Last updated: July 12, 2026

Application No. 18/981,091

Untitled Application

Unknown

Filed

Examiner

AUSTIN, JAMIE H

Art Unit

Tech Center

WELLS FARGO BANK, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +32.6% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 25% grant rate with +32.6% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 421 resolved cases, 2023–2026

Examiner Intelligence

AUSTIN, JAMIE H View full profile →

Grants only 25% of cases

Career Allowance Rate

104 granted / 421 resolved

-35.3% vs TC avg

Strong +33% interview lift

Without

With

+32.6%

Interview Lift

resolved cases with interview

Typical timeline

4y 11m

Avg Prosecution

24 currently pending

Career history

462

Total Applications

across all art units

Statute-Specific Performance

§101

9.7%

-30.3% vs TC avg

§103

80.5%

+40.5% vs TC avg

§102

3.4%

-36.6% vs TC avg

§112

5.0%

-35.0% vs TC avg

Black line = Tech Center average estimate • Based on career data from 421 resolved cases

Prosecution Timeline

Apr 16, 2026

Non-Final Rejection mailed

Jun 29, 2026

Interview Requested

Jul 06, 2026

Applicant Interview (Telephonic)

Jul 07, 2026

Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

18/306,278

Patent 12567079

MACHINE-LEARNING (ML)-BASED SYSTEM AND METHOD FOR GENERATING DSO IMPACT SCORE FOR FINANCIAL TRANSACTION

2y 10m to grant Granted Mar 03, 2026

17/360,358

Patent 12511601

SYSTEMS AND METHODS FOR PROVIDING A MARKETPLACE FOR ACCESSORIES OF A BUSINESS AUTOMATION SYSTEM

4y 6m to grant Granted Dec 30, 2025

16/983,603

Patent 12475474

SYSTEMS AND METHODS FOR DETERMINING AND ANALYZING CHARACTERISTICS OF DEVICES USED IN PAYMENT TRANSACTIONS

5y 3m to grant Granted Nov 18, 2025

17/555,100

Patent 12462266

METHODS AND SYSTEMS FOR EVALUATING CONTENT

3y 10m to grant Granted Nov 04, 2025

17/902,361

Patent 12444009

SYSTEMS AND METHODS FOR GENERATING AND TRAINING A MODULE SELECTION ENGINE FOR DISTRIBUTION ALLOCATION IN A NETWORK ENVIRONMENT

3y 1m to grant Granted Oct 14, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

25%

Grant Probability

57%

With Interview (+32.6%)

4y 11m

Median Time to Grant

Low

PTA Risk

Based on 421 resolved cases by this examiner. Grant probability derived from career allowance rate.