar 26, 2024
18614790 HANDLING INSUFFICIENT CHATBOT RESPONSES THROUGH ARTIFICIAL INTELLIGENCE HUSSAIN, IMAD 2453 Non-Final OA Mar 25, 2024
18614785 PERSONALIZED AND GAMIFIED LEARNING EXPERIENCE GEBREMICHAEL, BRUK A 3715 Non-Final OA Mar 25, 2024
18614792 CHATBOT TO GUIDE USER BACK TO TOPIC OF INTEREST SMITH, SEAN THOMAS 2659 Non-Final OA Mar 25, 2024
18614076 ACCUMULATED DATA TRANSFER AMOUNT ACCESS HAMERSKI, BOLKO M 3694 Non-Final OA Mar 22, 2024
18613502 Computer System And Method For Automating Support Operations In A Data Management System GOFMAN, ALEX N 2163 Final Rejection Mar 22, 2024
18594316 SYSTEMS AND METHODS FOR EXECUTING AN AUTHENTICATION MODULE YONO, RAVEN E 3694 Final Rejection Mar 04, 2024
18593449 AUTOMATED SOLUTION FOR LOYALTY REWARDS POINTS DURAN, ARTHUR D 3622 Final Rejection Mar 01, 2024
18590338 GREENHOUSE GAS EMISSIONS MODEL GENERATING SYSTEM EVANS, KIMBERLY L 3629 Non-Final OA Feb 28, 2024
18437292 SYSTEM AND METHOD FOR PROCESSING BULK TRANSFER OF DIGITAL ASSETS ZHANG, DUAN 3699 Final Rejection Feb 09, 2024
18422562 Multi-Device Application Continuation System and Method ALRIYASHI, ABDULKADER MOHAMED 2447 Non-Final OA Jan 25, 2024
18412392 DYNAMIC RECONFIGURATION OF DASHBOARD CONTENT BASED ON CALL PROGRESS SHAH, ANTIM G 2693 Final Rejection Jan 12, 2024
18412343 DYNAMIC DASHBOARD GENERATION BASED ON FOCUS OF CONVERSATION CASTILLO-TORRES, KEISHA Y 2659 Final Rejection Jan 12, 2024
18412116 MEMORIALIZING A GRAPHICAL USER INTERFACE WITH GENERATIVE ARTIFICIAL INTELLIGENCE BHARGAVA, ANIL K 2172 Non-Final OA Jan 12, 2024
18412255 DYNAMIC PRESENTATION OF GRAPHICAL USER INTERFACE CONTENT WITH GENERATIVE ARTIFICIAL INTELLIGENCE PARCHER, DANIEL W 2174 Non-Final OA Jan 12, 2024
18528473 BUILDING TRAVEL ITINERARIES USING A GENERATIVE INTELLIGENT ENGINE CLARE, MARK C 3628 Final Rejection Dec 04, 2023
18528542 DESIGN-BASED INTELLIGENT ENGINE CHOWDHURY, ZIAUL A. 2192 Final Rejection Dec 04, 2023
18499468 SYSTEMS AND METHODS FOR LIMITING DATA TRANSFERS ACROSS MULTIPLE PLATFORMS SUBRAMANIAN, NARAYANSWAMY 3691 Non-Final OA Nov 01, 2023
18481920 CHARGE CARD KNOWLEDGE CHATBOT SHIU, HO T 2443 Non-Final OA Oct 05, 2023
18481948 DYNAMIC PROMPTING BASED ON CONVERSATION CONTEXT LELAND III, EDWIN S 2654 Non-Final OA Oct 05, 2023
18481954 AI ENGINE FOR TRAINING CREDIT CARD CHATBOT SONIFRANK, RICHA MISHRA 2654 Non-Final OA Oct 05, 2023
18481933 PROACTIVE BENEFIT SCAN OSMAN BILAL AHMED, AFAF 3622 Final Rejection Oct 05, 2023
18481460 SYSTEM AND METHODS OF PROCESSING DATA FOR FRAUD DETECTION AND ANALYSIS ALI, HATEM M 3691 Non-Final OA Oct 05, 2023
18481145 GENERATING PORTFOLIO CHANGES BASED ON UPCOMING LIFE EVENT SHAH, BHAVIN D 3694 Non-Final OA Oct 04, 2023
18481102 AUTOMATED CALL LIST BASED ON SIMILAR DISCUSSIONS DIABY, MOUSTAPHA 2683 Non-Final OA Oct 04, 2023
18481138 PORTFOLIO GENERATION BASED ON MISSING ASSET HAMILTON, SARA CHANDLER 3695 Non-Final OA Oct 04, 2023
18474492 System and Method for Accelerating Transfers Through Intermediaries CHAKRAVARTI, ARUNAVA 3692 Final Rejection Sep 26, 2023
18472401 SYSTEM AND METHOD FOR GENERATING FRAUD RULE CRITERIA SHAIKH, MOHAMMAD Z 3694 Final Rejection Sep 22, 2023
18472032 DYNAMICALLY EVOLVING IMAGE BASED ON FEATURE ACTIVATION ROBINSON, TERRELL M 2614 Non-Final OA Sep 21, 2023
18468537 SYSTEMS AND METHODS FOR CONFIGURING A DYNAMIC USER INTERFACE FOR AN INSIGHTS BASED WEB PORTAL JOO, JOSHUA 2445 Non-Final OA Sep 15, 2023
18466782 SYSTEM ARCHITECTURE WITH GENERATIVE AI DUAN, VIVIAN WEIJIA 2191 Final Rejection Sep 13, 2023
18466767 CONTINUOUSLY EVOLVING USER TRAINING MANUAL TEKLE, DANIEL T 2481 Non-Final OA Sep 13, 2023
18466090 System and Method for Assessing Actions of Authenticated Entities Within an Enterprise System OBAID, HAMZEH M 3624 Final Rejection Sep 13, 2023
18463835 TRACKING AND VERIFICATION OF SUSTAINABILITY DATA DEL TORO-ORTEGA, JORGE G 3628 Non-Final OA Sep 08, 2023
18463986 BORROWED RESOURCE ACCESS BASED ON ACCUMULATION OF RESOURCES SEYE, ABDOU K 2198 Non-Final OA Sep 08, 2023
18463408 SYSTEM AND METHOD FOR STORING IMMUTABLE EVIDENCE DATA NARRAMORE, BLAKE I 2438 Final Rejection Sep 08, 2023
18463116 MID-TIER WORKFLOW MODULE GOLDBERG, IVAN R 3619 Non-Final OA Sep 07, 2023
18462358 GENERATION OF AUTOMATION TEST SCRIPT USING GENERATIVE ARTIFICIAL INTELLIGENCE AGUILERA, TODD 2192 Non-Final OA Sep 06, 2023
18240882 SYSTEMS AND METHODS FOR COMPUTING FAIRNESS METRICS IN ARTIFICIAL INTELLIGENCE AND MACHINE LEARNING MODELS CORRIELUS, JEAN M 2159 Non-Final OA Aug 31, 2023
18240285 GENERATING ADDITIONAL IMAGES FROM PREVIOUSLY GENERATED IMAGES LIU, GORDON G 2618 Non-Final OA Aug 30, 2023
18456296 SYSTEMS AND METHODS FOR OPTIMIZATION AND VISUALIZATION USING EFFICIENT FRONTIERS MUSTAFA, MOHAMMED H 3693 Non-Final OA Aug 25, 2023
18451475 SYSTEM AND METHOD FOR MANAGING SOFTWARE APPLICATION PERFORMANCE LE, JOHN H 2857 Non-Final OA Aug 17, 2023
18447474 USE OF CRYPTOCURRENCY TO RELEASE A RESERVED DATA RESOURCE MADAMBA, CLIFFORD B 3692 Non-Final OA Aug 10, 2023
18353658 SYSTEMS AND METHODS FOR TIME SERIES PREDICTION USING MULTI-STAGE COMPUTATION LUO, KATE H 6216 Non-Final OA Jul 17, 2023
18350102 SYSTEMS AND METHODS FOR AUTOMATICALLY ASSESSING FAULT IN RELATION TO MOTOR VEHICLE COLLISIONS SHUDY, ANGELINA M 3668 Final Rejection Jul 11, 2023
18336721 INTELLIGENT DASHBOARD SEARCH ENGINE BEARD, CHARLES LLOYD 2611 Non-Final OA Jun 16, 2023
18333675 VECTORIZATION PROCESS AND FEATURE STORE FOR VECTOR STORAGE MAIDO, MAGGIE T 2129 Non-Final OA Jun 13, 2023
18333670 CONVERTING HISTORICAL TRANSACTION DATA INTO MERCHANT VECTORS FOR MODEL TRAINING SPRAUL III, VINCENT ANTON 2129 Non-Final OA Jun 13, 2023
18208032 MODULAR AND CONFIGURABLE COMPUTATIONAL FRAMEWORKS FOR REAL-TIME INFERENCING IN DISTRIBUTED COMPUTING ENVIRONMENTS REYNOLDS, DEBORAH J 2400 Non-Final OA Jun 09, 2023
18321982 MACHINE LEARNING FORECASTING BASED ON RESIDUAL PREDICTIONS LAI, DYLAN HONG 2144 Non-Final OA May 23, 2023
18139101 SYSTEMS AND METHODS FOR MONITORING APPLICATION HEALTH IN A DISTRIBUTED ARCHITECTURE MCCARTHY, CHRISTOPHER S 2113 Final Rejection Apr 25, 2023
18301413 MODEL FEATURE ANALYSIS AND CLUSTERING TOOLS FOR REFINING OUTPUTS OF MACHINE LEARNING MODELS MOUNDI, ISHAN NMN 2141 Non-Final OA Apr 17, 2023
18299209 SYSTEM AND METHOD FOR CALCULATING CONTRIBUTION ROOM FOR REGISTERED PLAN ACCOUNTS PATEL, AMIT HEMANTKUMAR 3696 Non-Final OA Apr 12, 2023
18298632 RESOURCE MANAGEMENT USING FLEXIBLY-SCHEDULED PROCESSING CHEN, ZHI 2196 Final Rejection Apr 11, 2023
18124800 SYSTEMS AND METHODS FOR INTEGRATING A CLIENT-FACING APPLICATION WITHIN A THIRD-PARTY INTERACTIVE ENVIRONMENT HUANG, KAYLEE J 2447 Non-Final OA Mar 22, 2023
18180432 SYSTEM AND METHOD FOR ACTIVATING AN ARTIFICIAL INTELLIGENCE-BASED RECOMMENDATION TRACY JR., EDWARD 2656 Final Rejection Mar 08, 2023
18179708 SYSTEM AND METHOD FOR ENABLING DATA ACCESS IN A VIRTUAL ENVIRONMENT EDMONDS, DONALD J 3629 Final Rejection Mar 07, 2023
18105365 RECONCILIATION OF INDIRECTLY EXECUTED EXCHANGES OF DATA USING PERMISSIONED DISTRIBUTED LEDGERS LEE, CLAY C 3699 Final Rejection Feb 03, 2023
18162053 MODEL-BASED CANDIDATE SCREENING AND EVALUATION TOOLS PRATT, EHRIN LARMONT 3629 Final Rejection Jan 31, 2023
18159138 SYSTEM AND METHOD FOR POPULATING A QUEUE NGUYEN, BAO G 2461 Final Rejection Jan 25, 2023
18082465 AUTOMATIC COLLECTION AND PROCESSING OF ENTITY INFORMATION WALTON, CHESIREE A 3624 Final Rejection Dec 15, 2022
17992310 SYSTEM AND METHOD FOR VALIDATING A PRICE CALCULATION WARDEN, MICHAEL J 3694 Final Rejection Nov 22, 2022
17975807 Pre-Authorization of Non-Activated Payment Instruments at Specific Merchants FU, HAO 3695 Non-Final OA Oct 28, 2022
17960189 SYSTEM AND METHOD FOR PROVIDING MULTI-CHANNEL AUTHENTICATION SHAUGHNESSY, AIDAN EDWARD 2432 Non-Final OA Oct 05, 2022
17952664 SYSTEM AND METHOD FOR CONFIRMING ELECTRONIC DELIVERY OF DIGITAL INCENTIVES SYROWIK, MATHEW RICHARD 3621 Final Rejection Sep 26, 2022
17947226 SYSTEMS AND METHODS FOR REAL TIME ACCESS TO EXTERNAL RESOURCE BUI, TOAN D. 3693 Non-Final OA Sep 19, 2022
17819667 System and Method for Managing Data Stored in A Remote Computing Environment FARROW, FELICIA 2437 Final Rejection Aug 15, 2022
17866630 SYSTEM AND METHOD FOR AUTOMATICALLY PROVIDING A SECOND RESOURCE TYPE TO REPLACE OR OFFSET A FIRST RESOURCE TYPE CHU JOY, JORGE A 2195 Non-Final OA Jul 18, 2022
17827147 REAL-TIME PROVISIONING OF DIRECTED PRODUCT DATA BASED ON STRUCTURED MESSAGING DATA ASGARI, SIMA 3698 Final Rejection May 27, 2022
17741748 SYSTEMS AND METHODS FOR OPTIMIZING MULTI-STAGE DATA PROCESSING GORMLEY, AARON PATRICK 2148 Non-Final OA May 11, 2022
17735884 LOW-DIMENSIONAL PROBABILISTIC DENSITY OF HIGH-DIMENSIONAL DATA MANIFOLD WATHEN, BRIAN W 2151 Final Rejection May 03, 2022
17681237 PREDICTING OCCURRENCES OF TARGETED CLASSES OF EVENTS USING TRAINED ARTIFICIAL-INTELLIGENCE PROCESSES HASTY, NICHOLAS 2141 Final Rejection Feb 25, 2022
17535806 SYSTEM AND METHOD FOR GENERATING AT LEAST ONE TRIGGER CATEGORY YUN, CARINA 2194 Final Rejection Nov 26, 2021
17490208 SYSTEM AND METHOD OF PROCESSING A DATA ACCESS REQUEST SHOLEMAN, ABU S 2496 Non-Final OA Sep 30, 2021
17483481 DYNAMIC MANAGEMENT OF COMPLIANCE WORKFLOW USING TRAINED MACHINE-LEARNING AND ARTIFICIAL-INTELLIGENCE PROCESSES SANTOS-DIAZ, MARIA C 3629 Non-Final OA Sep 23, 2021
17472253 DYNAMIC PROVISIONING OF DATA EXCHANGES BASED ON DETECTED RELATIONSHIPS WITHIN PROCESSED IMAGE DATA MACCAGNO, PIERRE L 3687 Final Rejection Sep 10, 2021
17405939 TWO-HEADED ATTENTION FUSED AUTOENCODER FOR CONTEXT-AWARE RECOMMENDATION ALSHAHARI, SADIK AHMED 2121 Non-Final OA Aug 18, 2021
17337140 PREDICTING FUTURE EVENTS OF PREDETERMINED DURATION USING ADAPTIVELY TRAINED ARTIFICIAL-INTELLIGENCE PROCESSES RIFKIN, BEN M 2123 Non-Final OA Jun 02, 2021

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