Last updated: July 11, 2026

Application No. 18/981,379

Untitled Application

Unknown

Filed

Examiner

BUI, TOAN D.

Art Unit

Tech Center

American Express Travel Related Services Company, Inc.

Assignee

American Express Travel Related Services Company, Inc.

OA Round

2 (Non-Final)

This examiner grants 59% of cases after interview

— +43.7% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 145 resolved cases, 2023–2026

Examiner Intelligence

BUI, TOAN D. View full profile →

Grants 59% of resolved cases

Career Allowance Rate

85 granted / 145 resolved

-1.4% vs TC avg

Strong +44% interview lift

Without

With

+43.7%

Interview Lift

resolved cases with interview

Typical timeline

2y 10m

Avg Prosecution

32 currently pending

Career history

188

Total Applications

across all art units

Statute-Specific Performance

§101

13.9%

-26.1% vs TC avg

§103

82.9%

+42.9% vs TC avg

§102

0.2%

-39.8% vs TC avg

§112

0.2%

-39.8% vs TC avg

Black line = Tech Center average estimate • Based on career data from 145 resolved cases

Prosecution Timeline

Dec 16, 2025

Non-Final Rejection mailed

Mar 16, 2026

Response Filed

May 04, 2026

Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/192,926

Patent 12400213

TEMPORARY DEBIT CARD SYSTEM AND METHOD

2y 5m to grant Granted Aug 26, 2025

18/207,081

Patent 12361435

REDUCING FALSE POSITIVE FRAUD ALERTS FOR ONLINE FINANCIAL TRANSACTIONS

2y 1m to grant Granted Jul 15, 2025

18/443,671

Patent 12340362

TWO-DIMENSIONAL CODE COMPATIBILITY SYSTEM

1y 4m to grant Granted Jun 24, 2025

18/521,468

Patent 12333519

SECURE QR CODE BASED DATA TRANSFERS

1y 6m to grant Granted Jun 17, 2025

18/481,686

Patent 12314940

CURRENCY MANAGEMENT SYSTEM AND ELECTRONIC SIGNATURE DEVICE

1y 7m to grant Granted May 27, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

2-3

Expected OA Rounds

59%

Grant Probability

99%

With Interview (+43.7%)

2y 10m

Median Time to Grant

Moderate

PTA Risk

Based on 145 resolved cases by this examiner. Grant probability derived from career allowance rate.