Last updated: July 17, 2026

Application No. 18/955,091

SYSTEMS AND METHODS FOR LIFE PLAN GENERATION AND MANAGEMENT

Non-Final OA

Filed

Nov 21, 2024

Priority

Dec 17, 2019 — provisional 62/949,155 +4 more

Examiner

VU, VIET D

Art Unit

2455

Tech Center

2400 — Computer Networks

Assignee

State Farm Mutual Automobile Insurance Company

OA Round

1 (Non-Final)

Interview Optional

— +14.4% interview lift. Interview lift (+14.4%) is below the 15.0% threshold. A written response is recommended.

Based on 1055 resolved cases, 2023–2026

Examiner Intelligence

VU, VIET D View full profile →

Grants 84% — above average

Career Allowance Rate

887 granted / 1055 resolved

+26.1% vs TC avg

Moderate +14% lift

Without

With

+14.4%

Interview Lift

resolved cases with interview

Typical timeline

2y 7m

Avg Prosecution

18 currently pending

Career history

1075

Total Applications

across all art units

Statute-Specific Performance

§101

1.3%

-38.7% vs TC avg

§103

91.6%

+51.6% vs TC avg

§102

4.2%

-35.8% vs TC avg

§112

0.8%

-39.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 1055 resolved cases

Prosecution Timeline

Nov 21, 2024

Application Filed

May 11, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/235,243

Patent 12659380

SYSTEMS AND METHODS FOR STORAGE-EFFICIENT SENSORS

2y 10m to grant Granted Jun 16, 2026

18/612,769

Patent 12659310

Cross-Domain Data Blob Retrieval for On-Premises Networks

2y 2m to grant Granted Jun 16, 2026

18/627,312

Patent 12657183

RECONFIGURATION OF BLOCK ITEM HIERARCHY IN RESPONSE TO MODIFICATION REQUESTS

2y 2m to grant Granted Jun 16, 2026

18/652,349

Patent 12659182

CONSENSUS METHOD, COMPUTER-READABLE MEDIUM, AND ELECTRONIC DEVICE

2y 1m to grant Granted Jun 16, 2026

18/658,018

Patent 12657072

BLOCKCHAIN-BASED DATA PROCESSING METHOD AND APPARATUS

2y 1m to grant Granted Jun 16, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

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Prosecution Projections

1-2

Expected OA Rounds

84%

Grant Probability

98%

With Interview (+14.4%)

2y 7m (~11m remaining)

Median Time to Grant

Low

PTA Risk

Based on 1055 resolved cases by this examiner. Grant probability derived from career allowance rate.