Last updated: April 24, 2026

Application No. 19/120,336

Untitled Application

Unknown

Filed

3600

Examiner

NGUYEN, LIZ P

Art Unit

3696

Tech Center

Visa International Service Association

Assignee

VISA INTERNATIONAL SERVICE ASSOCIATION

OA Round

1 (Non-Final)

Interview Optional

— +6.7% interview lift. This examiner has a relatively high allow rate; a written response may suffice.

Based on 380 resolved cases, 2023–2026

Examiner Intelligence

NGUYEN, LIZ P View full profile →

Grants 61% of resolved cases

Career Allow Rate

232 granted / 380 resolved

+1.1% vs TC avg

Moderate +7% lift

Without

With

+6.7%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

30 currently pending

Career history

410

Total Applications

across all art units

Statute-Specific Performance

§101

48.7%

+8.7% vs TC avg

§103

17.2%

-22.8% vs TC avg

§102

10.0%

-30.0% vs TC avg

§112

12.8%

-27.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 380 resolved cases

Prosecution Timeline

3600

Application Filed

Apr 03, 2026

Non-Final Rejection (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/229,065

Patent 12602691

SYSTEMS AND METHODS FOR MAINTAINING DATA INTEGRITY AND SECURITY DURING DATA TRANSFER BETWEEN ELECTRONIC DEVICES

2y 5m to grant Granted Apr 14, 2026

18/407,212

Patent 12602682

PAYMENT VEHICLE WITH ON AND OFF FUNCTION

2y 5m to grant Granted Apr 14, 2026

18/107,828

Patent 12561680

CONFIGURATION-BASED REAL-TIME NOTIFICATIONS IN TRANSACTION SYSTEMS

2y 5m to grant Granted Feb 24, 2026

17/456,119

Patent 12542020

AUTOMATED MACHINE PROVIDED WITH A BILL ACCEPTOR FOR DRIVING A DRIVE DEVICE

2y 5m to grant Granted Feb 03, 2026

18/629,456

Patent 12536521

PEER-TO-PEER PAYMENT PROCESSING

2y 5m to grant Granted Jan 27, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

AI Strategy Recommendation

Get an AI-powered prosecution strategy using examiner precedents, rejection analysis, and claim mapping.

Prosecution Projections

1-2

Expected OA Rounds

61%

Grant Probability

68%

With Interview (+6.7%)

3y 5m

Median Time to Grant

Low

PTA Risk

Based on 380 resolved cases by this examiner. Grant probability derived from career allow rate.