Last updated: July 17, 2026

Application No. 19/028,128

SYSTEM AND METHOD FOR CARD CONTROL

Non-Final OA

Filed

Jan 17, 2025

Priority

Apr 25, 2017 — continuation of 11/556,936 +2 more

Examiner

OUSSIR, EL MEHDI

Art Unit

3699

Tech Center

3600 — Transportation & Electronic Commerce

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +49.3% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 49% grant rate with +49.3% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 250 resolved cases, 2023–2026

Examiner Intelligence

OUSSIR, EL MEHDI View full profile →

Grants 49% of resolved cases

Career Allowance Rate

122 granted / 250 resolved

-3.2% vs TC avg

Strong +49% interview lift

Without

With

+49.3%

Interview Lift

resolved cases with interview

Typical timeline

4y 0m

Avg Prosecution

23 currently pending

Career history

283

Total Applications

across all art units

Statute-Specific Performance

§101

20.5%

-19.5% vs TC avg

§103

51.0%

+11.0% vs TC avg

§102

8.7%

-31.3% vs TC avg

§112

6.3%

-33.7% vs TC avg

Black line = Tech Center average estimate • Based on career data from 250 resolved cases

Prosecution Timeline

Jan 17, 2025

Application Filed

Jan 08, 2026

Examiner Interview (Telephonic)

Apr 14, 2026

Request for Continued Examination

Apr 25, 2026

Response after Non-Final Action

May 28, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/960,645

Patent 12639700

BIOMETRIC-INTEGRATED COIN

1y 6m to grant Granted May 26, 2026

18/709,031

Patent 12626253

METHOD FOR EXTRACTING AND PARSING BITCOIN TRANSACTION AUTONOMY INFORMATION

2y 0m to grant Granted May 12, 2026

18/156,786

Patent 12619987

Transaction Verification Method and Apparatus Using a secure Element at a Terminal Device to Verify Validity of the Transaction

3y 3m to grant Granted May 05, 2026

17/838,993

Patent 12608705

TRANSACTION METHOD AND DEVICE USING UWB COMMUNICATION

3y 10m to grant Granted Apr 21, 2026

17/424,828

Patent 12586065

CRYPTOCURRENCY TRANSACTION FUND FLOW ANALYSIS METHOD AND SYSTEM

4y 8m to grant Granted Mar 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

49%

Grant Probability

98%

With Interview (+49.3%)

4y 0m (~2y 6m remaining)

Median Time to Grant

Low

PTA Risk

Based on 250 resolved cases by this examiner. Grant probability derived from career allowance rate.