Last updated: July 17, 2026

Application No. 19/026,038

HEURISTIC MONEY LAUNDERING DETECTION ENGINE

Non-Final OA

Filed

Jan 16, 2025

Priority

May 12, 2016 — provisional 62/335,374 +17 more

Examiner

GOYEA, OLUSEGUN

Art Unit

Tech Center

Assignee

State Farm Mutual Automobile Insurance Company

OA Round

1 (Non-Final)

Interview Optional

— +33.8% interview lift. Examiner has a relatively high allowance rate (65%); +33.8% interview lift. A written response may suffice.

Based on 718 resolved cases, 2023–2026

Examiner Intelligence

GOYEA, OLUSEGUN View full profile →

Grants 65% — above average

Career Allowance Rate

468 granted / 718 resolved

+5.2% vs TC avg

Strong +34% interview lift

Without

With

+33.8%

Interview Lift

resolved cases with interview

Typical timeline

2y 11m

Avg Prosecution

34 currently pending

Career history

757

Total Applications

across all art units

Statute-Specific Performance

§101

14.8%

-25.2% vs TC avg

§103

70.6%

+30.6% vs TC avg

§102

3.7%

-36.3% vs TC avg

§112

6.1%

-33.9% vs TC avg

Black line = Tech Center average estimate • Based on career data from 718 resolved cases

Prosecution Timeline

Jan 16, 2025

Application Filed

May 14, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/037,877

Patent 12626238

System For Secure Transaction Processing And A Method Thereof

2y 11m to grant Granted May 12, 2026

18/135,323

Patent 12620006

MULTI-MODE POINT-OF-SALE DEVICE

3y 0m to grant Granted May 05, 2026

18/536,436

Patent 12591867

SYSTEMS AND METHODS FOR THIRD PARTY PAYMENT AT POINT OF SALE TERMINALS

2y 3m to grant Granted Mar 31, 2026

18/608,001

Patent 12586087

COMPUTING TOOL RISK DISCOVERY

2y 0m to grant Granted Mar 24, 2026

18/170,772

Patent 12579508

System and method for electronically determining correct product placement of items

3y 0m to grant Granted Mar 17, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

65%

Grant Probability

99%

With Interview (+33.8%)

2y 11m (~1y 5m remaining)

Median Time to Grant

Low

PTA Risk

Based on 718 resolved cases by this examiner. Grant probability derived from career allowance rate.