Last updated: July 13, 2026

Application No. 18/964,771

Untitled Application

Unknown

Filed

Examiner

NGUYEN, LIZ P

Art Unit

Tech Center

The Toronto-Dominion Bank

Assignee

The Toronto-dominion Bank

OA Round

2 (Non-Final)

Interview Optional

— +6.4% interview lift. Interview lift (+6.4%) is below the 15.0% threshold. A written response is recommended.

Based on 383 resolved cases, 2023–2026

Examiner Intelligence

NGUYEN, LIZ P View full profile →

Grants 61% of resolved cases

Career Allowance Rate

234 granted / 383 resolved

+1.1% vs TC avg

Moderate +6% lift

Without

With

+6.4%

Interview Lift

resolved cases with interview

Typical timeline

3y 3m

Avg Prosecution

30 currently pending

Career history

415

Total Applications

across all art units

Statute-Specific Performance

§101

41.7%

+1.7% vs TC avg

§103

31.9%

-8.1% vs TC avg

§102

14.7%

-25.3% vs TC avg

§112

2.7%

-37.3% vs TC avg

Black line = Tech Center average estimate • Based on career data from 383 resolved cases

Prosecution Timeline

Nov 19, 2025

Non-Final Rejection mailed

Feb 19, 2026

Response Filed

Apr 06, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

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AUTOMATED COMPUTING RESOURCE ALLOCATION AND COMPARISON VALIDATING OWNERSHIP AND TRANSACTION COMPLETION

11m to grant Granted Jul 07, 2026

17/931,820

Patent 12664590

BLOCKCHAIN CONTROLLED MULTI-CARRIER AUCTION SYSTEM FOR USAGE-BASED AUTO INSURANCE

3y 9m to grant Granted Jun 23, 2026

18/104,661

Patent 12646112

METHOD AND SYSTEM FOR ELABORATING MODEL CONTEXT BY COMPUTING EXPLANATION-GUIDED MODEL SIMILARITY

3y 4m to grant Granted Jun 02, 2026

19/286,283

Patent 12639762

TRANSCATION HANDLING IN VIEW OF SETTLEMENT FACTOR COMPLIANCE

9m to grant Granted May 26, 2026

18/627,101

Patent 12632861

COMPUTER-BASED SYSTEMS CONFIGURED TO AUTOMATICALLY PROGRAM A PLURALITY OF CONTROLS TO MODIFY A COMMUNICATION SESSION ASSOCIATED WITH A TRANSACTION AND METHODS OF USE THEREOF

2y 1m to grant Granted May 19, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

61%

Grant Probability

68%

With Interview (+6.4%)

3y 3m

Median Time to Grant

Moderate

PTA Risk

Based on 383 resolved cases by this examiner. Grant probability derived from career allowance rate.